--- description: Review of BILL Spend & Expense Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: BILL Spend & Expense | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Bookkeeping Software](/directory/270/bookkeeping/software) > [BILL Spend & Expense](/software/39499/divvy) # BILL Spend & Expense Canonical: https://www.softwareadvice.co.nz/software/39499/divvy Page: 1 / 19\ Next: [Next page](https://www.softwareadvice.co.nz/software/39499/divvy?page=2) > BILL Spend \& Expense (formerly Divvy) offers an extraordinary way for businesses to gain complete control over their spending with our user-friendly software and corporate cards. Our unique budgeting software allows companies to precisely manage their expenses while also simplifying cash flow planning. And the best part? It’s completely free, so managing your business expenses is easier than ever. For more information, visit bill.com. > > Verdict: Rated **4.7/5** by 437 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 437 Reviews | | Ease of Use | 4.6/5 | Based on overall reviews | | Customer Support | 4.6/5 | Based on overall reviews | | Value for Money | 4.7/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: BILL - **Location**: Palo Alto, CA 94303, US - **Founded**: 2006 ## Commercial Context - **Starting Price**: US$0.00 - **Pricing model**: Per User (Free version available) (Free Trial) - **Pricing Details**: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English - **Available Countries**: United States ## Features - "What If" Scenarios - API - Access Controls/Permissions - Accounting - Accounting Integration - Activity Dashboard - Ad hoc Reporting - Alerts/Notifications - Approval Process Control - Approval Workflow - Audit Management - Audit Trail - Automated Receipt Matching - Bank Reconciliation - Billing Portal - Booking Management - Budget Control - Budgeting/Forecasting - Cash Flow Management - Cash Management ## Integrations (11 total) - Dynamics 365 Business Central - Gmail - HRIS - Lyft Business - NetSuite - QuickBooks Enterprise - QuickBooks Online - QuickBooks Online Advanced - Sage Intacct - Slack - Xero ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat ## Category - [Bookkeeping Software](https://www.softwareadvice.co.nz/directory/270/bookkeeping/software) ## Related Categories - [Bookkeeping Software](https://www.softwareadvice.co.nz/directory/270/bookkeeping/software) - [Expense Management Software](https://www.softwareadvice.co.nz/directory/427/expense-management/software) - [Spend Management Software](https://www.softwareadvice.co.nz/directory/4086/spend-management/software) - [Financial Reporting Software](https://www.softwareadvice.co.nz/directory/1904/financial-reporting/software) - [Reconciliation Software](https://www.softwareadvice.co.nz/directory/4107/reconciliation/software) ## Alternatives 1. [Moss](https://www.softwareadvice.co.nz/software/242311/moss) — 4.9/5 (234 reviews) 2. [Sage Intacct](https://www.softwareadvice.co.nz/software/1710/sage-intacct) — 4.3/5 (684 reviews) 3. [SAP Concur](https://www.softwareadvice.co.nz/software/417747/sap-concur) — 4.3/5 (2249 reviews) 4. [Xledger](https://www.softwareadvice.co.nz/software/3855/xledger) — 4.5/5 (12 reviews) 5. [Payhawk](https://www.softwareadvice.co.nz/software/382580/payhawk) — 4.6/5 (187 reviews) ## Reviews ### "Great for budget management" — 4.0/5 > **Ashley** | *12 February 2026* | Consumer Services | Recommendation rating: 10.0/10 > > **Pros**: What I like most about Bill is that it's easy to use and it's free, which is always a plus, especially for a small business. > > **Cons**: There's really not much that I don't like about Bill. It's great for small businesses although customer support is slow to respond > > I had an overall experience with Bill. It helped me manage my budget for my small business and saved me lots of time. ----- ### "Game Changer for Multi Card Users and management" — 4.0/5 > **Verified Reviewer** | *16 April 2026* | Individual & Family Services | Recommendation rating: 8.0/10 > > **Pros**: Spend \& Expense allows me to manage all credit cards for the entire agency from one portal. We consolidated from credit accounts with dozens of vendors. Making this change has made reconciling, making adjustments all if it much easier. > > **Cons**: On occasion I find a feature that I need is not available. I also find it challenging at times to map and integrate custom fields or make changes to existing fields. > > We started with 1 entity only when we have two that work together. As a result, our reconciling was a mess because all charges were being paid only by one entity. I feel our integration should have been better reviewed for and have had more foresight into the set up. Otherwise, I am quite happy. ----- ### "What about bill ?" — 3.0/5 > **Angela** | *5 May 2026* | Environmental Services | Recommendation rating: 6.0/10 > > **Pros**: well at first it was easy to use . It did invoices, allowed us to get paid, but then it started charging for trans actions and we lost a lot of money on one large deal. > > **Cons**: Contacting the customer service team was a pretty horrible experience no results. everything is out sourced which is even worse. > > overall i was very disappointed in the fact that I lost more money than the program was worth. Ithen had to try and get some it back from my customer. ----- ### "Excellent Budgeting and Spend Management" — 5.0/5 > **Hallye** | *28 July 2025* | Consumer Services | Recommendation rating: 9.0/10 > > **Pros**: Bill is a secure website for me to keep track of all my spending and expenses by employees and other staff. This helps with budgeting > > **Cons**: It has a learning curve but is not that hard to understand. I do not like that we cannot sync photos from Bill to QBO. > > Bill has been great for management in our company with budgeting and tracking. We use it with QBO, DEXT and Divvy. ----- ### "Best Expense App Out There" — 5.0/5 > **Chris** | *16 October 2025* | Sports | Recommendation rating: 10.0/10 > > **Pros**: I love how quickly expenses populate in the app/online. I have used other expense platforms that take several days to populate, which leads to missed expenses and reports. This software is quick and intuitive\! > > **Cons**: It would be very helpful if there were a favorites section for the type of expense that is incurred. It can be slightly annoying having to search each time for the new expense rather than from a list. > > It has been great. I believe this is a significant upgrade from other expense apps that I have used in other roles. It is easy to see how much budget there is on your company card, and I really appreciate how quickly they populate. ----- Page: 1 / 19\ Next: [Next page](https://www.softwareadvice.co.nz/software/39499/divvy?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/39499/divvy) ## This page is available in the following languages | Locale | URL | | de | | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | | fr | | ----- ## Structured Data