--- description: Review of Square Virtual Terminal Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Square Virtual Terminal | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/4759/mobile-credit-card-processing-software/software) > [Square Virtual Terminal](/software/374196/square-virtual-terminal) # Square Virtual Terminal Canonical: https://www.softwareadvice.co.nz/software/374196/square-virtual-terminal Page: 1 / 3\ Next: [Next page](https://www.softwareadvice.co.nz/software/374196/square-virtual-terminal?page=2) > Square Virtual Terminal is a payment processing solution that helps businesses streamline processes related to transaction splitting, requesting payments, handling recurring payments, and more from within a unified platform. It allows staff members to issue receipts and share them with customers via email or text. Square Virtual Terminal enables team members to key in credit or debit cards and maintain records for multiple payments types, such as cash, Square Gift Card, checks, and more. It lets employees optimize check-out processes by creating and utilizing an item library with available goods, services, taxes, and discounts. Additionally, it allows users to store customer card details and set up payment schedules on a weekly, monthly, or yearly basis. Square Virtual Terminal enables organizations to integrate the platform with internal and third-party solutions, such as Square Point of Sales, QuickBooks, and Microsoft Excel. Pricing is based on per-transaction fees and support is extended via FAQs, phone, email, and other online measures. > > Verdict: Rated **4.6/5** by 37 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.6/5** | 37 Reviews | | Ease of Use | 4.6/5 | Based on overall reviews | | Customer Support | 4.0/5 | Based on overall reviews | | Value for Money | 4.4/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Per Feature (Free version available) - **Pricing Details**: Square Virtual Terminal charges a processing fee of 3.5% + 15¢ per transaction for typed-in payments \& 2.6% + 10¢ per transaction for swiped payments. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - API - Accounting Integration - Activity Dashboard - Billing & Invoicing - Credit Card Management - Credit Card Processing - Data Import/Export - Data Security - Debit/Credit Card Processing - Electronic Payments - Fraud Detection - In-Person Payments - Mobile Card Reader - Multiple Payment Options - Online Payments - PCI Compliance - Payment Fraud Prevention - Payment Links - Point of Sale (POS) - Purchasing & Receiving ## Integrations (5 total) - Google Sheets - Microsoft Excel - QuickBooks Money - Square Invoices - Square Point of Sale ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Mobile Credit Card Processing Software](https://www.softwareadvice.co.nz/directory/4759/mobile-credit-card-processing-software/software) ## Related Categories - [Mobile Credit Card Processing Software](https://www.softwareadvice.co.nz/directory/4759/mobile-credit-card-processing-software/software) - [Payment Processing Software](https://www.softwareadvice.co.nz/directory/4526/online-payment/software) ## Alternatives 1. 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[SumUp](https://www.softwareadvice.co.nz/software/358736/sumup-air) — 4.5/5 (1470 reviews) ## Reviews ### "My thoughts on Square Virtual Terminal" — 5.0/5 > **Heather** | *24 July 2024* | Hospitality | Recommendation rating: 10.0/10 > > **Pros**: The fact that it has no monthly fees, makes it more affordable for small businesses or businesses just getting started. > > **Cons**: The customer support is good Don't get me wrong, but it can be timely especially during peak hours. > > While Square Virtual Terminal's transaction costs and customization choices may be better, it provides a flexible, secure, and user-friendly alternative for handling payments and business activities. ----- ### "I'm SQUARED Straight\!\!\!\!" — 5.0/5 > **Jessica** | *30 January 2020* | Building Materials | Recommendation rating: 10.0/10 > > **Pros**: SCENE: A client calls you, requesting to go ahead and submit payment, giving you their most sensitive financial data over the phone, with you, and your supervisor slides a note over to you with just the user name and password for the company's Square Virtual Terminal account online. It's your first day. Feigning a confidence worthy of Oscar note, you tell the client that absolutely, you can do that for them, just to allow you a second to pull up his information so that you can proceed with the payment...all the while having never actually done this before, or anything like this really, your armpits begin to sweat profusely, your brain begins to emit this high frequency keen of despair, and with growing sympathetic nervous system doom, you finally are signed in and, hold on, it has a button for "Quick Transaction," that riding on the coattails of an uttered prayer, you click, ask the client for each section's info, and before you can blink, or pass out from the cascade of fight or flight hormones, the transaction has successfully went through, receipt has been printed, emailed, and texted to the client, and the whole ordeal is over as you place the phone back in its cradle in utter amazement. It hasn't even been five minutes\! Whaaaaat?