--- description: Review of Square Payments Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Square Payments | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/4759/mobile-credit-card-processing-software/software) > [Square Payments](/software/374157/square-payments) # Square Payments Canonical: https://www.softwareadvice.co.nz/software/374157/square-payments Page: 1 / 110\ Next: [Next page](https://www.softwareadvice.co.nz/software/374157/square-payments?page=2) > Square Payments is a cloud-based payment processing tool for businesses within the retail, food and beverage and health and fitness industries. Key features include fraud prevention, dispute management, touch-free transactions, automated invoicing and cash flow monitoring. Square Payments’ built-in analytics uses machine learning to track fraudulent activities and monitor transactions in real-time. It can send automatic alerts on suspicious activities. Automatic receipts speed up the checkout processes and ensure a digital record of all purchases is kept. Additionally, this tool comes with an activity dashboard, which consolidates all customer data and provides timely updates on sales and inventory. Square Payments is available on a per-transaction basis and support is provided via documentation, forums, emails, phone, FAQs and video tutorials. The application involves Terminal API and Reader SDK to streamline payment processing and offers integrations with third-party point-of-sale software and service providers including Mailchimp, Ritual, WooCommerce and Intuit QuickBooks. > > Verdict: Rated **4.7/5** by 2706 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 2706 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online \& invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - ACH Payment Processing - API - Activity Dashboard - Billing & Invoicing - CRM - Cash Management - Compliance Management - Contactless NFC - Credit Card Processing - Cryptocurrency Processing - Customer Database - Data Security - Debit/Credit Card Processing - Electronic Payments - Electronic Signature - Fraud Detection - Gift Card Management - In-Person Payments - Invoice Management - Mobile Access ## Integrations (30 total) - Acuity Scheduling - BigCommerce - ClinicSense - Craver - DAVO - Ecwid - Fomo - Jotform - Linktree - Mailchimp - Make - MarginEdge - MoeGo - Paymo - Poptin ... and 15 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Mobile Credit Card Processing Software](https://www.softwareadvice.co.nz/directory/4759/mobile-credit-card-processing-software/software) ## Related Categories - [Mobile Credit Card Processing Software](https://www.softwareadvice.co.nz/directory/4759/mobile-credit-card-processing-software/software) - [Payment Processing Software](https://www.softwareadvice.co.nz/directory/4526/online-payment/software) ## Alternatives 1. [PayPal](https://www.softwareadvice.co.nz/software/104664/paypal) — 4.6/5 (26597 reviews) 2. [Venmo](https://www.softwareadvice.co.nz/software/317580/venmo) — 4.7/5 (9302 reviews) 3. [Stripe](https://www.softwareadvice.co.nz/software/49509/stripe) — 4.6/5 (3369 reviews) 4. [Square Point of Sale](https://www.softwareadvice.co.nz/software/374161/square-register-pos) — 4.6/5 (3033 reviews) 5. [Nomod](https://www.softwareadvice.co.nz/software/389619/Nomod) — 4.8/5 (358 reviews) ## Reviews ### "Square payments" — 5.0/5 > **Ronald** | *12 August 2026* | Design | Recommendation rating: 9.0/10 > > **Pros**: The pros for Square Payments is that it's really cheap to deploy and the payment processing works perfectly. > > **Cons**: The con is that some of the more detailed payment terminals will cost you a bit more upfront and the learning curve is there. ----- ### "I love square and recommend to anyone that needs a payment processor." — 5.0/5 > **Stephanie** | *1 December 2025* | Hospitality | Recommendation rating: 10.0/10 > > **Pros**: I love the ease of use. The transaction fees are reasonable and in-line with standard. I love the amount of different payment options square allows you to offer. I love the Square loans that are offered when eligible. > > **Cons**: Honestly, I cant think of much that I don't like about them. If I had to say something, I would like if the small terminal was more modern looking. This, however, doesn't affect that way it operates. > > I am 100% happy with my experience with Squarer. In the rare occasion that I have needed customer support, I received it quickly. The service is reliable, and cost effective. ----- ### "Amazing you must try it" — 5.0/5 > **Candace** | *15 July 2026* | Fishery | Recommendation rating: 9.0/10 > > **Pros**: Its easy to use. Its fast transactions and even gives you a receipt to your email or text. Also there is no fees to use it. > > **Cons**: Lately when i call customer service i have been getting rude person to help me. Alot of times they just hang up on me. > > I love it and i think everyone needs one. Its easy installment and there are no fees. Its a simple plug up to your cell phone. ----- ### "Square payments was a letdown" — 2.0/5 > **Melissa** | *26 June 2026* | Veterinary | Recommendation rating: 1.0/10 > > **Pros**: Square payment was easy and connected to our iPhone for sales on the go. The interface was clear for clients and allowed for payments to be quick. > > **Cons**: The fees associated with square or astronomical; additionally, it would lose connectivity, and we had to buy special software and equipment that did not work across all devices. > > Square payments was a letdown because of the huge fees and the lack of compatibility with all of our machinery. ----- ### "Convenient for craft vendors" — 4.0/5 > **Heather** | *16 May 2026* | Consumer Goods | Recommendation rating: 9.0/10 > > **Pros**: Square is convenient and easy to use at our stand alone off site events. The portable machine makes taking customer payments easy. > > **Cons**: I dislike how when we do events in hotel conference centers for example, places where the WiFi has a lading page with password, the device can not log in. > > Overall is worth having for the convenience for our customers to submit payments. The printable receipts is a nice touch. ----- Page: 1 / 110\ Next: [Next page](https://www.softwareadvice.co.nz/software/374157/square-payments?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/374157/square-payments) ## This page is available in the following languages | Locale | URL | | de | | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | | fr | | ----- ## Structured Data