--- description: Review of Nickel Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Nickel | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Accounts Payable Software](/directory/1851/accounts-payable/software) > [Nickel](/software/521055/Nickel) # Nickel Canonical: https://www.softwareadvice.co.nz/software/521055/Nickel Page: 1 / 3\ Next: [Next page](https://www.softwareadvice.co.nz/software/521055/Nickel?page=2) > Nickel is a payments and commerce platform designed for construction supply businesses. It helps these businesses move money more efficiently and protect against fraud and audits. Nickel caters to distributors and manufacturers in the construction industry, allowing them to keep more of their earnings and simplify sales tax compliance. The platform offers features to streamline payments and automate compliance. Businesses can accept and send payments easily, including credit/debit cards, ACH, and bank transfers. Nickel also includes a "1-Click Pay" option to speed up the payment process. To guard against fraud, the platform provides unlimited reimbursements for any fraudulent charges or chargebacks. On the compliance side, Nickel's Sales Tax AI automates the collection and verification of sales tax exemption certificates, while also managing compliance records. Nickel is built with bank-grade security and is SOC 2 compliant, ensuring a secure payments experience. The platform is backed by a team of dedicated payments and sales tax experts who provide around-the-clock support, responding to inquiries within 60 minutes. Construction supply businesses can spend less time on complex finance tasks and more time focused on serving their customers with Nickel. > > Verdict: Rated **4.9/5** by 36 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.9/5** | 36 Reviews | | Ease of Use | 5.0/5 | Based on overall reviews | | Customer Support | 5.0/5 | Based on overall reviews | | Value for Money | 4.9/5 | Based on overall reviews | | Features | 4.8/5 | Based on overall reviews | | Recommendation percentage | 100% | (10/10 Likelihood to recommend) | ## About the vendor - **Company**: Nickel Technology ## Commercial Context - **Starting Price**: US$0.00 - **Pricing model**: Flat Rate (Free version available) (Free Trial) - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000 - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English - **Available Countries**: Canada, United States ## Features - ACH Payment Processing - AI Copilot - API - Accounting - Accounting Integration - Activity Dashboard - Aging Tracking - Alerts/Notifications - Approval Process Control - Audit Trail - Billing & Invoicing - Cash Management - Check Processing - Check Writing - Compliance Management - Credit Card Management - Credit Card Processing - Customer Database - Customer Statements - Customisable Branding ## Integrations (4 total) - HubSpot Content Hub - QuickBooks Desktop - QuickBooks Enterprise - QuickBooks Online ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat ## Category - [Accounts Payable Software](https://www.softwareadvice.co.nz/directory/1851/accounts-payable/software) ## Related Categories - [Accounts Payable Software](https://www.softwareadvice.co.nz/directory/1851/accounts-payable/software) - [Accounts Receivable Software](https://www.softwareadvice.co.nz/directory/1843/accounts-receivable/software) - [Payment Processing Software](https://www.softwareadvice.co.nz/directory/4526/online-payment/software) ## Alternatives 1. [PayPal](https://www.softwareadvice.co.nz/software/104664/paypal) — 4.6/5 (26597 reviews) 2. [Venmo](https://www.softwareadvice.co.nz/software/317580/venmo) — 4.7/5 (9302 reviews) 3. [Stripe](https://www.softwareadvice.co.nz/software/49509/stripe) — 4.6/5 (3369 reviews) 4. [Square Payments](https://www.softwareadvice.co.nz/software/374157/square-payments) — 4.7/5 (2706 reviews) 5. [QuickBooks Online](https://www.softwareadvice.co.nz/software/393202/quickbooks-online) — 4.3/5 (8511 reviews) ## Reviews ### "Nickel is worth it" — 5.0/5 > **Ruby** | *27 November 2025* | Construction | Recommendation rating: 10.0/10 > > **Pros**: I appreciate the service Nickel provides for payment processing. It doesn't penalize customers or business with constant fees when using bank account payments. Automated reminders, a professional personalized payment portal, and diverse integration options add significant value. The initial setup was also very easy making the transition from Quickbooks smooth and hassle free. > > **Cons**: I have no dislikes at this time. I think that this payment processing option is worth the time and effort it takes to obtain. > > I am more than pleased with their services. Whenever I need assistance, someone is always available either by chat or by phone. But I have rarely needed assistance due to the ease of use with this program. I would encourage anyone to use them. ----- ### "Nickel Gets Free ACH Payments Right With Easy-To-Use Platform" — 5.0/5 > **Kyle** | *13 November 2025* | Arts & Crafts | Recommendation rating: 10.0/10 > > **Pros**: I love that there are free ACH bank transfers and the ability to apply a 3% fee to credit card charges so that my business can keep 100% of what I charge and the customer has the option of not paying more to make a transaction or the option of convenience. It's a win-win for everyone. > > **Cons**: The biggest issue with Nickel is that it doesn't have a phone app. The website is borderline unusable on a phone browser. > > Payments go through smoothly. The web portal is minimalist and easy to use. I was able to get up and running within minutes. It's great that you can assign a branding logo to your invoices. ----- ### "Great payment processor with great support\!" — 5.0/5 > **Youstina** | *15 July 2026* | Information Technology & Services | Recommendation rating: 10.0/10 > > **Pros**: - Support responds back FAST\! - Good API available to automate with our CRM - Great modern UI - Settings to allow partial payments as well as other settings > > **Cons**: - We have had a couple of issues with the API related to webhooks on receiving payments to the bank but we are working to resolve them with their support. > > Great, I would recommend this to other businesses looking for a payment processor that is easy, modern and with good API ----- ### "Light SoCal Review" — 5.0/5 > **Shawn** | *15 December 2025* | Wholesale | Recommendation rating: 8.0/10 > > **Pros**: Makes processing orders intuitive and easy. Very easy to create a customer and the link is helpful. Orders are processed and received quickly as well. > > **Cons**: Haven't run into any problems at this time. I use Nickel on a semi-weekly basis and have not found there to be any issues with processing my customer's orders. > > Very positive, highly recommend. I have not had any issues with processing orders and encourage other businesses to give it a try\! ----- ### "Nickel is incredible" — 5.0/5 > **Natasha** | *16 July 2026* | Airlines/Aviation | Recommendation rating: 10.0/10 > > **Pros**: Nickel is incredible and I am so thankful I found them. Unlike BILL, Nickel responds within a hour to support issues, their platform is super easy to use, and they do not charge PER transaction fee on top of being a SUPER LOW monthly rate. NICKEL IS THE BEST\!\!\!\!\!\!\! Avoid BILL at ALL costs. > > **Cons**: Con is that I tried BILL.com first... I should have never used them... EVER. Nickel is the best hands down. ----- Page: 1 / 3\ Next: [Next page](https://www.softwareadvice.co.nz/software/521055/Nickel?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/521055/Nickel) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data