Square Payments

4.7
Overall rating
Reviews

4.7
Overall rating
Reviews

About Square Payments

Square Payments is a cloud-based payment processing tool for businesses within the retail, food and beverage, and health and fitness industries. Key features include fraud prevention, dispute management, touch-free transactions, automated invoicing, and cash flow monitoring. Square Payments’ built-in analytics uses machine learning to track fraudulent activities and monitor transactions in real-time. It can send automatic alerts on suspicious activities. Automatic receipts speed up the checkout processes and ensure a digital record of all purchases is kept. Additionally, this tool comes with an activity dashboard, which consolidates all customer data and provides timely updates on sales and inventory. Square Payments is available on a per-transaction basis and support is provided via documentation, forums, emails, phone, FAQs, and video tutorials. The application involves Terminal API and Reader SDK to streamline payment processing and offers integrations with third-party point-of-sale software and service providers including Mailchimp, Ritual, WooCommerce, and Intuit QuickBooks.
Square Payments Software - Square Payments digital receipts
Square Payments Software - Square Payments virtual terminal
Square Payments Software - Square Payments application dashboard
Square Payments video
Square Payments Software - Square Payments digital receipts - thumbnail
Square Payments Software - Square Payments virtual terminal - thumbnail
Square Payments Software - Square Payments application dashboard - thumbnail

Square Payments pricing

Square Payments has a free version. Square Payments paid version starts at US$0.01.

Starting Price:
US$0.01
Free Version:
Yes
Free trial:
No

Alternatives to Square Payments

Square Payments Reviews

Feature rating

Value for Money
4.5
Functionality
4.6
Ease of Use
4.7
Customer Support
4.4
5 reviews of 2,388 View all reviews
Jarvis
Jarvis
  • Industry: Consumer Services
  • Company size: Self Employed
  • Used Weekly for 2+ years
  • Review Source
Value for Money
5
Features
5
Ease of Use
5
Customer Support
5

5
Reviewed on 26/05/2022

The Perfect Payment Processing Option for Small Business

My overall experience is A++ since I am able to accept and process payment at a fraction of the cost and without costing me more time and effort.

Pros

Using this software for a couple of years now I really like the ease of use and how it's transferable between all my devices. I am able to access reports, process payments, and more from the mobile dashboard or my PC.
It doesn't require that I have or use any additional products or equipment for function. They have very friendly and knowledgable customer service and support.
I love that you are able to integrate Square into other systems for a more robust system.

Cons

I wasn't able to really pin point anything that I didn't like or enjoy regarding the software.

Alternatives Considered

PayPal and Paycom

Reasons for Choosing Square Payments

Paypal had so many restrictions and hold times.

Switched From

PayPal

Reasons for Switching to Square Payments

Because if checked off more of the boxes for what I was looking for and the cost was Amazing.
Kathryn
  • Industry: Education Management
  • Company size: 2–10 Employees
  • Used Monthly for 1+ year
  • Review Source
Value for Money
0
Features
5
Ease of Use
5
Customer Support
4

5
Reviewed on 26/08/2024

Square Payments Review

Square Payments is very user friendly, allows businesses or organizations an easy solution in setting up payments, and gives the customer a quick payment option. Would recommend using Square Payments.

Pros

Square Payments is extremely easy and convenient to use and operate. Any business can set up a profile and process payments - both on a computer or with a mobile phone (to take on the go). It works well and gives the customer all of the information they need.

Cons

The only con I can see is that the customer has to use a credit card/debit card or their mobile phone to pay. Otherwise, I don't see a con using Square Payments.

Bessy
Bessy
  • Industry: Consumer Services
  • Company size: 2–10 Employees
  • Used Weekly for 1+ year
  • Review Source
Value for Money
3
Features
3
Ease of Use
3
Customer Support
1

3
Reviewed on 3/10/2019

Square: The Good and Bad

They were my first choice in the beginning, but after the 2 disputes and how bad they handled them, I went back to PayPal. I still keep them for some of my less conventional clients (the ones who don't want to/ or can't follow a link, but rather just give me their info over the phone).

Pros

It's easy to use. Your favorite device becomes your POS which is convenient especially for those of us who do work on the road.

You can get instant deposit with an extra fee which is nice.

Cons

I don't like their customer service. You have to pay extra to be able to call their customer service number and even if you do (because I did the trial for premium service), they don't really resolve anything.

I also don't like their dispute process. You get very limited time to submit your documentation proving the transaction was valid. Some paperwork takes a while to get from clients.

AND...they allowed a couple of clients to dispute charges that were from the year past, which I still don't understand.

The worst part of the dispute process is that they'll take the money from your account and then take forever to return it. In both my cases, I had to pay the premium service to be able to talk to customer service, which got me nowhere and then had to email the dispute team with additional information (which you're not supposed to do since they have a form you fill out through the portal).

And then, if you have customer who makes purchases for the same amount...you can't do instant deposit because they'll hold the funds to make sure you're not ripping people off even though you've demonstrated to be a credible and reputable business.

Donna
  • Industry: Furniture
  • Company size: 2–10 Employees
  • Used Daily for 1+ year
  • Review Source
Value for Money
4
Features
5
Ease of Use
5
Customer Support
5

5
Reviewed on 20/06/2024

Tip Top Furniture

We are happy with square and we use it with several of our businesses.

Pros

It is easy to use. You can easily access our history in order to issue a refund.

Cons

Occasionally it glitches and crashes but when we call support they usually fix it quickly.

Lauren
  • Industry: Religious Institutions
  • Company size: Self Employed
  • Used Weekly for 1-5 months
  • Review Source
Value for Money
4
Features
4
Ease of Use
4
Customer Support
5

4
Reviewed on 2/08/2024

Square Payments for Business

Square payments is a great tool for business owners that provides detailed financial and customer information, making it easy to handle your business' funds.

Pros

As someone who has built a website through Square, having the ability to easily receive payments to your bank is a great feature. You can "build your store/inventory" and handle payments automatically, even receiving detailed customer information.

Cons

Square's transaction fees on credit cards are the industry standard rate. Which is great. But, I operate a nonprofit, so I found a better platform with no transaction fees to handle my payments. Now, if you are LLC business, this would not even be a con. It just may be worth checking to see if you could find better rates, but Square is competitive with their rates.

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