--- description: Review of BILL Spend & Expense Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: BILL Spend & Expense | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Bookkeeping Software](/directory/270/bookkeeping/software) > [BILL Spend & Expense](/software/39499/divvy) # BILL Spend & Expense Canonical: https://www.softwareadvice.co.nz/software/39499/divvy Page: 1 / 19\ Next: [Next page](https://www.softwareadvice.co.nz/software/39499/divvy?page=2) > BILL Spend \& Expense (formerly Divvy) offers an extraordinary way for businesses to gain complete control over their spending with our user-friendly software and corporate cards. Our unique budgeting software allows companies to precisely manage their expenses while also simplifying cash flow planning. And the best part? It’s completely free, so managing your business expenses is easier than ever. For more information, visit bill.com. > > Verdict: Rated **4.7/5** by 438 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 438 Reviews | | Ease of Use | 4.6/5 | Based on overall reviews | | Customer Support | 4.6/5 | Based on overall reviews | | Value for Money | 4.7/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: BILL - **Location**: Palo Alto, CA 94303, US - **Founded**: 2006 ## Commercial Context - **Starting Price**: US$0.00 - **Pricing model**: Per User (Free version available) (Free Trial) - **Pricing Details**: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English - **Available Countries**: United States ## Features - "What If" Scenarios - API - Access Controls/Permissions - Accounting - Accounting Integration - Activity Dashboard - Ad hoc Reporting - Alerts/Notifications - Approval Process Control - Approval Workflow - Audit Management - Audit Trail - Automated Receipt Matching - Bank Reconciliation - Billing Portal - Booking Management - Budget Control - Budgeting/Forecasting - Cash Flow Management - Cash Management ## Integrations (11 total) - Dynamics 365 Business Central - Gmail - HRIS - Lyft Business - NetSuite - QuickBooks Enterprise - QuickBooks Online - QuickBooks Online Advanced - Sage Intacct - Slack - Xero ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat ## Category - [Bookkeeping Software](https://www.softwareadvice.co.nz/directory/270/bookkeeping/software) ## Related Categories - [Bookkeeping Software](https://www.softwareadvice.co.nz/directory/270/bookkeeping/software) - [Expense Management Software](https://www.softwareadvice.co.nz/directory/427/expense-management/software) - [Spend Management Software](https://www.softwareadvice.co.nz/directory/4086/spend-management/software) - [Financial Reporting Software](https://www.softwareadvice.co.nz/directory/1904/financial-reporting/software) - [Reconciliation Software](https://www.softwareadvice.co.nz/directory/4107/reconciliation/software) ## Alternatives 1. [Moss](https://www.softwareadvice.co.nz/software/242311/moss) — 4.9/5 (234 reviews) 2. [Sage Intacct](https://www.softwareadvice.co.nz/software/1710/sage-intacct) — 4.3/5 (711 reviews) 3. [SAP Concur](https://www.softwareadvice.co.nz/software/417747/sap-concur) — 4.3/5 (2257 reviews) 4. [Xledger](https://www.softwareadvice.co.nz/software/3855/xledger) — 4.5/5 (12 reviews) 5. [Budgetly](https://www.softwareadvice.co.nz/software/360675/budgetly) — 4.9/5 (139 reviews) ## Reviews ### "Great for budget management" — 4.0/5 > **Ashley** | *12 February 2026* | Consumer Services | Recommendation rating: 10.0/10 > > **Pros**: What I like most about Bill is that it's easy to use and it's free, which is always a plus, especially for a small business. > > **Cons**: There's really not much that I don't like about Bill. It's great for small businesses although customer support is slow to respond > > I had an overall experience with Bill. It helped me manage my budget for my small business and saved me lots of time. ----- ### "Controller" — 5.0/5 > **Luz** | *15 May 2026* | Events Services | Recommendation rating: 9.0/10 > > **Pros**: The overall process has been excellent. The platform is easy to implement and manage, and from a managerial perspective, it provides strong monitoring capabilities—making it an excellent program to use. > > **Cons**: Enhanced guidance and orientation from the implementation support team would improve client engagement and help users feel more confident throughout the process. > > The platform is user-friendly and integrates seamlessly with other software. From an accounting perspective, it demonstrates strong performance in its ability to communicate and synchronize data with other systems. ----- ### "Divvy is great" — 1.0/5 > **Verified Reviewer** | *16 September 2025* | Accounting | Recommendation rating: 0.0/10 > > **Pros**: BILL Spend \& Expense, formerly Divvy, has a fantastic interface on both mobile and online app. If you have not had a receipt management/credit card management service for your team, this really DOES improve your life. The best part is that you can empower credit card users to handle their own receipts and transactions. Uploading and managing receipts is easy; issuing cards and creating "virtual cards" are all wonderful. This is my first spend management software experience, and whether Divvy is advanced or standard, it really has improved the workflow for expense and receipt management. Wahoo\! > > **Cons**: Oh boy. Stay away, stay far far away if you plan to use this with BILL's AR/AP side (Payables and Receivables). You will not have a dedicated account rep, which should be standard for corporate and industry clients. Someone on your team will be spending a lot of time navigating why something isn't working, only for a tier 2 rep or a manager to tell you to restart your computer and clear your cache. This was the suggested solution for-- you will not believe this -- our account was set up incorrectly and we were paying double in subscription fees. There was no way for us as an end user to seethis, and none of the support people were able to see this because -- the BILL Spend \& Expense side cannot see the BILL Payables \& Receivables side. I'm so baffled that this has been our experience, and really caution anyone considering choosing BILL. > > BILL as a whole is hostile architecture as an accounting/business "solution." It's such a shame because Divvy is actually a great product\! ----- ### "Game Changer for Multi Card Users and management" — 4.0/5 > **Verified Reviewer** | *16 April 2026* | Individual & Family Services | Recommendation rating: 8.0/10 > > **Pros**: Spend \& Expense allows me to manage all credit cards for the entire agency from one portal. We consolidated from credit accounts with dozens of vendors. Making this change has made reconciling, making adjustments all if it much easier. > > **Cons**: On occasion I find a feature that I need is not available. I also find it challenging at times to map and integrate custom fields or make changes to existing fields. > > We started with 1 entity only when we have two that work together. As a result, our reconciling was a mess because all charges were being paid only by one entity. I feel our integration should have been better reviewed for and have had more foresight into the set up. Otherwise, I am quite happy. ----- ### "Excellent Budgeting and Spend Management" — 5.0/5 > **Hallye** | *28 July 2025* | Consumer Services | Recommendation rating: 9.0/10 > > **Pros**: Bill is a secure website for me to keep track of all my spending and expenses by employees and other staff. This helps with budgeting > > **Cons**: It has a learning curve but is not that hard to understand. I do not like that we cannot sync photos from Bill to QBO. > > Bill has been great for management in our company with budgeting and tracking. We use it with QBO, DEXT and Divvy. ----- Page: 1 / 19\ Next: [Next page](https://www.softwareadvice.co.nz/software/39499/divvy?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/39499/divvy) ## This page is available in the following languages | Locale | URL | | de | | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | | fr | | ----- ## Structured Data