---
description: Review of Stripe Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand.
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title: Stripe | Reviews, Pricing & Demos - SoftwareAdvice NZ
---

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# Stripe

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> Stripe is a financial infrastructure platform that helps businesses manage online and in-person payments. It offers a range of APIs for commerce solutions, suitable for businesses of all sizes and industries, including AI companies, SaaS providers, marketplaces, ecommerce retailers and creator economy platforms.&#10;&#10;The platform supports global payment processing with multiple currencies and payment methods, featuring AI-powered fraud prevention. Stripe includes tools for subscription and billing management, revenue and finance automation for invoicing and tax compliance and multi-party payment solutions for platforms and marketplaces. Its banking-as-a-service functionality allows businesses to incorporate financial services such as card issuance and financial accounts into their products.&#10;&#10;Stripe provides a developer-friendly experience with comprehensive documentation, libraries and SDKs for various programming languages. It processes a high volume of API requests daily with a strong historical uptime. For businesses without development resources, Stripe offers no-code solutions such as Payment Links and pre-built checkout pages. The platform connects with numerous third-party applications through the Stripe App Marketplace, enabling integration with tools such as Salesforce and SAP.
> 
> Verdict: Rated **4.6/5** by 3346 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 3346 Reviews |
| Ease of Use | 4.5/5 | Based on overall reviews |
| Customer Support | 4.2/5 | Based on overall reviews |
| Value for Money | 4.3/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Stripe
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing model**: Usage Based
- **Pricing Details**: Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish
- **Available Countries**: Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong SAR China, Hungary, India, Ireland, Italy, Japan and 21 more

## Features

- ACH Payment Processing
- API
- Accounting Integration
- Activity Dashboard
- Billing & Invoicing
- CRM
- Compliance Management
- Credit Card Management
- Credit Card Processing
- Cryptocurrency Processing
- Dashboard
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Financial Reporting
- Fraud Detection
- In-Person Payments
- Invoice Management
- Mobile Access
- Mobile Payments

## Integrations (109 total)

- 123FormBuilder
- ABC Glofox
- Accelevents
- Accelo
- AccountsPortal
- Attribution
- Avalara
- Avaza
- Baremetrics
- BigCommerce
- Bizness Apps
- Blinksale
- Bookinglayer
- Bookwhen
- ChargeKeep

... and 94 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- 24/7 (Live rep)
- Chat

## Category

- [Cryptocurrency Wallet Software](https://www.softwareadvice.co.nz/directory/4453/cryptocurrency-wallets/software)

## Related Categories

- [Cryptocurrency Wallet Software](https://www.softwareadvice.co.nz/directory/4453/cryptocurrency-wallets/software)
- [Currency Exchange Software](https://www.softwareadvice.co.nz/directory/4147/currency-exchange/software)
- [Cryptocurrency Exchange Software](https://www.softwareadvice.co.nz/directory/4491/cryptocurrency-exchange/software)
- [Mobile Credit Card Processing Software](https://www.softwareadvice.co.nz/directory/4759/mobile-credit-card-processing-software/software)
- [Grocery Store POS Software](https://www.softwareadvice.co.nz/directory/38/grocery-store-software/software)

## Alternatives

1. [PayPal](https://www.softwareadvice.co.nz/software/104664/paypal) — 4.6/5 (26429 reviews)
2. [Venmo](https://www.softwareadvice.co.nz/software/317580/venmo) — 4.7/5 (9284 reviews)
3. [Square Payments](https://www.softwareadvice.co.nz/software/374157/square-payments) — 4.7/5 (2691 reviews)
4. [Square Point of Sale](https://www.softwareadvice.co.nz/software/374161/square-register-pos) — 4.6/5 (3031 reviews)
5. [Stax](https://www.softwareadvice.co.nz/software/390708/stax) — 4.1/5 (130 reviews)

## Reviews

### "Good for what it is." — 4.0/5

> **Ricardo** | *28 April 2026* | Information Technology & Services | Recommendation rating: 8.0/10
> 
> **Pros**: It is still a great alternative to PayPal and works great for woocommerce.  It offers great payment options including Cash App and Affirm
> 
> **Cons**: Setup is able to be a little complicated, and also probably not the best choice when it comes to doing international business because they do not act as a Merchant of Records which means you have to handle VAT yourself for all the different countries.
> 
> It is ok for domestic transactions but I wouldn't recommend it if you are going to be doing global transactions.

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### "Easy CC Processing" — 5.0/5

> **Kaylee** | *10 April 2026* | Construction | Recommendation rating: 8.0/10
> 
> **Pros**: Stripe has been very easy for us to use with little to know issues in the time that we having been using this service. We do not receive a whole lot of card payments, but it works well for us as of today.
> 
> **Cons**: Like all things there are fees associated with using credit cards processing programs, but that is not a major issue because it is now a common thing.
> 
> Overall, in the time we have used Stripe I have not seen any major issues, and it seems to work well for us.

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### "Easy to use platform" — 5.0/5

> **Anonymous User** | *7 April 2026* | Higher Education | Recommendation rating: 6.0/10
> 
> **Pros**: Stripe allows for easy payments and transactions that are reliable and accessible for business owners.
> 
> **Cons**: The largest con may be the processing time for payments and the transaction fees associated with Stripe.

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### "Feature-rich payment processing platform" — 5.0/5

> **Jack** | *13 February 2026* | Insurance | Recommendation rating: 10.0/10
> 
> **Pros**: Simplicity in its design, rich in features for managing payment processing, invoicing and more. Low transaction fees means convenience for my business without being penalised for it. Stripes API allows really easy integration into any service or product.
> 
> **Cons**: Stripe generally is a great platform, however, initial business verification can hold you back, its a fairly complex process that I think could be streamlined more.
> 
> Stripe is a feature-rich payment processing platform. I found it incredibly easy to work with from an API level, providing exactly the right level of integration that I needed for my projects. The dashboard and suite of tools are so simple to use, and easy to follow. Stripe can also handle multiple currencies with ease, incredibly useful.

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### "The most intuitive payment system for growing businesses" — 4.0/5

> **Verified Reviewer** | *6 April 2026* | Health, Wellness & Fitness | Recommendation rating: 8.0/10
> 
> **Pros**: I really value how plug-and-play the entire system is. I can take a card reader out of the box and start accepting payments in minutes without a complex merchant bank approval process. The interface is incredibly clean, which makes training my staff effortless, and the hardware looks professional on my counter.
> 
> **Cons**: The flat-rate transaction fees can become quite expensive as my sales volume grows, and I wish there was more room to negotiate rates. I also find it frustrating that getting a live person on the phone for technical support can be difficult during busy weekend hours.
> 
> My experience has been very positive overall. It is a reliable, all-in-one ecosystem that has allowed me to scale my business from a simple mobile reader to a full retail setup. It simplifies my daily operations by keeping my sales, inventory, and deposits in one synchronized place.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/49509/stripe)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.softwareadvice.de/software/49509/stripe> |
| en | <https://www.softwareadvice.com/product/49509-Stripe/> |
| en-AU | <https://www.softwareadvice.com.au/software/49509/stripe> |
| en-GB | <https://www.softwareadvice.co.uk/software/49509/stripe> |
| en-IE | <https://www.softwareadvice.ie/software/49509/stripe> |
| en-NZ | <https://www.softwareadvice.co.nz/software/49509/stripe> |
| fr | <https://www.softwareadvice.fr/software/49509/stripe> |

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