---
description: Review of Qonto Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Qonto | Reviews, Pricing & Demos - SoftwareAdvice NZ
---

Breadcrumb: [Home](/) > [Online Banking Software](/directory/4184/online-banking/software) > [Qonto](/software/446773/qonto)

# Qonto

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> 💡 With an innovative product, highly responsive 7/7 customer service and clear pricing, Qonto has become the European leader in its category.

Get started with a powerful Business Account for all your everyday banking needs.

- Local IBANs (🇫🇷 French IBAN / 🇩🇪 German IBAN / 🇮🇹 Italian IBAN / 🇪🇸 Spanish IBAN)
- Payment cards: spend up to €200,000/month. No hidden costs. Pay online, in-store, and abroad, whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.
- Transfers: flexible payment methods - from Instant SEPA to SWIFT - so you can pay, and get paid, faster.
- Transactions: unlimited history and real-time notifications.
- Financing: easy access to integrated financing options.

Then, leverage our Financial tools to keep track of your account. 

- Invoice management: centralize invoices \& receipts in one place, get paid faster \& automate your outgoing payments.
- Spend management: control team spending with budgets, automatic receipt collection \& tailored access.
- Bookkeeping: collaborate seamlessly with your accountant, connecting to our suite of tools, and get a full, real-time cash flow overview.
> 
> Verdict: Rated **4.5/5** by 275 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.5/5** | 275 Reviews |
| Ease of Use | 4.7/5 | Based on overall reviews |
| Customer Support | 4.3/5 | Based on overall reviews |
| Value for Money | 4.3/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Qonto

## Commercial Context

- **Starting Price**: €9.00
- **Pricing model**: Flat Rate (Free version available) (Free Trial)
- **Pricing Details**: €9 Basic
€19 Smart
€39 Premium
€49 Essential 
€99 Business
€199 Enterprise
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English, French, German, Italian, Spanish
- **Available Countries**: Austria, Belgium, France, French Guiana, Germany, Guadeloupe, Italy, Martinique, Mayotte, Netherlands, Portugal, Réunion, Spain, St Martin, St Pierre & Miquelon

## Features

- API
- ATM Management
- Accounting
- Activity Dashboard
- Cash Flow Management
- Compliance Management
- Core Banking
- Corporate Banking
- Corporate Card
- Customer Experience Management
- Document Storage
- Expense Tracking
- Financial Management
- Fraud Detection
- Investment Banking
- Invoice Management
- Monitoring
- Multi-Currency
- Online Banking
- Real-Time Data

## Integrations (16 total)

- AssoConnect
- Axonaut
- Comptalib
- Dougs
- Dropbox
- Macompta.fr
- Notion
- Odoo
- OneDrive
- Payfit
- Sellsy
- Slack
- Stripe Billing
- Xero
- Zapier

... and 1 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Online Banking Software](https://www.softwareadvice.co.nz/directory/4184/online-banking/software)

## Related Categories

- [Online Banking Software](https://www.softwareadvice.co.nz/directory/4184/online-banking/software)
- [Banking Software](https://www.softwareadvice.co.nz/directory/4216/banking-systems/software)
- [Mobile Banking Software](https://www.softwareadvice.co.nz/directory/4177/mobile-banking/software)
- [Financial Reporting Software](https://www.softwareadvice.co.nz/directory/1904/financial-reporting/software)
- [Expense Management Software](https://www.softwareadvice.co.nz/directory/427/expense-management/software)

## Alternatives

1. [Plaid](https://www.softwareadvice.co.nz/software/179020/plaid-for-lending) — 4.4/5 (109 reviews)
2. [Revolut Business](https://www.softwareadvice.co.nz/software/341953/revolut-for-business) — 4.0/5 (82 reviews)
3. [Temenos](https://www.softwareadvice.co.nz/software/263029/temenos-transact) — 4.4/5 (69 reviews)
4. [Airwallex](https://www.softwareadvice.co.nz/software/210307/airwallex) — 3.9/5 (15 reviews)
5. [NexorONE](https://www.softwareadvice.co.nz/software/283035/nexorone) — 5.0/5 (14 reviews)

## Reviews

### "Easy Peasy" — 5.0/5

> **Francesco** | *29 April 2024* | Writing & Editing | Recommendation rating: 10.0/10
> 
> **Pros**: Online platform with every tools needed for a small company.
> 
> **Cons**: None at the moment, I am satisfied the service

