---
description: Review of Clover Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand.
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title: Clover | Reviews, Pricing & Demos - SoftwareAdvice NZ
---

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# Clover

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> Clover is a POS system designed to help small businesses streamline their operations. The system offers a range of features, including payment processing, inventory management, employee tracking and more. The tool supports various payment methods, including credit and debit cards and contactless payments. &#10;&#10;Clover's secure payment processing is compliant with industry standards, ensuring that transactions are safe and protected from fraud. The tool allows businesses to track stock levels in real-time, set reorder points and manage suppliers efficiently. Users can add, edit and categorize products, making it simple to keep the inventory organized and up to date. Additionally, Clover provides detailed inventory reports that help businesses make informed decisions about stock replenishment and product performance.&#10;&#10;Clover includes tools for creating and managing customer profiles, enabling businesses to track purchase history and preferences. This information can be used to personalize marketing efforts and improve customer retention. Clover's loyalty programs allow businesses to reward repeat customers with points, discounts, or special offers, fostering long-term relationships. Additionally, the solution supports email and SMS marketing campaigns, helping businesses stay connected with their customers.&#10;&#10;The platform offers customizable reports that provide insights into sales performance, customer behavior and inventory trends. These reports can be accessed from any device with internet connectivity, allowing business owners to monitor their operations remotely. Additionally, Clover's analytics tools help identify patterns and opportunities for growth, enabling businesses to make data-driven decisions. The tool supports integrations, prebuilt apps and tools to sync sales data across locations. Clover's open API allows developers to build custom integrations tailored to specific business needs.
> 
> Verdict: Rated **3.8/5** by 582 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **3.8/5** | 582 Reviews |
| Ease of Use | 4.0/5 | Based on overall reviews |
| Customer Support | 3.2/5 | Based on overall reviews |
| Value for Money | 3.4/5 | Based on overall reviews |
| Features | 3.8/5 | Based on overall reviews |
| Recommendation percentage | 60% | (6/10 Likelihood to recommend) |

## About the vendor

- **Company**: Fiserv
- **Founded**: 2006

## Commercial Context

- **Pricing model**: Other (Free Trial)
- **Pricing Details**: Clover point of sale systems arrive payments-ready, with rates starting at 2.3% + 10¢ per transaction. Contact Clover for detailed pricing information.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Windows (On-Premise), Linux (On-Premise), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English, French, German, Spanish
- **Available Countries**: Argentina, Austria, Canada, Ireland, Netherlands, United Kingdom, United States

## Features

- ACH Payment Processing
- API
- Access Controls/Permissions
- Accounting
- Activity Dashboard
- Appointment Management
- Barcode Recognition
- Barcode/Ticket Scanning
- Billing & Invoicing
- Cash Management
- Commission Management
- Contact Management
- Credit Card Management
- Credit Card Processing
- Customer Accounts
- Customisable Reports
- Data Security
- Delivery Management
- Discount Management
- Electronic Payments

## Integrations (8 total)

- Adobe Commerce
- Constant Contact
- Docusign
- Gusto
- Homebase
- Shopify
- WooCommerce
- Xero

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.softwareadvice.co.nz/directory/4526/online-payment/software)

## Related Categories

- [Payment Processing Software](https://www.softwareadvice.co.nz/directory/4526/online-payment/software)
- [Food Delivery Software](https://www.softwareadvice.co.nz/directory/1831/food-delivery/software)
- [Salon Software](https://www.softwareadvice.co.nz/directory/4710/salon/software)
- [Restaurant Management Software](https://www.softwareadvice.co.nz/directory/2165/restaurant-management/software)
- [Retail Management Software](https://www.softwareadvice.co.nz/directory/2025/retail-management/software)

## Alternatives

1. [PayPal](https://www.softwareadvice.co.nz/software/104664/paypal) — 4.6/5 (26676 reviews)
2. [Toast POS](https://www.softwareadvice.co.nz/software/4997/toast-pos) — 4.1/5 (554 reviews)
3. [Epos Now](https://www.softwareadvice.co.nz/software/21000/epos-now) — 3.8/5 (729 reviews)
4. [Rain POS](https://www.softwareadvice.co.nz/software/471672/Rain-Point-of-Sale) — 4.1/5 (134 reviews)
5. [Stripe](https://www.softwareadvice.co.nz/software/49509/stripe) — 4.6/5 (3386 reviews)

