--- description: Review of Square Virtual Terminal Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Square Virtual Terminal | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/4759/mobile-credit-card-processing-software/software) > [Square Virtual Terminal](/software/374196/square-virtual-terminal) # Square Virtual Terminal Canonical: https://www.softwareadvice.co.nz/software/374196/square-virtual-terminal Page: 1 / 3\ Next: [Next page](https://www.softwareadvice.co.nz/software/374196/square-virtual-terminal?page=2) > Square Virtual Terminal is a payment processing solution that helps businesses streamline processes related to transaction splitting, requesting payments, handling recurring payments, and more from within a unified platform. It allows staff members to issue receipts and share them with customers via email or text. Square Virtual Terminal enables team members to key in credit or debit cards and maintain records for multiple payments types, such as cash, Square Gift Card, checks, and more. It lets employees optimize check-out processes by creating and utilizing an item library with available goods, services, taxes, and discounts. Additionally, it allows users to store customer card details and set up payment schedules on a weekly, monthly, or yearly basis. Square Virtual Terminal enables organizations to integrate the platform with internal and third-party solutions, such as Square Point of Sales, QuickBooks, and Microsoft Excel. Pricing is based on per-transaction fees and support is extended via FAQs, phone, email, and other online measures. > > Verdict: Rated **4.7/5** by 36 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 36 Reviews | | Ease of Use | 4.8/5 | Based on overall reviews | | Customer Support | 4.1/5 | Based on overall reviews | | Value for Money | 4.4/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Per Feature (Free version available) - **Pricing Details**: Square Virtual Terminal charges a processing fee of 3.5% + 15¢ per transaction for typed-in payments \& 2.6% + 10¢ per transaction for swiped payments. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - API - Accounting Integration - Activity Dashboard - Billing & Invoicing - Credit Card Management - Credit Card Processing - Data Import/Export - Data Security - Debit/Credit Card Processing - Electronic Payments - Fraud Detection - In-Person Payments - Mobile Card Reader - Multiple Payment Options - Online Payments - PCI Compliance - Payment Fraud Prevention - Payment Links - Point of Sale (POS) - Purchasing & Receiving ## Integrations (5 total) - Google Sheets - Microsoft Excel - QuickBooks Money - Square Invoices - Square Point of Sale ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Mobile Credit Card Processing Software](https://www.softwareadvice.co.nz/directory/4759/mobile-credit-card-processing-software/software) ## Related Categories - [Mobile Credit Card Processing Software](https://www.softwareadvice.co.nz/directory/4759/mobile-credit-card-processing-software/software) - [Payment Processing Software](https://www.softwareadvice.co.nz/directory/4526/online-payment/software) ## Alternatives 1. [Square Payments](https://www.softwareadvice.co.nz/software/374157/square-payments) — 4.7/5 (2672 reviews) 2. [PayPal Point of Sale](https://www.softwareadvice.co.nz/software/20123/paypal-here) — 4.6/5 (2290 reviews) 3. [Stripe](https://www.softwareadvice.co.nz/software/49509/stripe) — 4.6/5 (3309 reviews) 4. [360 Payments](https://www.softwareadvice.co.nz/software/269832/360-payments) — 4.7/5 (35 reviews) 5. [Heartland Payments+](https://www.softwareadvice.co.nz/software/438858/heartland-payment-system) — 4.3/5 (132 reviews) ## Reviews ### "helpful for small businesess" — 5.0/5 > **Verified Reviewer** | *14 June 2021* | Retail | Recommendation rating: 10.0/10 > > **Pros**: I like how easy and streamlined it is to work with > > **Cons**: not a con but sometimes the fees can be higher ----- ### "Square Review" — 5.0/5 > **YOlanda** | *31 March 2025* | Hospital & Health Care | Recommendation rating: 9.0/10 > > **Pros**: The ease of making payments to vendors for services received. > > **Cons**: I have no issues with this product, it has been great to use when available. ----- ### "Not bad at all" — 3.0/5 > **Damon** | *4 August 2020* | Telecommunications | Recommendation rating: 5.0/10 > > **Pros**: Flows well into my current Square store, especially if you've already established a website/have been doing online sales. > > **Cons**: Not super intuitive for people who aren't involved in the online website. It took some education to help cashiers get the setup. Not pleased with the computer requirements either. > > Liked the integration into my current Square store. The challenge came when I needed others to run the register when I had live events. The learning curve was steeper than expected. It also required a bit more computing access (my full laptop, etc.) then I wanted. It was fine, but expect to spend some time educating others to use it. ----- ### "Two locations powered by Square, solid platform." — 5.0/5 > **Christopher** | *10 June 2021* | Information Technology & Services | Recommendation rating: 10.0/10 > > **Pros**: I enjoy the ease of use / UI they managed to keep it similar across all platforms (iOS, Virtual terminal in a browser / android along with their terminal too). Having the virtual terminal is wonderful when you need to spin up a dynamic POS / additional processing lines. Furthermore it's hardware issue proof since you can just log in on anything that can display a website (more or less). It's also great it ties into the ecosystem they have / reporting and does not feel like a disconnected or different experience when used in tandem with iOS / Square Terminal etc. In short: It feels like a well written app and not just another clunky POS website portal. > > **Cons**: There is not much I dislike about this one aside from the extra fees charged for 'swipeless' or 'card not present' charges but that's a standard not really on Square itself or Square Terminal. Like I said, it's well done. > > I've enjoyed using it, it has made writing really fast invoices or reviewing them from other devices a breeze, especially when away from office. I don't need to use it every day as I also use squares other ecosystem POS endpoints but when I do it's fantastic. ----- ### "Square has been my Go-To for over 9 years\!" — 5.0/5 > **Dreama** | *20 February 2020* | Graphic Design | Recommendation rating: 10.0/10 > > **Pros**: I can have access to my funds immediately for an additional fee, I can use it with my phone, they offered stock options when they first did an IPO, and I love the ease of use > > **Cons**: Customer support is good, but you have to go through too much to actually get it - it's a strict online service, but when you need to speak with someone, you have to register, get a ticket \#, a bit much just to clear up an issue > > Best decision I'd made for my business in the last 15 years ----- Page: 1 / 3\ Next: [Next page](https://www.softwareadvice.co.nz/software/374196/square-virtual-terminal?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/374196/square-virtual-terminal) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data