---
description: Review of Lodestar Wealth Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Lodestar Wealth | Reviews, Pricing & Demos - SoftwareAdvice NZ
---

Breadcrumb: [Home](/) > [Financial Management Software](/directory/3401/financial-management-system/software) > [Lodestar Wealth](/software/693392/Lodestar-Wealth)

# Lodestar Wealth

Canonical: https://www.softwareadvice.co.nz/software/693392/Lodestar-Wealth

> Most money apps are rearview mirrors: they track what you already spent and categorize it. Lodestar Wealth is prescriptive. Upload a bank, card, or brokerage statement and you get a diagnostic of where you actually stand, then a prioritized action plan where every recommendation carries its dollar impact — not "spend less on dining," but "+$1,008/yr."

How It Works
Upload a statement (PDF) → get a deterministic diagnostic and a financial health score → receive a ranked list of next moves, each priced → simulate a decision against a live Monte Carlo net-worth forecast → watch your net worth track over time on the dashboard.

The Numbers Are Auditable
Every dollar figure comes from a deterministic calculation engine. The AI model does two things only: read your statements and phrase the pre-computed recommendations. It is handed the figures and cannot alter them.

Also Included
Portfolio review with a structural score and allocation read, a debt payoff planner, retirement and rent-vs-buy calculators, and goal tracking.

Privacy
Bank credentials are never stored, raw statements are processed and discarded, and two-factor authentication is built in.

Lodestar Wealth provides education and tools, not financial advice. Tax questions should be confirmed with a CPA.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

-----

## About the vendor

- **Company**: Lodestar Wealth

## Commercial Context

- **Starting Price**: US$14.99
- **Pricing model**: Flat Rate (Free version available) (Free Trial)
- **Pricing Details**: Lodestar Wealth is a flat subscription, never a percentage of assets. A free account includes one complete financial analysis and one portfolio review with no card required. Lodestar Plus is $14.99/month, or $149.99/year — which works out to $12.50/month and saves $29.89 a year. Both plans start with a 7-day free trial and can be cancelled from your profile at any time, with no cancellation fee. There is no per-seat pricing, no assets-under-management fee, and no tier gated behind a sales call.
- **Target Audience**: Self Employed
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- "What If" Scenarios
- AI Copilot
- Budgeting/Forecasting
- Data Import/Export
- Data Visualisation
- Financial Analysis
- Financial Reporting
- Generative AI
- Mobile Access
- Planning Tools
- Predictive Analytics
- Projections
- Third-Party Integrations
- Transaction History
- Transaction Monitoring
- Visual Analytics

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Chat

## Category

- [Financial Management Software](https://www.softwareadvice.co.nz/directory/3401/financial-management-system/software)

## Links

- [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/693392/Lodestar-Wealth)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/product/693392-Lodestar-Wealth/> |
| en-AU | <https://www.softwareadvice.com.au/software/693392/Lodestar-Wealth> |
| en-GB | <https://www.softwareadvice.co.uk/software/693392/Lodestar-Wealth> |
| en-IE | <https://www.softwareadvice.ie/software/693392/Lodestar-Wealth> |
| en-NZ | <https://www.softwareadvice.co.nz/software/693392/Lodestar-Wealth> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":null,"address":{"@type":"PostalAddress","addressLocality":null,"addressRegion":null,"postalCode":null,"streetAddress":null},"description":"Software Advice helps businesses in New Zealand find the best software. Compare software options and learn more from our research and user reviews.","email":"info@softwareadvice.co.nz","url":"https://www.softwareadvice.co.nz/","logo":"https://dm-localsites-assets-prod.imgix.net/images/software_advice/logo-white-d2cfd05bdd863947d19a4d1b9567dde8.svg","@id":"https://www.softwareadvice.co.nz/#organization","@type":"Organization","parentOrganization":"G2.com, Inc.","sameAs":[]},{"name":"Lodestar Wealth","description":"Most money apps are rearview mirrors: they track what you already spent and categorize it. Lodestar Wealth is prescriptive. Upload a bank, card, or brokerage statement and you get a diagnostic of where you actually stand, then a prioritized action plan where every recommendation carries its dollar impact — not \"spend less on dining,\" but \"+$1,008/yr.\"\n\nHow It Works\nUpload a statement (PDF) → get a deterministic diagnostic and a financial health score → receive a ranked list of next moves, each priced → simulate a decision against a live Monte Carlo net-worth forecast → watch your net worth track over time on the dashboard.\n\nThe Numbers Are Auditable\nEvery dollar figure comes from a deterministic calculation engine. The AI model does two things only: read your statements and phrase the pre-computed recommendations. It is handed the figures and cannot alter them.\n\nAlso Included\nPortfolio review with a structural score and allocation read, a debt payoff planner, retirement and rent-vs-buy calculators, and goal tracking.\n\nPrivacy\nBank credentials are never stored, raw statements are processed and discarded, and two-factor authentication is built in.\n\nLodestar Wealth provides education and tools, not financial advice. Tax questions should be confirmed with a CPA.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/2d64ce04-80b0-4e55-bd2e-719f2be6e542.png","url":"https://www.softwareadvice.co.nz/software/693392/Lodestar-Wealth","@id":"https://www.softwareadvice.co.nz/software/693392/Lodestar-Wealth#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.softwareadvice.co.nz/#organization"},"offers":{"price":"14.99","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud"},{"@id":"https://www.softwareadvice.co.nz/software/693392/Lodestar-Wealth#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Financial Management Software","position":2,"item":"/directory/3401/financial-management-system/software","@type":"ListItem"},{"name":"Lodestar Wealth","position":3,"item":"/software/693392/Lodestar-Wealth","@type":"ListItem"}]}]}
</script>