--- description: Review of LoanCirrus Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: LoanCirrus | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Mortgage Software](/directory/4208/mortgage/software) > [LoanCirrus](/software/49625/loancirrus) # LoanCirrus Canonical: https://www.softwareadvice.co.nz/software/49625/loancirrus Page: 1 / 2\ Next: [Next page](https://www.softwareadvice.co.nz/software/49625/loancirrus?page=2) > LoanCirrus is a unified loan management platform built for banks, credit unions, microfinance institutions, and private lenders who need to orchestrate their entire lending operation — from origination through servicing, collections, and payoff — on a single system. Who It's For: LoanCirrus serves mid-size to enterprise financial institutions across microfinance, consumer finance, mortgage, auto lending, and commercial lending. It's built for organizations that have outgrown spreadsheets or point solutions and need a platform that handles multiple lending products, currencies, and regulatory regimes from one place. Key Capabilities: - Full Loan Lifecycle: Origination (via the REACH customer-facing platform), underwriting, disbursement, servicing, collections, and reporting — all unified. - AI Intelligence Layer (HAiLP): Embedded AI handles credit decisioning, document AI, fraud detection, and rules execution — working alongside human loan officers rather than replacing them. - Process Designer: Encode every handoff, escalation, approval workflow, and compliance check. Automate what should be automated; route exceptions to the right people. - Unified Banking \& Payments: BankCirrus (deposits) and PayCirrus (payments) integrate natively, giving you a single customer view across lending, deposits, and payments. - Multi-Everything: Multiple currencies, languages, regulatory frameworks, and lending products — managed from one platform. What Makes It Different: Most loan management software handles one piece of the puzzle — origination OR servicing OR collections. LoanCirrus is orchestration infrastructure: it unifies the entire lending process so AI agents and human officers run a single, coordinated workflow. The Process Designer is the core differentiator — it lets you model and automate complex, multi-step lending processes without custom code. Deployment \& Support: Cloud-native, API-first architecture. Trusted by institutions across North America, the Caribbean, Latin America, Africa, the Middle East, and Asia-Pacific since 2016. > > Verdict: Rated **4.5/5** by 11 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.5/5** | 11 Reviews | | Ease of Use | 4.3/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.6/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: LoanCirrus - **Location**: Kingston, Jamaica - **Founded**: 2016 ## Commercial Context - **Starting Price**: US$1,000.00 - **Pricing model**: Usage Based (Free Trial) - **Pricing Details**: Pricing is based only on the number of active loans in a lender's portfolio. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: Arabic, Dutch, English, French, German, Hebrew, Indonesian, Irish, Italian, Norwegian, Portuguese, Russian, Spanish, Swedish - **Available Countries**: Australia, Brazil, Canada, China, Germany, Jamaica, Japan, Mexico, United Kingdom, United States ## Features - API - Activity Tracking - Alerts/Notifications - Amortisation Schedule - Approval Process Control - Audit Trail - Auto Loans - Automatic Funds Distribution - Borrower Management - Business Loans - Client Management - Client Portal - Collateral Tracking - Communication Management - Compliance Management - Configurable Workflow - Construction Loans - Contact Management - Customer Database - Customer Management ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat ## Category - [Mortgage Software](https://www.softwareadvice.co.nz/directory/4208/mortgage/software) ## Related Categories - [Mortgage Software](https://www.softwareadvice.co.nz/directory/4208/mortgage/software) - [Loan Origination Software](https://www.softwareadvice.co.nz/directory/4557/loan-origination/software) - [Loan Servicing Software](https://www.softwareadvice.co.nz/directory/4505/loan-servicing/software) ## Alternatives 1. [Mortgage Automator](https://www.softwareadvice.co.nz/software/211774/mortgage-automator) — 4.9/5 (116 reviews) 2. [BNTouch Mortgage CRM](https://www.softwareadvice.co.nz/software/127795/bntouch) — 4.5/5 (98 reviews) 3. [Encompass](https://www.softwareadvice.co.nz/software/133471/encompass) — 4.0/5 (42 reviews) 4. [LendingWise](https://www.softwareadvice.co.nz/software/76638/lendingwise) — 4.6/5 (72 reviews) 5. [The Mortgage Office](https://www.softwareadvice.co.nz/software/84138/the-mortgage-office) — 4.8/5 (285 reviews) ## Reviews ### "Although the software requires a bit configuration the support team is responsive & knowledgeable ." — 5.0/5 > **Sanjie** | *12 October 2017* | Publishing | Recommendation rating: 10.0/10 > > **Pros**: 1. I like that the software can be integrated with debt collectors. 