--- description: Review of Square Payments Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Square Payments | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/4759/mobile-credit-card-processing-software/software) > [Square Payments](/software/374157/square-payments) # Square Payments Canonical: https://www.softwareadvice.co.nz/software/374157/square-payments Page: 1 / 110\ Next: [Next page](https://www.softwareadvice.co.nz/software/374157/square-payments?page=2) > Square Payments is a cloud-based payment processing tool for businesses within the retail, food and beverage and health and fitness industries. Key features include fraud prevention, dispute management, touch-free transactions, automated invoicing and cash flow monitoring. Square Payments’ built-in analytics uses machine learning to track fraudulent activities and monitor transactions in real-time. It can send automatic alerts on suspicious activities. Automatic receipts speed up the checkout processes and ensure a digital record of all purchases is kept. Additionally, this tool comes with an activity dashboard, which consolidates all customer data and provides timely updates on sales and inventory. Square Payments is available on a per-transaction basis and support is provided via documentation, forums, emails, phone, FAQs and video tutorials. The application involves Terminal API and Reader SDK to streamline payment processing and offers integrations with third-party point-of-sale software and service providers including Mailchimp, Ritual, WooCommerce and Intuit QuickBooks. > > Verdict: Rated **4.7/5** by 2716 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 2716 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online \& invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - ACH Payment Processing - API - Activity Dashboard - Billing & Invoicing - CRM - Cash Management - Compliance Management - Contactless NFC - Credit Card Processing - Cryptocurrency Processing - Customer Database - Data Security - Debit/Credit Card Processing - Electronic Payments - Electronic Signature - Fraud Detection - Gift Card Management - In-Person Payments - Invoice Management - Mobile Access ## Integrations (29 total) - Acuity Scheduling - BigCommerce - ClinicSense - Craver - DAVO - Ecwid - Fomo - Jotform - Linktree - Make - MarginEdge - MoeGo - Paymo - Poptin - QuickBooks Online Advanced ... and 14 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Mobile Credit Card Processing Software](https://www.softwareadvice.co.nz/directory/4759/mobile-credit-card-processing-software/software) ## Related Categories - [Mobile Credit Card Processing Software](https://www.softwareadvice.co.nz/directory/4759/mobile-credit-card-processing-software/software) - [Payment Processing Software](https://www.softwareadvice.co.nz/directory/4526/online-payment/software) ## Alternatives 1. [PayPal](https://www.softwareadvice.co.nz/software/104664/paypal) — 4.6/5 (26681 reviews) 2. [Venmo](https://www.softwareadvice.co.nz/software/317580/venmo) — 4.7/5 (9306 reviews) 3. [Stripe](https://www.softwareadvice.co.nz/software/49509/stripe) — 4.6/5 (3387 reviews) 4. [Square Point of Sale](https://www.softwareadvice.co.nz/software/374161/square-register-pos) — 4.6/5 (3039 reviews) 5. [Nomod](https://www.softwareadvice.co.nz/software/389619/Nomod) — 4.8/5 (363 reviews) ## Reviews ### "Easy to set up and use POS system" — 5.0/5 > **Andrew** | *23 September 2026* | Recreational Facilities & Services | Recommendation rating: 10.0/10 > > **Pros**: Really easy to use and integrate with my other software elements to take payments for. The variety of devices that payment can no be collected from really helps our business type as lots of outside activities. > > **Cons**: With the variety of devices and types used we no longer have the previous problem and means we can take payments basically from anywhere we are. ----- ### "My Square Payments" — 5.0/5 > **Martin** | *17 January 2026* | Retail | Recommendation rating: 10.0/10 > > **Pros**: Ease of use, fast payment processing, value for money. Customer support was easy to contact and very helpful. > > **Cons**: I cant really say what I didn’t like about square payments. It was easy to manage and my customers felt safe using the platform. > > Totally enjoyed using Square, on all of my devices. The dashboard is great and easy to manage. I could see all of my transactions. ----- ### "Still great and still easy" — 5.0/5 > **Leah** | *3 September 2026* | Automotive | Recommendation rating: 9.0/10 > > **Pros**: It’s still extremely easy to use and the payment processing is extremely fast. Still just as impressive as always. > > **Cons**: The dongle that you swipe the card through, I had the old lightning one and had to replace it with the USB-C, obviously unavoidable, but still a little annoying. ----- ### "I DO NOT RECOMMEND\!" — 1.0/5 > **Gabriel** | *27 May 2025* | Health, Wellness & Fitness | Recommendation rating: 0.0/10 > > **Pros**: I honestly can't listed any anymore. The company has fallen apart and It's heartbreaking. I can list cons. > > **Cons**: Customer service is hard to contact these days and once in contact they do absolutely nothing to resolve issues. I have been using square since 2018. I have 4 businesses that use their service. The most recent setup was in 2023 and square has taken money by forcing instant deposit fees while the account is set to manual. I reached out to have it corrected and wait 43 mins just to speak with someone who failed to fix the issue. > > Recently TERRIBLE\! Before 2023 it was great to have. Payments used to be easy. Now its like they are scamming for money. ----- ### "square for backup" — 5.0/5 > **hailey** | *9 July 2026* | Construction | Recommendation rating: 10.0/10 > > **Pros**: We Like to use square payments in our office when customers are purchasing left over material from our warehouse. It makes tracking transitions without contracts much easier. Card payments are also a lot easier with everything being electronic these days. > > **Cons**: The only thing we don't particularly like are the fees associated with using but that's not something you can get away from. For large quantity orders, the fees will make or break a sale. > > Overall, Square payments have made sales smooth and easy to manage. It's not something we utilize often but when we need to, it's a great resource to have. ----- Page: 1 / 110\ Next: [Next page](https://www.softwareadvice.co.nz/software/374157/square-payments?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/374157/square-payments) ## This page is available in the following languages | Locale | URL | | de | | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | | fr | | ----- ## Structured Data