-----

### "Qonto un plus pour moi" — 5.0/5

> **Thierry** | *8 June 2026* | Information Technology & Services | Recommendation rating: 10.0/10
> 
> **Pros**: Sa facilité à s’interfacer avec ma comptabilité. Ce qui a permis de raccourcir considérablement mon cycle comptable et fiscal.
> 
> **Cons**: Je n’ai rencontré aucun inconvénient. La seule interrogation était associée aux virements internationaux, mais finalement cela n’a posé aucun problème.
> 
> Facile et sécurisée. Qonto m’a permis de compléter mon automatisation comptable et fiscale. Mon compte est synchronisé en temps réel avec ma comptabilité.

-----

### "Qonto constitue un outil pratique et moderne pour les professionnels. J'aime❤️" — 5.0/5

> **Verified Reviewer** | *22 September 2026* | Marketing & Advertising | Recommendation rating: 10.0/10
> 
> **Pros**: J’apprécie particulièrement la simplicité et l’ergonomie de Qonto. L’interface est claire, moderne et facile à prendre en main, ce qui permet de gérer rapidement les opérations courantes d’une entreprise. J’apprécie également la visibilité sur les transactions, la gestion des justificatifs et le gain de temps dans le suivi administratif et financier. L’ensemble donne une vision plus claire de la trésorerie et facilite la gestion quotidienne de l’activité.
> 
> **Cons**: Certaines fonctionnalités peuvent demander un petit temps d’adaptation lorsqu’on découvre la plateforme. Il serait également intéressant de continuer à développer les possibilités de personnalisation et d’automatisation afin de répondre encore davantage aux besoins spécifiques des entrepreneurs et des petites entreprises (ajout d'un tutoriel)
> 
> Mon expérience avec Qonto est globalement très positive. La plateforme facilite réellement la gestion bancaire au quotidien grâce à une interface intuitive et à des fonctionnalités pensées pour les professionnels: factures électronique, virements, les factures rapides avec liens de paiement, créer sa boutique produits/services... Elle permet de gagner du temps, de mieux suivre les opérations et de centraliser plusieurs tâches administratives. Pour un entrepreneur qui souhaite simplifier sa gestion financière et se concentrer davantage sur son activité, Qonto constitue un outil pratique et moderne. J'aime.

-----

### "Qonto : une solution intuitive et efficace pour les entrepreneurs" — 4.0/5

> **Jean-Paul** | *18 September 2026* | Performing Arts | Recommendation rating: 8.0/10
> 
> **Pros**: Une interface claire, une navigation fluide et des fonctionnalités pratiques pour suivre les opérations, gérer les dépenses et centraliser les tâches administratives.
> 
> **Cons**: Certains paramétrages administratifs et de facturation électronique mériteraient d’être simplifiés, avec des explications plus accessibles pour les entrepreneurs.
> 
> Une expérience globalement positive, avec un outil pratique et complet qui facilite le quotidien de l’entrepreneur, malgré quelques fonctionnalités nécessitant un temps d’adaptation.

-----

### "Ero con voi sin dall'inizio" — 4.0/5

> **Fabio** | *16 September 2026* | Management Consulting | Recommendation rating: 9.0/10
> 
> **Pros**: Che sia un prodotto smart e molto completo, con performance ottime, con possibilità di strutturare team anche articolati.
> 
> **Cons**: Al momento non vedo svantaggi tali da farmi desistere, solo che essendo il momento economico globale cosi particolare, mi farebbe comodo un costo leggermente più basso, ma ripeto considero soldi spesi bene.
> 
> Ritengo un ottima esperienza perché emerge l'importanza del cliente rispetto a tutta quella serie di adempimenti che in altri istituti di credito/pagamento sono vincolanti al punto da rendere il prodotto non performante.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/446773/qonto)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/mobile-banking/qonto-profile/> |
| en-AU | <https://www.softwareadvice.com.au/software/446773/qonto> |
| en-GB | <https://www.softwareadvice.co.uk/software/446773/qonto> |
| en-IE | <https://www.softwareadvice.ie/software/446773/qonto> |
| en-NZ | <https://www.softwareadvice.co.nz/software/446773/qonto> |

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