---
description: Review of Kayment Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Kayment | Reviews, Pricing & Demos - SoftwareAdvice NZ
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/4526/online-payment/software) > [Kayment](/software/695975/Kayment)

# Kayment

Canonical: https://www.softwareadvice.co.nz/software/695975/Kayment

> Kayment is invoicing and payment software for small businesses in Ireland and Europe, built around the two things that actually cost a small business money: getting paid late, and getting VAT wrong.

The invoice is the payment page. You raise an invoice and your customer opens it from a link - no account to create, nothing to install. It carries your name, your logo and your colours, with the VAT broken out per rate. They pay on that page: card, Apple Pay, Google Pay, or the bank rails that suit the currency. Euro invoices offer SEPA Direct Debit, iDEAL, Bancontact, EPS, Przelewy24, Multibanco, Link and PayPal. Sterling invoices offer open banking and Bacs Direct Debit. Dollar invoices offer ACH.

Deposits are one invoice, not two. Ask for a deposit and the invoice states the balance underneath it, so nobody is guessing which figure to pay. When the deposit clears, that same invoice becomes the request for the balance, with a pay button on it.

Irish VAT is handled properly: 23%, 13.5%, 9% and zero-rated, with your T1 figure at the end of each period - per rate, per currency, on whichever basis you file, invoice or cash receipts. Reverse-charge supplies are issued correctly: no VAT on the total, the customer's VAT number on the document, and the wording Revenue expects, with that turnover reported away from your T1 rather than sitting inside it. Credit notes are issued automatically on a refund, numbered in sequence, and dated to the period they were issued.

The chasing happens without you. Reminders go out on a schedule you set, in your own words, and stop the moment an invoice is paid. For invoices that go properly late, Kayment drafts the awkward email and waits - nothing sends until you have read it and pressed send. It never threatens legal action, interest or late fees.

Your money never touches us. Payments settle into your own Stripe account. Kayment is not a payment institution and does not hold funds, so there is no payout schedule to wait on and nothing of yours sitting in somebody else's balance.

Also: recurring billing for retainers and subscriptions, Xero sync that writes invoices at issue and payments as they land, multi-currency, and a REST API on the Business plan.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

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## About the vendor

- **Company**: Kayment

## Commercial Context

- **Pricing model**:  (Free Trial)
- **Pricing Details**: Kayment is sold as a monthly or yearly subscription per business, not per seat, in euro. Four plans: Starter EUR 9 a month, Professional EUR 29, Business EUR 59 and Enterprise EUR 199, each with a yearly price about 17% cheaper. There is no free plan. Professional comes with a 30-day free trial - a card is required to start it, and you are not charged until the 30 days are up. Starter and Business bill on purchase.

Card payments are taken through your own Stripe Connect account and settle directly to you - Kayment never holds your money. On top of Stripe's own processing fee, Kayment adds a small platform fee that falls as the plan rises: 0.75% on Starter, 0.40% on Professional, 0.25% on Business and Enterprise. There is no charge for invoices that are paid by bank transfer or marked paid manually, and no limit on how many invoices you send on any plan.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English, English
- **Available Countries**: Ireland, United Kingdom

## Features

- Data Security
- Online Payments

## Support Options

- Email/Help Desk
- FAQs/Forum

## Category

- [Payment Processing Software](https://www.softwareadvice.co.nz/directory/4526/online-payment/software)

## Links

- [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/695975/Kayment)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/product/695975-Kayment/> |
| en-AU | <https://www.softwareadvice.com.au/software/695975/Kayment> |
| en-GB | <https://www.softwareadvice.co.uk/software/695975/Kayment> |
| en-IE | <https://www.softwareadvice.ie/software/695975/Kayment> |
| en-NZ | <https://www.softwareadvice.co.nz/software/695975/Kayment> |

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