--- description: Review of Payment Depot Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Payment Depot | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/4759/mobile-credit-card-processing-software/software) > [Payment Depot](/software/323148/payment-depot) # Payment Depot Canonical: https://www.softwareadvice.co.nz/software/323148/payment-depot Page: 1 / 4\ Next: [Next page](https://www.softwareadvice.co.nz/software/323148/payment-depot?page=2) > Payment Depot by Stax is a credit card processing software provider built on a transparent interchange-plus pricing model. We help small and medium-sized businesses save more of their transactions by combining the base cost of interchange with a fixed percentage markup. Our solutions include in-person, online, and mobile credit card processing, integrated point-of-sale (POS) systems, EMV-compliant terminals, and an all-in-one dashboard with real-time analytics and financial reporting. Payment Depot is a Stax Payments brand. > > Verdict: Rated **4.7/5** by 57 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 57 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support | 4.6/5 | Based on overall reviews | | Value for Money | 4.6/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Fattmerchant - **Location**: Orlando, US - **Founded**: 2014 ## Commercial Context - **Starting Price**: US$59.00 - **Pricing model**: Flat Rate (Free Trial) - **Pricing Details**: 15¢ per transaction for wholesale Visa Mastercard Discover Amex. No added percentages. Just flat interchange plus 15¢. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop) - **Supported Languages**: English - **Available Countries**: United States ## Features - ACH Payment Processing - Contactless NFC - Credit Card Processing - Data Security - Debit/Credit Card Processing - Electronic Payments - Electronic Signature - In-Person Payments - Mobile Access - Mobile Card Reader - Mobile Payments - Online Payments - PCI Compliance - Payment Processing - Payment Reconciliation - Point of Sale (POS) - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Transaction Monitoring ## Integrations (7 total) - BigCommerce - OpenCart - PrestaShop - Revel Systems - Shopify - WooCommerce - authorize.net ## Support Options - FAQs/Forum - Phone Support - 24/7 (Live rep) - Chat ## Category - [Mobile Credit Card Processing Software](https://www.softwareadvice.co.nz/directory/4759/mobile-credit-card-processing-software/software) ## Related Categories - [Mobile Credit Card Processing Software](https://www.softwareadvice.co.nz/directory/4759/mobile-credit-card-processing-software/software) - [POS Systems](https://www.softwareadvice.co.nz/directory/210/web-based-point-of-sale-software/software) - [Payment Processing Software](https://www.softwareadvice.co.nz/directory/4526/online-payment/software) ## Alternatives 1. [PayPal](https://www.softwareadvice.co.nz/software/104664/paypal) — 4.6/5 (26408 reviews) 2. [Venmo](https://www.softwareadvice.co.nz/software/317580/venmo) — 4.7/5 (9281 reviews) 3. [Stripe](https://www.softwareadvice.co.nz/software/49509/stripe) — 4.6/5 (3337 reviews) 4. [Square Payments](https://www.softwareadvice.co.nz/software/374157/square-payments) — 4.7/5 (2686 reviews) 5. [Square Point of Sale](https://www.softwareadvice.co.nz/software/374161/square-register-pos) — 4.6/5 (3030 reviews) ## Reviews ### "Its not a bad payment processor" — 4.0/5 > **kyle** | *27 August 2019* | Retail | Recommendation rating: 6.0/10 > > **Pros**: the rates were ok at best but the support is there. Its nice to get a hold of someone right away when you need it and they use the authorize.net gateway which is good. > > **Cons**: its horrible that you have to work with multiple portals when dealing with charges and chargebacks. No notifications of charge backs were even given to us and on top of that the rates were higher than paypal and other companies. > > its good service and they use authorize but you can find cheaper alternatives almost anywhere that has one portal for everything. ----- ### "Other Processors Cannot Compete" — 4.0/5 > **Jared** | *21 September 2018* | Retail | Recommendation rating: 9.0/10 > > **Pros**: While I don't necessarily use Payment Depot software exclusively, their implementation of the Clover device works nicely. > > **Cons**: I wish that there was a more open and direct API to work with different systems. My POS software through Microsoft RMS does not communicate directly with the device which means I have to manually type in the total for every credit/debit transaction. > > I have had a wonderful experience overall and other companies cannot compete with what they offer. ----- ### "payment depot" — 3.0/5 > **craig** | *12 April 2019* | Marketing & Advertising | Recommendation rating: 7.0/10 > > **Pros**: Better fees than other processors and terminals are easy to use. > > **Cons**: Customer Service is not the greatest, but with the pricing its not awful. ----- ### "Excellent Cost Savings" — 5.0/5 > **Louis** | *24 September 2018* | Retail | Recommendation rating: 9.0/10 > > **Pros**: Significant cost savings from their clear approach to interchange billing + an annual fee. > > **Cons**: Amex setup not supported for our industry unless we go directly to Amex, and the rates are horrible direct with Amex. You take some risk on buying terminals out right, but in reality you're savings so much compared to any of the major re-sellers you can buy a few a year. PCI compliance testing for some locations is very odd and needs to be re-certified every 90 days, significant hassle to PCI compliance, again only for some locations. > > Excellent support when needed, very few issues with terminals. ----- ### "Payment Depot is Great\!" — 5.0/5 > **Erin** | *21 September 2018* | Retail | Recommendation rating: 10.0/10 > > **Pros**: The cost savings initially attracted me to Payment Depot, however, they have been so easy to work with and had superb customer service. They have eve helped guide me in switching over to a new POS system. I couldn't recommend them more\! > > **Cons**: I only wish I could easily directly process online with pd. > > My processing fees are lower than most other businesses. The customer service has been amazing\! ----- Page: 1 / 4\ Next: [Next page](https://www.softwareadvice.co.nz/software/323148/payment-depot?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/323148/payment-depot) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data