--- description: Review of PayJunction Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: PayJunction | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/4526/online-payment/software) > [PayJunction](/software/341782/payjunction) # PayJunction Canonical: https://www.softwareadvice.co.nz/software/341782/payjunction Page: 1 / 6\ Next: [Next page](https://www.softwareadvice.co.nz/software/341782/payjunction?page=2) > PayJunction is an all-in-one cloud-based payment processing solution designed to empower businesses to elevate their payment experience for future payments. Users are able to recharge accounts, process payments for credit cards and e-checks, search and view transactions, input credit card information and manage batch transactions. Key features include online or in-person payment processing, secure account storage for CCs and ACHs, remote signature capture, rapid refunds, e-commerce integration, and comprehensive financial reports. With PayJunction, Users are able to add CCs or ACHs to accounts and quickly process transactions with a single click or recurring payments. PayJunction can also capture digital signatures for chargeback protection and email customers digital receipts for transaction tracking. Users are also able to update and store all financial information in one secure encrypted system, using a tokenized data system for continuous security and up-to-date PCI compliance. For reporting and analytics, PayJunction is able to generate customizable monthly, quarterly, or annual financial reports and export these reports via csv files for secondary financial analysis. For agile payment processing, PayJunction offers a mobile app only iOS devices. PayJunction also offers a terminal hardware solution for in-person payment processing called the TouchTerminal, which allows businesses to process payments with traditional card-swiping technology or EMV and NFC technology. > > Verdict: Rated **4.8/5** by 112 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.8/5** | 112 Reviews | | Ease of Use | 4.8/5 | Based on overall reviews | | Customer Support | 4.7/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.7/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: PayJunction - **Location**: Santa Barbara, US - **Founded**: 2000 ## Commercial Context - **Starting Price**: US$50.00 - **Pricing Details**: $0.00 monthly fee. Fees are calculated as: Cost + 0.75% for credit cards and 0.75% for checks. - **Target Audience**: 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English - **Available Countries**: United States ## Features - ACH Payment Processing - API - Contact Database - Credit Card Processing - Customer Accounts - Customer History - Customisable Reports - Debit/Credit Card Processing - Electronic Payments - Electronic Signature - Email Management - Fraud Detection - In-Person Payments - Mobile Payments - Multi-Location - Online Payments - PCI Compliance - Payment Gateway Integration - Payment Links - Payment Processing ## Integrations (4 total) - Adobe Commerce - Shift4Shop - Shopify - Sycamore School ## Support Options - Email/Help Desk - Knowledge Base - Phone Support - Chat ## Category - [Payment Processing Software](https://www.softwareadvice.co.nz/directory/4526/online-payment/software) ## Related Categories - [Payment Processing Software](https://www.softwareadvice.co.nz/directory/4526/online-payment/software) - [Billing and Invoicing Software](https://www.softwareadvice.co.nz/directory/263/billing-invoicing-software/software) - [POS Systems](https://www.softwareadvice.co.nz/directory/210/web-based-point-of-sale-software/software) ## Alternatives 1. [Venmo](https://www.softwareadvice.co.nz/software/317580/venmo) — 4.7/5 (9302 reviews) 2. [Square Point of Sale](https://www.softwareadvice.co.nz/software/374161/square-register-pos) — 4.6/5 (3033 reviews) 3. [Epos Now](https://www.softwareadvice.co.nz/software/21000/epos-now) — 3.8/5 (727 reviews) 4. [Clover](https://www.softwareadvice.co.nz/software/61761/clover) — 3.8/5 (579 reviews) 5. [Shopify POS](https://www.softwareadvice.co.nz/software/372951/shopify-pos) — 4.6/5 (246 reviews) ## Reviews ### "Best service ever." — 4.0/5 > **Diana** | *22 January 2018* | Recommendation rating: 10.0/10 > > **Pros**: personalized assistance, Best service ever. Every time I have had a question, customer rep. has been my go to guy. He is an asset to the company . User friendly , the features and functionality are a plus, the overall quality exceeds the competitors. Integrates with our current EMR perfect > > User friendly, Integration with current EMR, customer service. ----- ### "Great Credit Card Processing, Especially for a Business with Multiple Locations" — 5.0/5 > **Verified Reviewer** | *6 September 2018* | Retail | Recommendation rating: 10.0/10 > > **Pros**: It's all a virtual terminal, so I can access everything from wherever I am. Having three locations, it's imperative I have one login to check on statements, transactions, etc. With our previous processor I had eight different logins for this. With PayJunction it's all in one place. It also enables me to run a transaction for any location from whichever office I'm