\! This is a magical payment processor, that's what it is, and you are its wizened wizard now. Come at me bro. > > **Cons**: Minus the inherent, basic awkward nature of handling someone's most private and sensitive data, especially of the financial kind, this software is making some serious waves in the transaction department and from my experience, elicits no cons. For any and every kind of business financial deal done, be it for products or services rendered, Square has filled the kind of hole circle or triangle or trapezoid simply couldn't, and in perfect adherence to safety and privacy protocols and protection. Fraudulent activity BUH BYE\! The entire time I've used Square, in any capacity, I've not run into a single issue, breach of confidentiality, or any instance where my clients has been any thing other than happy and satisfied. > > For the quickest, securest, and most user-friendly method of obtaining, submitting, and utilizing a client's most sensitive personal information in the way of financial transactions, Square Virtual Terminal is where you need to head on over to. Be it over the phone, text, email, or messenger bird, Square Virtual Terminal allows you to swiftly input a financial transaction, badaboom, badabang, DONE. With the built-in methods of confirmation that allow you to immediately send the respective transaction receipt to the payer, via text, email, or print. And it's intuitive enough to be adept for the absolute beginner with no experience EVER, click on Virtual Terminal, and the screen then succinctly asks for customer's name, modality of payment, payment information specifics like expiration date and three digit number on back of card, billing info, and then CLICK. It goes through the magical whirlpool of charging the customer in the blink of an eye, followed by the confirmation screen, in which you can print, send to customer, and attach to an invoice. It's a magical world we live in\! ----- ### "Not bad at all" — 3.0/5 > **Damon** | *4 August 2020* | Telecommunications | Recommendation rating: 5.0/10 > > **Pros**: Flows well into my current Square store, especially if you've already established a website/have been doing online sales. > > **Cons**: Not super intuitive for people who aren't involved in the online website. It took some education to help cashiers get the setup. Not pleased with the computer requirements either. > > Liked the integration into my current Square store. The challenge came when I needed others to run the register when I had live events. The learning curve was steeper than expected. It also required a bit more computing access (my full laptop, etc.) then I wanted. It was fine, but expect to spend some time educating others to use it. ----- ### "Two locations powered by Square, solid platform." — 5.0/5 > **Christopher** | *10 June 2021* | Information Technology & Services | Recommendation rating: 10.0/10 > > **Pros**: I enjoy the ease of use / UI they managed to keep it similar across all platforms (iOS, Virtual terminal in a browser / android along with their terminal too). Having the virtual terminal is wonderful when you need to spin up a dynamic POS / additional processing lines. Furthermore it's hardware issue proof since you can just log in on anything that can display a website (more or less). It's also great it ties into the ecosystem they have / reporting and does not feel like a disconnected or different experience when used in tandem with iOS / Square Terminal etc. In short: It feels like a well written app and not just another clunky POS website portal. > > **Cons**: There is not much I dislike about this one aside from the extra fees charged for 'swipeless' or 'card not present' charges but that's a standard not really on Square itself or Square Terminal. Like I said, it's well done. > > I've enjoyed using it, it has made writing really fast invoices or reviewing them from other devices a breeze, especially when away from office. I don't need to use it every day as I also use squares other ecosystem POS endpoints but when I do it's fantastic. ----- ### "Great product" — 4.0/5 > **Olga** | *11 October 2019* | Publishing | Recommendation rating: 9.0/10 > > **Pros**: It's all over the place. I can get help quickly from the Customer Service. Everything i need on a daily basis is here. > > **Cons**: Whatever options I cannot do, I can always get to the full site on my computer and do there. Usually, i dont need anything extra, so it's enough to sue SVT. > > Pretty happy with it. No major complaints. Does what i need. ----- Page: 1 / 3\ Next: [Next page](https://www.softwareadvice.co.nz/software/374196/square-virtual-terminal?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/374196/square-virtual-terminal) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data