---
description: Review of RiskSeal Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: RiskSeal | Reviews, Pricing & Demos - SoftwareAdvice NZ
---

Breadcrumb: [Home](/) > [Loan Origination Software](/directory/4557/loan-origination/software) > [RiskSeal](/software/444431/riskseal)

# RiskSeal

Canonical: https://www.softwareadvice.co.nz/software/444431/riskseal

> RiskSeal is an alternative credit risk platform that helps lenders see what traditional bureaus miss. It analyzes digital footprint data to help lenders understand the person behind the application, not just their past repayment records. 

Credit providers use RiskSeal as an extra predictive layer on top of their existing scoring models to improve risk segmentation, reduce defaults, increase approval rates, and add fresh insight to limited or outdated credit profiles.

RiskSeal analyzes an applicant’s digital footprint in real time through a single API. Using digital identifiers such as email address, phone number, IP address, name, location, username, and photo, the platform evaluates signals across 200+ online platforms and transforms them into a structured risk profile and a ready-to-use Digital Credit Score.

RiskSeal operates across 27 markets, with particularly strong expertise in LATAM, and provides 450+ region-specific data insights per report.

The result is a clearer picture of each applicant that lenders can use alongside their existing bureau data and scoring models to make more accurate decisions.

Business impact
- up to 25% reduction in defaults
- Up to x2 higher approval rate in thin-file segments
- AUC up to 0.74
- Real-time scoring in under 5 seconds
- 98% coverage of underserved applicants

Who uses RiskSeal
- Microfinance institutions
- Fintech lenders 
- Neobanks
- BNPL providers
- Banks

Common use cases
- Credit decisioning and underwriting
- Alternative credit risk assessment
- Identity verification
- Debt collection and recovery
- Fraud detection
> 
> Verdict: Rated **5.0/5** by 1 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **5.0/5** | 1 Reviews |
| Ease of Use | 5.0/5 | Based on overall reviews |
| Customer Support | 5.0/5 | Based on overall reviews |
| Value for Money | 5.0/5 | Based on overall reviews |
| Features | 5.0/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: RiskSeal

## Commercial Context

- **Pricing model**: Usage Based
- **Target Audience**: 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: Afghanistan, Albania, Algeria, American Samoa, Andorra, Angola, Anguilla, Antigua & Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium and 208 more

## Features

- AI/Machine Learning
- API
- Activity Dashboard
- Approval Process Control
- Audit Trail
- Automated Decisioning/Underwriting
- Client Portal
- Configurable Workflow
- Custom Fraud Rules
- Customer Accounts
- Customer Database
- Customisable Reports
- Dashboard
- Data Discovery
- Data Extraction
- Data Import/Export
- Data Verification
- Data Visualisation
- Decision Making
- Financial Analysis

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Loan Origination Software](https://www.softwareadvice.co.nz/directory/4557/loan-origination/software)

## Related Categories

- [Loan Origination Software](https://www.softwareadvice.co.nz/directory/4557/loan-origination/software)
- [Financial Risk Management Software](https://www.softwareadvice.co.nz/directory/4165/financial-risk-management/software)
- [Fraud Management Software](https://www.softwareadvice.co.nz/directory/4642/financial-fraud-detection/software)
- [Identity Verification Software](https://www.softwareadvice.co.nz/directory/4518/identity-verification/software)
- [Risk Management Software](https://www.softwareadvice.co.nz/directory/4423/risk-management/software)

## Alternatives

1. [Plaid](https://www.softwareadvice.co.nz/software/179020/plaid-for-lending) — 4.4/5 (109 reviews)
2. [FraudNet](https://www.softwareadvice.co.nz/software/135532/fraud-net) — 4.8/5 (17 reviews)
3. [SEON](https://www.softwareadvice.co.nz/software/148867/seon-fraud-fighters) — 4.9/5 (56 reviews)
4. [Ondato](https://www.softwareadvice.co.nz/software/318589/ondato) — 4.8/5 (13 reviews)
5. [KYC Portal](https://www.softwareadvice.co.nz/software/302845/kyc-portal) — 4.7/5 (16 reviews)

## Reviews

### "Exelent service" — 5.0/5

> **TYMUR** | *7 February 2024* | Financial Services | Recommendation rating: 8.0/10
> 
> **Pros**: The service provided me with a comprehensive digital profile of each applicant, including their social media activity, online behavior, and risk score.
> 
> **Cons**: The using of the service require some technical expertise

## Links

- [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/444431/riskseal)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/financial-risk-management/riskseal-profile/> |
| en-AU | <https://www.softwareadvice.com.au/software/444431/riskseal> |
| en-GB | <https://www.softwareadvice.co.uk/software/444431/riskseal> |
| en-IE | <https://www.softwareadvice.ie/software/444431/riskseal> |
| en-NZ | <https://www.softwareadvice.co.nz/software/444431/riskseal> |

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