in. I don't need direct access to the physical terminal to run a payment. I can even run a payment in person for someone for a different location than I'm currently at to help keep my accounting correct. Handling remote transactions is amazing with PayJunction. For any remote transaction the client gets an email requesting a signature for the payment, so there's no need for authorization forms to protect us - everything gets signed\! All signatures are stored digitally as well, whether as a remote transaction or in person on the PayJunction smart terminal, so there's no need to keep a giant collection of paperwork for credit card transactions. It's all stored digitally and easy to search through/run reports. Setting up a payment page on our website as a hosted checkout was easy as well. It gives our clients an easy way to pay if we're not in the office and they know their balance due. Everything about PayJunction has made our credit card processing easier and more streamlined. > > **Cons**: Customer support. There's no support on weekends\! They lost Shopify integration and do not have a mobile card reader yet, so I have to use separate companies for those two things. > > So far, so good. It provides much better back end access for running returns or adjustments for clients. It allows me to remotely see what my employees are doing as everyone has their own login. Setting up recurring payments or running future transactions on a card (securely) on file is a breeze. The client always gets an emailed receipt, so it's easy to prevent fraudulent charges by employees and charge-backs from customers. The smart terminal is easy to use and helps save a ton of paper by sending e-receipts. ----- ### "Very straight-forward software. Easy to navigate and use even for first-time users." — 4.0/5 > **Amanda** | *9 February 2018* | Information Technology & Services | Recommendation rating: 5.0/10 > > **Pros**: Very easy to use with minimal training. Interface looks clean, simple, and organized. Also like how the payment methods actually look like the physical item (e-check looks like an actual paper check, Visa card has the Visa logo on it, etc.) which makes distinguishing between multiple payment options very simple. > > **Cons**: No easy way to sort/view customers by the company name instead of the cardholder name. Wish VERY MUCH that there was an option to customize the customer list so we could add a column to view the cardholder name AND company name, and then also sort the columns. Also want to see the company name in the data fields when viewing the Recurring Accounts list. I have to cross-reference this EVERY time I have to verify which of our customers are on auto-pay as we don't refer to them based on cardholder name, but by the name of their company. Example: Joe at Smith Masonry calls and asks to update the card we have on file for their recurring payment, but the current card we have isn't under Joe's name and he doesn't know offhand which name it IS under. I have to export the full Recurring Accounts list to an Excel file in order to see the company name each account is associated with, JUST so I can tell Joe that the old card was under his assistant Jenna's name. Then I have to cancel the recurring payment under Jenna's customer account name, create a whole NEW customer account since the new cardholder is now Joe, and set up the recurring payment once more under Joe's name. Not even done yet\! Because when creating new recurring payments, entering the company name isn't even an available field yet\! You have to save it first, go back to the Recurring Accounts list, reopen it, hit Edit, and THEN type in the company name. TOO MANY STEPS for something so simple. > > Lower credit card processing fees. ----- ### "The best merchant services company I've used." — 5.0/5 > **Luke** | *17 January 2018* | Recommendation rating: 10.0/10 > > **Pros**: Support - they are friendly and available when they are needed. I love the kiosk that is provided - we've received numerous compliments about how easy it is to use, and how fast it is. > > Lower monthly cost and a cool kiosk. Great support. Maybe better integration with Quickooks would be nice, but even that isn't mandatory. I've very happy with the product. ----- ### "Customer Service is quick to answer any questions and help with any issues" — 5.0/5 > **Christina** | *16 January 2018* | Hospitality | Recommendation rating: 10.0/10 > > **Pros**: Its very easy to use. Any time I have an issue I can call or email customer service and they respond to me right away and are always willing to help. I even had Cust support rep conference a call with me to American Express to get them added onto our merchant account. > > **Cons**: The fact American Express is very difficult to get added onto the account. No fault of PayJunction but it took me almost an hour to call and get a merchant number to provide to PayJunction. > > very quick and easy to use ----- Page: 1 / 6\ Next: [Next page](https://www.softwareadvice.co.nz/software/341782/payjunction?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/341782/payjunction) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data