--- description: Review of Plastiq Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Plastiq | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Bookkeeping Software](/directory/270/bookkeeping/software) > [Plastiq](/software/321592/plastiq) # Plastiq Canonical: https://www.softwareadvice.co.nz/software/321592/plastiq Page: 1 / 2\ Next: [Next page](https://www.softwareadvice.co.nz/software/321592/plastiq?page=2) > Plastiq is an online payments platform that empowers businesses to send and receive payments through multiple methods including debit or credit card, ACH, or wire transfer. The solution allows users to manage payables, receivables and cash flow through a range of features such as automated invoice data capture, shareable payment links, instant payment reconciliations, accounting software sync, and more. > > Verdict: Rated **4.3/5** by 29 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.3/5** | 29 Reviews | | Ease of Use | 4.5/5 | Based on overall reviews | | Customer Support | 3.9/5 | Based on overall reviews | | Value for Money | 3.8/5 | Based on overall reviews | | Features | 4.3/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Plastiq ## Commercial Context - **Pricing model**: Per Feature (Free version available) (Free Trial) - **Pricing Details**: Sign up for a Plastiq account for free. Payables: - Send ACH/bank transfers with no fees (and without bank-like limits) - Credit card payments have a flat rate 2.9% - Wire transfers are $5 for domestic Recievables: - Accept credit, debit or ach with no fees. - **Target Audience**: 2–10, 11–50, 51–200, 201–500 - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English - **Available Countries**: Australia, Canada, United States ## Features - ACH Payment Processing - API - Accounting - Accounting Integration - Accounts Payable - Activity Dashboard - Approval Process Control - Billing & Invoicing - Cash Flow Management - Check Writing - Credit Card Processing - Customer Statements - Data Import/Export - Data Security - Debit/Credit Card Processing - Electronic Funds Transfer - Electronic Payments - In-Person Payments - Invoice Creation - Invoice History ## Integrations (1 total) - NetSuite ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Chat ## Category - [Bookkeeping Software](https://www.softwareadvice.co.nz/directory/270/bookkeeping/software) ## Related Categories - [Bookkeeping Software](https://www.softwareadvice.co.nz/directory/270/bookkeeping/software) - [Accounts Payable Software](https://www.softwareadvice.co.nz/directory/1851/accounts-payable/software) - [Payment Processing Software](https://www.softwareadvice.co.nz/directory/4526/online-payment/software) - [Billing and Invoicing Software](https://www.softwareadvice.co.nz/directory/263/billing-invoicing-software/software) - [Recurring Billing Software](https://www.softwareadvice.co.nz/directory/3324/recurring-billing/software) ## Alternatives 1. [QuickBooks Online](https://www.softwareadvice.co.nz/software/393202/quickbooks-online) — 4.3/5 (8447 reviews) 2. [PayPal](https://www.softwareadvice.co.nz/software/104664/paypal) — 4.6/5 (26408 reviews) 3. [Abby](https://www.softwareadvice.co.nz/software/370101/abby) — 4.7/5 (604 reviews) 4. [Bookipi](https://www.softwareadvice.co.nz/software/314679/bookipi) — 4.8/5 (176 reviews) 5. [Jobber](https://www.softwareadvice.co.nz/software/3660/jobber-lawncare) — 4.6/5 (1456 reviews) ## Reviews ### "Great option for our business." — 5.0/5 > **Brian** | *11 November 2022* | Wholesale | Recommendation rating: 8.0/10 > > **Pros**: The feature that attracted us to Plastiq was we could use credit cards to pay vendors who do not accept them or charge a higher percentage than we would pay Plastiq. > > **Cons**: The fee is reasonable but could be a little lower to match some other competitors out there. ----- ### "Plastiq is the real deal\!" — 4.0/5 > **Bridgette** | *3 October 2025* | Retail | Recommendation rating: 7.0/10 > > **Pros**: The customer support with this company is top tier. If ever I had questions or concerns, there was someone there to assist. The ease of use and integration process was fairly simple as compared to others. The software is a great value for the money. Two of the best features are invoicing and payment processing. > > **Cons**: Although the software is great, the only downside is the processing time. As a small business, I need and rely on payments to be processed quicker than 7 business days. Hopefully that can be improved in the near future. ----- ### "Plastiq Customer Service Downhill" — 1.0/5 > **Todd** | *28 October 2023* | Real Estate | Recommendation rating: 1.0/10 > > **Pros**: Good for job costing and invoice processing > > **Cons**: Terrible Customer Service and No Online Chat Support with Agents > > It use to be pretty good. Now, it's pretty bad\! ----- ### "We have been using Plastiq for 4 years and love it." — 5.0/5 > **Moshe** | *11 May 2022* | Wholesale | Recommendation rating: 10.0/10 > > **Pros**: It’s an easy-to-use platform that has been pivotal in helping our business grow. We use Plastiq to make sure we can keep more working capital on hand by paying with our credit card. The flexibility to use them for all payment types though, allows us to manage most of our cash flow through the one platform. Plastiq is a hidden gem in all the ways you can use it to help your business. > > **Cons**: Currently, they have their software and customer service down pat\! ----- ### "Payments and rewards" — 5.0/5 > **Sam** | *26 May 2022* | Marketing & Advertising | Recommendation rating: 10.0/10 > > **Pros**: We have been strong advocates of Plastiq for years. We use Plastiq to take advantage of various credit card rewards and its easy-to-use interface for our business payables. Plastiq offers both domestic and international payments with credit cards and integrates well with our AP software. We could not recommend enough\! > > **Cons**: Plastiq is continually upgrading their product, do not have any Cons. ----- Page: 1 / 2\ Next: [Next page](https://www.softwareadvice.co.nz/software/321592/plastiq?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/321592/plastiq) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data