## Reviews

### "Need to get with the now." — 3.0/5

> **Sean** | *16 June 2026* | Restaurants | Recommendation rating: 1.0/10
> 
> **Pros**: I think it's taken a hit. It's not keeping up with new things we need. It needs to have all the new abilities.
> 
> **Cons**: I need to ability to charge a CC surcharge, and it doesn't have it, and it doesn't appear likely they are going to add it son
> 
> Used to be 4/5, now it's dropped. Still overall an OK system, but there a better ones. Wouldn't recommend.

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### "Lucky As A 4 Leaf Clover" — 5.0/5

> **Amanda** | *18 December 2025* | Veterinary | Recommendation rating: 10.0/10
> 
> **Pros**: There are so many things that I love about Clover, from the ease of use, the simple and quick payment processing with card payments, the instant and ready to help customer support and just over all financial management.
> 
> **Cons**: So far, there has been nothing about Clover that I do not like. I have used several other credit card terminals and online platforms that are subpar compared to Clover.
> 
> After dealing with terminals that would shut down or restart randomly or glitch and end up charging a client multiple times, Clover has been a huge, HUGE change for the better. Customer service has always been quick to help and they are always positive and pleasant to speak with. Clients comment all the time how quick and hassle less check out is and our older clients love how visible the screens are. I will always highly recommend using Clover.

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### "Still using, still loving" — 5.0/5

> **Jennifer** | *24 March 2026* | Veterinary | Recommendation rating: 9.0/10
> 
> **Pros**: The portable card readers have been excellent for checking out appointments in the exam room\!  Clients really like this option
> 
> **Cons**: The newer reader is a bit larger and did not come with the protective sleeve, so hoepfully they do not get dropped
> 
> Overall, 9/10 rating\!  Ocassional issues but customer service seems to be able to resolve them quickly

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### "Seamless payment processing" — 5.0/5

> **Kathie** | *5 June 2026* | Apparel & Fashion | Recommendation rating: 10.0/10
> 
> **Pros**: I like the seamless Payment processing. We have had no trouble at all with the processing quickness, or accuracy.
> 
> **Cons**: There is nothing that I don’t like about Clover processing payment system. The fees are less than what we were paying with square\!
> 
> We have had a Very good experience so far with Clover payment processing systems. We have been pleased with every aspect.

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### "Easy-to-Use POS System for Everyday Business" — 5.0/5

> **Khimson** | *17 August 2026* | Electrical/Electronic Manufacturing | Recommendation rating: 9.0/10
> 
> **Pros**: Easy-to-use point-of-sale system&#10;Quick and convenient payment processing&#10;Supports credit cards, contactless payments, and other payment methods&#10;Useful sales and business reporting&#10;Good selection of apps and integrations&#10;Hardware is generally easy to set up and use
> 
> **Cons**: Processing fees can add up&#10;Hardware and software costs vary by plan&#10;Some features require additional subscriptions&#10;Customer support can be inconsistent&#10;Switching providers or managing contracts can sometimes be complicated
> 
> Clover is a convenient and user-friendly point-of-sale system that makes accepting payments and managing sales relatively simple. The reporting tools and available integrations are useful for businesses that want more than just basic payment processing. While the fees and additional costs can be a drawback, overall Clover provides a solid solution for businesses needing an easy-to-use POS system.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/61761/clover)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.softwareadvice.de/software/61761/clover> |
| en | <https://www.softwareadvice.com/retail/clover-profile/> |
| en-AU | <https://www.softwareadvice.com.au/software/61761/clover> |
| en-GB | <https://www.softwareadvice.co.uk/software/61761/clover> |
| en-IE | <https://www.softwareadvice.ie/software/61761/clover> |
| en-NZ | <https://www.softwareadvice.co.nz/software/61761/clover> |
| fr | <https://www.softwareadvice.fr/software/61761/clover> |

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