---
description: Review of Afterpay Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Afterpay | Reviews, Pricing & Demos - SoftwareAdvice NZ
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/4526/online-payment/software) > [Afterpay](/software/336791/afterpay)

# Afterpay

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> Designed for retailers, Afterpay is an installation payment solution that allows customers to pay for products in installation payments, providing a more customized shopping experience. Customers can pay off goods/products in 4 installation payments over 6 weeks. Afterpay can seamlessly integrate with any eCommerce platforms within minutes. Afterpay minimizes financial risks and improves payment visibility with fully managed chargeback and fraud detection and daily settlement reports.
> 
> Verdict: Rated **4.6/5** by 306 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 306 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.3/5 | Based on overall reviews |
| Value for Money | 4.5/5 | Based on overall reviews |
| Features | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Square
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing Details**: Please contact Afterpay for information on pricing.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English, French
- **Available Countries**: Australia, Canada, Finland, France, Italy, New Zealand, Spain, United Kingdom, United States

## Features

- ACH Payment Processing
- Data Security
- Debit/Credit Card Processing
- Mobile Payments
- Multiple Payment Options
- Online Payments
- Partial Payments
- Payment Fraud Prevention
- Recurring/Subscription Billing
- Reporting/Analytics
- Self Service Portal

## Integrations (15 total)

- Adobe Commerce
- Adyen
- BigCommerce
- Ecwid
- Online Auction System
- OpenCart
- PrestaShop
- Rocketspark
- Shopify
- Shopify Plus
- Spree
- Squarespace
- Stripe
- Wix
- WooCommerce

## Support Options

- Knowledge Base

## Category

- [Payment Processing Software](https://www.softwareadvice.co.nz/directory/4526/online-payment/software)

## Alternatives

1. [PayPal](https://www.softwareadvice.co.nz/software/104664/paypal) — 4.6/5 (26417 reviews)
2. [Venmo](https://www.softwareadvice.co.nz/software/317580/venmo) — 4.7/5 (9282 reviews)
3. [Stripe](https://www.softwareadvice.co.nz/software/49509/stripe) — 4.6/5 (3340 reviews)
4. [Square Payments](https://www.softwareadvice.co.nz/software/374157/square-payments) — 4.7/5 (2687 reviews)
5. [Square Point of Sale](https://www.softwareadvice.co.nz/software/374161/square-register-pos) — 4.6/5 (3031 reviews)

## Reviews

### "Afterpay is for everyone\!" — 5.0/5

> **Nicole** | *3 April 2026* | Entertainment | Recommendation rating: 10.0/10
> 
> **Pros**: The payment rewards and how the app helps me out in a pinch until payday. Afterpay works with all major shopping apps\!
> 
> **Cons**: Sometimes life gets busy. I think there could be a one time payment missed forgiveness. Mistakes happen and having to start back over with minimum credit isn’t fair to the ones who always pay on time and missed one payment.
> 
> As long as payments are made Afterpay is the best app to get you the things you need when you can’t afford those things. Afterpay works with all online shopping apps. It’s great\!

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### "It is great for businesses and customers\!" — 5.0/5

> **Bethany** | *21 April 2025* | Hospital & Health Care | Recommendation rating: 10.0/10
> 
> **Pros**: Afterpay is an amazing addition to include to your business and personal life. If clients need to make a large purchase, they can split the payment into 4 charges (without any interest). These payments are made every 2 weeks. It is amazing for people that need to spread out a large payment. I have also used it for my own personal purchases for large items.
> 
> **Cons**: Afterpay does have late fees if you do not pay your payment on time. Although, you can set up automatic payments for the card you used the first payment for, so unless you do not have the money in your account, you will not be charged a late fee.
> 
> My overall experience with Afterpay is very beneficial for a business and a customer. This payment plan allows businesses to get more customers because of the flexibility it brings. It helps the client make big purchases but make it more manageable.

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### "Helpful if you are short on money." — 3.0/5

> **Nathaniel** | *23 June 2025* | Construction | Recommendation rating: 6.0/10
> 
> **Pros**: If you dont have the money up front to pay for your purchase then you can use afterpay as payment method to pay for your purchase without having all of the money up front.
> 
> **Cons**: They charge alot more in the long run for your purchase. To the point that may only be worth it if you really need whatever you are wanting to purchase and you can make the payments on time.
> 
> It has been helpful when I have been short on money but expensive in the long run and will even effect your credit if you cant make payments on time

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### "Afterpay profit now." — 4.0/5

> **Eric** | *25 December 2024* | Oil & Energy | Recommendation rating: 8.0/10
> 
> **Pros**: It allows customers to break down payments over time while allowing the company to receive full profits up front.
> 
> **Cons**: It sometimes rejects customers with not much visible reason.
> 
> I love the increase in sales and profits since i started using afterpay.

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### "Quick and simple" — 5.0/5

> **Sherree** | *1 May 2025* | Arts & Crafts | Recommendation rating: 10.0/10
> 
> **Pros**: The ease of signing up for a account is top priority for me. Easy payments.
> 
> **Cons**: Would like to be able to easily set up monthly payments instead of bi-weekly.
> 
> I was able to sign up easy and quick. Was simple process that can understand. The home page is set up perfectly and easy to navigate. Stores listed with image and words that are great to be able to see them. Different things listed at the start making it a great experience without the hassle of not finding what you need or want. Adding my card for payments isn't hard at all. You can extend your payment date if needed. Lots of stores listed. Some places have AfterPay as a option at checkout making it quick and easy.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/336791/afterpay)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/ecommerce/afterpay-profile/> |
| en-AU | <https://www.softwareadvice.com.au/software/336791/afterpay> |
| en-GB | <https://www.softwareadvice.co.uk/software/336791/afterpay> |
| en-IE | <https://www.softwareadvice.ie/software/336791/afterpay> |
| en-NZ | <https://www.softwareadvice.co.nz/software/336791/afterpay> |
| fr | <https://www.softwareadvice.fr/software/336791/afterpay> |

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