2. I like that I'm able to rate my clients and assess the level of risk they pose based my predetermined criteria. 3. I like that it generates output documents such loan agreements and it also allows me to store my input documents such customer identification and proof of address all in one place. 4. I like that there's a free trial period before having to commit to subscription. 5. LoanCirrus allows me to access the same technology that much larger institutions have access to. 6. LoanCirrus is customizable. 7. The customer support team is always available, very knowledgeable and the turnaround time is impeccable. 8. The team publishes articles on industry trends, standards and how to use the application efficiently. > > **Cons**: LoanCirrus requires a lot of configuration and as such it may take the user some time to get over the learning curve. > > The confidence to scale my business. Access to industry relevant information. ----- ### "It's been an overall good experience so far. It's saved me so much time and money\!" — 5.0/5 > **Verified Reviewer** | *7 January 2018* | Recommendation rating: 10.0/10 > > **Pros**: I didn't have to hire another employee because it covers so many bases in my business. It fills out application forms so I don't waste paper and I can work from anywhere . It's quick, easy, reliable and the interface is user-friendly. It's made such a positive difference in my business. > > **Cons**: When loan numbers are randomly generated there is no way to identify, based on the number, when the loan was generated; they are not generated in chronological order. That has to be identified by the date that the loan was originated. It's a personal preference, but it would be nice if those numbers could be generated chronologically. > > Saves money and time. ----- ### "Communication is TERRIBLE. Scheduled appointment. They changed to 3 weeks later. Then no show." — 1.0/5 > **Michael** | *19 October 2023* | Financial Services | Recommendation rating: 0.0/10 > > **Pros**: I haven't used it yet. But looks like some good features. > > **Cons**: Communication is TERRIBLE. I scheduled an appointment. It turns out it was with the \[sensitive content hidden\], as the "sales guy." They changed to 3 weeks later without consulting me. Then I found an email asking me if I was going to show up. I responded, of course. But he responded that he canceled the meeting... after all that waiting to get a demo. They were one of the first Lending CRMs I tried to schedule with. I've met with over a dozen. They were the last ones on my calendar because they canceled and pushed me out 3 weeks. And then they canceled on me because I didn't respond quickly enough to an email asking if I STILL would be at the meeting. OF COURSE, I was. We agreed to it a long time ago. You didn't use an automated calendar tool to keep us connected. All was clear, though very pushed off. You act like it wasn't clear and so cancelled our meeting. > > stinks. Very unprofessional of the \[sensitive content hidden\]. If he's that unprofessional, how can I trust the software is well developed and will be well supported?? ----- ### "From inception; the Loan Cirrus team has been very helpful with transitioning during our migration." — 5.0/5 > **Melvina** | *25 December 2017* > > **Pros**: I like the fact that the software is very user friendly and allows users to learn quickly. Also; the software is quite flexible meaning that the developers works well in trying to customize an instance as best as possible to accommodate their customers. > > **Cons**: The least attractive part of Loan Cirrus is probably the fact that there is not one specific person who deals with everything but instead, there is a team of specialists. This is both a pro and a con because this means that they have persons specializing in different areas; however, depending on whether you have the several issues at the same time you'd need to communicate simultaneously. ----- ### "It made developing our new lending operations extremely easy and cost effective" — 5.0/5 > **Verified Reviewer** | *4 January 2018* > > **Pros**: We absolutely loved the fact that as a startup, it provided a pricing model that allowed us to get access to a world class software at an extremely affordable price. The application was also fully packed with features and easy to setup. The Customer Success team was always available to help if we ran into any challenges ----- Page: 1 / 2\ Next: [Next page](https://www.softwareadvice.co.nz/software/49625/loancirrus?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/49625/loancirrus) ## This page is available in the following languages | Locale | URL | | de | | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | | fr | | ----- ## Structured Data