---
description: Review of Stripe Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Stripe | Reviews, Pricing & Demos - SoftwareAdvice NZ
---

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# Stripe

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> Stripe is a financial infrastructure platform that helps businesses manage online and in-person payments. It offers a range of APIs for commerce solutions, suitable for businesses of all sizes and industries, including AI companies, SaaS providers, marketplaces, ecommerce retailers and creator economy platforms.&#10;&#10;The platform supports global payment processing with multiple currencies and payment methods, featuring AI-powered fraud prevention. Stripe includes tools for subscription and billing management, revenue and finance automation for invoicing and tax compliance and multi-party payment solutions for platforms and marketplaces. Its banking-as-a-service functionality allows businesses to incorporate financial services such as card issuance and financial accounts into their products.&#10;&#10;Stripe provides a developer-friendly experience with comprehensive documentation, libraries and SDKs for various programming languages. It processes a high volume of API requests daily with a strong historical uptime. For businesses without development resources, Stripe offers no-code solutions such as Payment Links and pre-built checkout pages. The platform connects with numerous third-party applications through the Stripe App Marketplace, enabling integration with tools such as Salesforce and SAP.
> 
> Verdict: Rated **4.6/5** by 3326 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 3326 Reviews |
| Ease of Use | 4.5/5 | Based on overall reviews |
| Customer Support | 4.2/5 | Based on overall reviews |
| Value for Money | 4.3/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Stripe
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing model**: Usage Based
- **Pricing Details**: Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish
- **Available Countries**: Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong SAR China, Hungary, India, Ireland, Italy, Japan and 21 more

## Features

- ACH Payment Processing
- API
- Accounting Integration
- Activity Dashboard
- Billing & Invoicing
- CRM
- Compliance Management
- Credit Card Management
- Credit Card Processing
- Cryptocurrency Processing
- Dashboard
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Financial Reporting
- Fraud Detection
- In-Person Payments
- Invoice Management
- Mobile Access
- Mobile Payments

## Integrations (109 total)

- 123FormBuilder
- ABC Glofox
- Accelevents
- Accelo
- AccountsPortal
- Attribution
- Avalara
- Avaza
- Baremetrics
- BigCommerce
- Bizness Apps
- Blinksale
- Bookinglayer
- Bookwhen
- ChargeKeep

... and 94 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- 24/7 (Live rep)
- Chat

## Category

- [Cryptocurrency Wallet Software](https://www.softwareadvice.co.nz/directory/4453/cryptocurrency-wallets/software)

## Related Categories

- [Cryptocurrency Wallet Software](https://www.softwareadvice.co.nz/directory/4453/cryptocurrency-wallets/software)
- [Currency Exchange Software](https://www.softwareadvice.co.nz/directory/4147/currency-exchange/software)
- [Cryptocurrency Exchange Software](https://www.softwareadvice.co.nz/directory/4491/cryptocurrency-exchange/software)
- [Mobile Credit Card Processing Software](https://www.softwareadvice.co.nz/directory/4759/mobile-credit-card-processing-software/software)
- [Grocery Store POS Software](https://www.softwareadvice.co.nz/directory/38/grocery-store-software/software)

## Alternatives

1. [PayPal](https://www.softwareadvice.co.nz/software/104664/paypal) — 4.6/5 (26341 reviews)
2. [Venmo](https://www.softwareadvice.co.nz/software/317580/venmo) — 4.7/5 (9275 reviews)
3. [Square Payments](https://www.softwareadvice.co.nz/software/374157/square-payments) — 4.7/5 (2675 reviews)
4. [Square Point of Sale](https://www.softwareadvice.co.nz/software/374161/square-register-pos) — 4.6/5 (3026 reviews)
5. [Stax](https://www.softwareadvice.co.nz/software/390708/stax) — 4.1/5 (118 reviews)

## Reviews

### "Easy to use platform" — 5.0/5

> **Anonymous User** | *7 April 2026* | Higher Education | Recommendation rating: 6.0/10
> 
> **Pros**: Stripe allows for easy payments and transactions that are reliable and accessible for business owners.
> 
> **Cons**: The largest con may be the processing time for payments and the transaction fees associated with Stripe.

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### "Great but…" — 4.0/5

> **David James** | *12 February 2026* | Civic & Social Organisation | Recommendation rating: 3.0/10
> 
> **Pros**: Its ease of use is a breeze. I especially like the fact that the platform provides a pre-funding message to inform me of its pending release.
> 
> **Cons**: I’m wishing the time from the donation submitted and the time of actual deposit were shorter than several days, considering the fees charged.
> 
> I have been using and counting on stripe for several years, and rely on it solely as our means of receiving donations.

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### "There may be better options out there now.." — 3.0/5

> **Kate** | *3 April 2026* | Sports | Recommendation rating: 10.0/10
> 
> **Pros**: I like that it is a trusted platform and has a lot of payment options. The ease of creating a quick payment link for a customer is appreciated.
> 
> **Cons**: I think compared to some newer options the fees seem very high. It can also be confusing to locate how to do simple tasks such as updating subscriptions, I feel there are some unnecessary steps and the same subscription is in 5 different categories which can make it a little confusing for new users.
> 
> I like it but I worry as we expand that newer staff members may struggle and this can be costly if you mess a payment up or lose trust in a customer if you make mistakes.

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### "Stripe is the best solution if you are starting out with online payments." — 4.0/5

> **Francesco** | *2 January 2026* | Arts & Crafts | Recommendation rating: 9.0/10
> 
> **Pros**: Stripe has by far the easiest setup to start getting payments online. Way easier than PayPal and with less restriction. Overall is the best solution if you are starting out on getting payed online.
> 
> **Cons**: Fees are high though. 50 cents for every 15 bucks. But this is a common problem. PayPal Fees are even higher. Stripe also is not a merchant of records.
> 
> My overall experience with stripe is very good. I'm still looking for cheaper solutions out there but I can say that it's solid and easy to manage.

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### "The best payment solution" — 5.0/5

> **Alan** | *10 March 2026* | Mental Health Care | Recommendation rating: 10.0/10
> 
> **Pros**: The platform is comprehensive, easy to navigate, and has everything I need. It's become an indispensable part of my practice. I also like that it has such a strong reputation - that helps me build trust with my clients.
> 
> **Cons**: I wish the % charged was graduated - as my business grows, it would be nice to pay a smaller percentage for each transaction.
> 
> Great overall experience, makes it easy to track how my business is doing over time, and is easy to use day-to-day.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/49509/stripe)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.softwareadvice.de/software/49509/stripe> |
| en | <https://www.softwareadvice.com/product/49509-Stripe/> |
| en-AU | <https://www.softwareadvice.com.au/software/49509/stripe> |
| en-GB | <https://www.softwareadvice.co.uk/software/49509/stripe> |
| en-IE | <https://www.softwareadvice.ie/software/49509/stripe> |
| en-NZ | <https://www.softwareadvice.co.nz/software/49509/stripe> |
| fr | <https://www.softwareadvice.fr/software/49509/stripe> |

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