--- description: Review of Cash App Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Cash App | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Stock Portfolio Management Software](/directory/4259/stock-portfolio-management/software) > [Cash App](/software/319076/cash-app) # Cash App Canonical: https://www.softwareadvice.co.nz/software/319076/cash-app Page: 1 / 30\ Next: [Next page](https://www.softwareadvice.co.nz/software/319076/cash-app?page=2) > Cash App is a web-based finance app designed to help business owners send money and buy stocks, bitcoin, and make transactions through debit cards. The app has $cashtag, allowing users to send and receive funds easily on multiple devices. Businesses can also customize debit cards according to individual requirements and earn instant discounts on everyday spending. ATM withdrawals are free with additional benefits for those who use their Cash App account for payroll. > > Verdict: Rated **4.2/5** by 711 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.2/5** | 711 Reviews | | Ease of Use | 4.5/5 | Based on overall reviews | | Customer Support | 3.5/5 | Based on overall reviews | | Value for Money | 4.3/5 | Based on overall reviews | | Features | 4.3/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English - **Available Countries**: Australia, United States ## Features - Activity Tracking - Authentication - Cryptocurrency Sending & Receiving - Customer Accounts - Customisable Branding - Data Security - Electronic Payments - Investment Management - Mobile Access - Multi-Coin Support - Multi-Currency - Online Banking - P2P Payments - Payment Processing - Portfolio Accounting - Portfolio Reporting - Real-Time Data - Remote Deposit - Reporting/Analytics - SSL Security ## Integrations (1 total) - PayPal ## Category - [Stock Portfolio Management Software](https://www.softwareadvice.co.nz/directory/4259/stock-portfolio-management/software) ## Related Categories - [Stock Portfolio Management Software](https://www.softwareadvice.co.nz/directory/4259/stock-portfolio-management/software) - [Tax Preparation Software](https://www.softwareadvice.co.nz/directory/4497/tax-preparation/software) - [Cryptocurrency Exchange Software](https://www.softwareadvice.co.nz/directory/4491/cryptocurrency-exchange/software) - [Mobile Banking Software](https://www.softwareadvice.co.nz/directory/4177/mobile-banking/software) - [Payment Processing Software](https://www.softwareadvice.co.nz/directory/4526/online-payment/software) ## Alternatives 1. [PayPal](https://www.softwareadvice.co.nz/software/104664/paypal) — 4.6/5 (26681 reviews) 2. [Venmo](https://www.softwareadvice.co.nz/software/317580/venmo) — 4.7/5 (9306 reviews) 3. [Stripe](https://www.softwareadvice.co.nz/software/49509/stripe) — 4.6/5 (3387 reviews) 4. [Square Payments](https://www.softwareadvice.co.nz/software/374157/square-payments) — 4.7/5 (2716 reviews) 5. [Google Pay](https://www.softwareadvice.co.nz/software/124963/google-pay) — 4.6/5 (927 reviews) ## Reviews ### "Cash app review" — 5.0/5 > **Heather** | *12 May 2026* | Nonprofit Organisation Management | Recommendation rating: 10.0/10 > > **Pros**: Its very easy to use. Its easy to request money and pay other people. You can also get direct deposits, buy crypto, stocks, pool money with others, get a debit card, deposit money into your account at retail locations and earn referral bonuses. > > **Cons**: It is almost impossible to get a refund unless the other person agrees to refund you which makes it very difficult to get money back from scammers. > > I love cash app, as long as I know the person I'm sending money to personally, I wouldn't use it to make a payment to someone you don't actually know and trust. ----- ### "Cash App is My Go-To\!" — 5.0/5 > **Jeff** | *11 February 2026* | Marketing & Advertising | Recommendation rating: 10.0/10 > > **Pros**: Lightning-fast money transfers, perfect for personal and business use. Easy QR code scanning and account linking with no hassle. Cash Card offers boosts and no-fee basics. It's easy to use so very little learning curve and the fees are low. Payments get processed quickly and the fraud prevention is advanced and I feel secure using it. > > **Cons**: Customer support is tough to reach, delays on issues are a bit longer than I'd like. I don't much care for the extra fees with the quick deposits. Not sure why that should cost me more money, but I still use the non-instant deposits on the app. > > Cash App has been my go-to for years—sends money in seconds to my friends or clients without any worries, with handy investing and tax tools. Super low learning curve and solid value for everyday use. Recommend for casual users too. ----- ### "No More Cashapp" — 1.0/5 > **Terriyanna** | *19 April 2026* | Food Production | Recommendation rating: 4.0/10 > > **Pros**: The loan and borrow features. That is the only thing great about cash app. They allow you to borrow money. > > **Cons**: Cashapp use to be great but now there are so many security features that blocks you from getting a new card. It seems that you cannot lose your debit card more than three times. If you try to request a new card it will not allow you. Customer service is no help at all. They just say that it's their system and they cannot do anything about it. If you borrow from cash app at 10:54, it has to be paid back at 10:54, if it is 10:55, it is considered late, even though you still have many hours in the day. > > My experience has been horrible and I have left cash app and I will know longer use cashapp anymore because their system is glitchy. ----- ### "Ripped off and no protection from Cash App" — 1.0/5 > **Linda** | *23 July 2026* | Accounting | Recommendation rating: 0.0/10 > > **Pros**: First of all, I have never had any money stolen by someone by not providing the merchandise, and being under federal prosecution, but Cash App denied my dispute. Apparently, they don’t provide protection like a bank does so don’t forget that\! > > **Cons**: It seemed convenient for a long time but no protection is no protection. I think something has changed with Cash App because it appears they are not customer focused anymore and just greedy. > > I was defrauded by Bear Trail bikes and they are in the news right now. I was denied getting my money back because they stole it 7 months ago and kept promising to get my merchandise. I sent them the proof but they didn’t even look at it the first time they just denied it. They denied the appeal and I am going to get my money back through the government and prosecution of these people because this app doesn’t protect your money. ----- ### "Brianna's review of Cash App" — 5.0/5 > **Brianna** | *4 June 2026* | Design | Recommendation rating: 9.0/10 > > **Pros**: It has very good features, like growing your savings, borrowing money, which has been helpful to me. > > **Cons**: Sometimes it is a bit slow, or have trouble processing sometimes requests. It has ran pretty smoothly. > > It works really well and has been one of my most used financial apps. It has a clean interface and many useful features. Including being able to lock your card and create a new one. ----- Page: 1 / 30\ Next: [Next page](https://www.softwareadvice.co.nz/software/319076/cash-app?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/319076/cash-app) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data