--- description: Review of Wise Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Wise | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/4526/online-payment/software) > [Wise](/software/319289/wise) # Wise Canonical: https://www.softwareadvice.co.nz/software/319289/wise Page: 1 / 5\ Next: [Next page](https://www.softwareadvice.co.nz/software/319289/wise?page=2) > Wise is payment processing software that lets businesses transfer money in multi-currencies to users across international countries. It is a customizable system designed to handle the specific needs of enterprise-level merchants, businesses, financial institutions, and freelancers. Wise allows users to send and receive funds for their domestic remittances and online shopping. Enterprises can also send invoices, accept online payments, take deposits and manage finances on a unified portal. Additionally, users can accept payments via PayPal, Payoneer, bank accounts, and other channels. It comes with a usage-based fee and support is provided via email, FAQs and other online measures. > > Verdict: Rated **3.8/5** by 85 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **3.8/5** | 85 Reviews | | Ease of Use | 4.0/5 | Based on overall reviews | | Customer Support | 3.5/5 | Based on overall reviews | | Value for Money | 3.8/5 | Based on overall reviews | | Features | 3.9/5 | Based on overall reviews | | Recommendation percentage | 70% | (7/10 Likelihood to recommend) | ## About the vendor - **Company**: Wise ## Commercial Context - **Pricing model**: (Free version available) - **Pricing Details**: Contact Wise for pricing details. - **Target Audience**: Self Employed, 2–10, 11–50, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English, German - **Available Countries**: United Kingdom ## Features - API - Activity Dashboard - Alerts/Notifications - Data Import/Export - Data Security - Multi-Currency - Online Payments - Reporting/Analytics - Status Tracking - Transaction Monitoring ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base ## Category - [Payment Processing Software](https://www.softwareadvice.co.nz/directory/4526/online-payment/software) ## Alternatives 1. 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It does not allow Venezuelan customers to manage their cards, nor their accounts while in Venezuela, and it is a terrible deal, since you might be eventually parked at some places, and you won't be able to use your funds. The customer support is not as good as it should be. I found myself looking for Wise customer services in different countries once a particular time zone is closed. There are no physical or virtual cards for businesses in the United States, then it is super limited the money management. > > I do use Wise literally daily from almost three years. I have to travel a lot, and I find their rates to be the best with no questions. ----- ### "Fast, Seamless, Secure" — 5.0/5 > **Zahra** | *22 October 2021* | Management Consulting | Recommendation rating: 10.0/10 > > **Pros**: Not 1, but several\!\! Its a fluid and well integrated system. Sending and Receiving money is very quick. The app is secure, the system sends 2FA, their card never fails, the virtual cards are a great feature\! Jars is such a good idea and now we have another gimmick\! "Invest" > > **Cons**: Its asks to load money before we're able to see accounts. So this is an extra step which wasn't there before. Not sure why they added but as long as conversion from one currency to another is allowed, i'm game - but otherwise it seems like 'not a nice thing to do, you know' > > Wise for personal is very good... and great\! Wise for Business is superb\!\! ----- ### "Arbitrary and not accountable" — 1.0/5 > **Warren** | *21 March 2025* | Farming | Recommendation rating: 0.0/10 > > **Pros**: Rates close being best if not the best. relative ease of use. > > **Cons**: Lack of integrity and transparency. i was sending money to family in another country for costly medical expenses, over a period of 7 months. i had phone conversations with Wise about this, sent detailed info when they asked. Then out of no where after using the service for 7 months. they froze my account and the recipient's. after that they would not take phone calls. they refused to explain or provide any reason or evidence. There is no question they are using falsehoods and simple innuendo, which they are passing to financial institutions here and abroad with so called investigations which turns up no evidence of contravening their terms of use, and acceptable practices. if you want to be open to arbitrary, untrue, and irresponsible blackballing THESE ARE YOUR PEOPLE. > > Their refusal to communicate what their actual issue is, or be willing to resolve and acknowledge their mistakes takes away any confidence i was willing to extend for handling our money. ----- ### "Must-Have\!" — 4.0/5 > **Suhail** | *4 December 2025* | Real Estate | Recommendation rating: 9.0/10 > > **Pros**: I liked Wise for its ease of use, quick setup, and real-time exchange rates that make transactions simple. > > **Cons**: I liked least that Wise has no physical branches, which can be inconvenient when in-person support is needed. > > My overall experience with Wise has been great—simple, fast, and reliable for everyday financial needs. ----- ### "I like Wise" — 5.0/5 > **Kai** | *8 May 2025* | Real Estate | Recommendation rating: 10.0/10 > > **Pros**: convineient and quick, easy to use and transfer money from payroll > > **Cons**: no interest rate earning from savings, money stay there and wasted > > fast and quick get payment dirently from wise and save exchange rate ----- Page: 1 / 5\ Next: [Next page](https://www.softwareadvice.co.nz/software/319289/wise?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/319289/wise) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data