About Plaid
Plaid pricing
Plaid has a free version and does not offer a free trial. Plaid paid version starts at US$0.00/month.
Alternatives to Plaid
Plaid Reviews
Feature rating
All Plaid Reviews
- Industry: Civil Engineering
- Company size: 201–500 Employees
- Used Weekly for 2+ years
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Review Source
Agrxis Review on Plaid
I have found Plaid to be an outstanding platform overall, and it has considerably improved my ability to manage my finances. It is tremendously straightforward to view and evaluate my financial data in real time because to the smooth interface with numerous financial institutions. My time and effort have been greatly reduced by how simple it was to link my bank accounts, credit cards, and other financial accounts. I've been able to obtain a deeper understanding of my spending habits and make wiser financial decisions because to Plaid's thorough transaction information and classification. Additionally, I have peace of mind knowing that Plaid has put in place strong security measures to protect my data. A great user experience is also aided by the user-friendly interface and intuitive design.
Pros
I have been amazed by Plaid's powerful and dependable financial data connection capabilities. As a result of the platform's smooth interaction with numerous financial institutions, I can quickly get and examine banking data. Real-time data access, which offers accurate and up-to-date insights into my financial activity, is one of the features I value most. I feel secure knowing that my financial information is secure because to Plaid's security safeguards. In addition, integrating Plaid into my own applications has been a breeze thanks to the developer-friendly APIs and documentation. The Plaid support staff has been accommodating and supportive, swiftly responding to any questions or concerns.
Cons
Although Plaid offers useful capabilities for integrating financial data, there have been a few elements that I haven't found to be as positive in my experience. The data I got from several financial organizations occasionally had inconsistencies, which was one of my problems. To make sure the information was accurate and consistent, more work was needed. The provision of support for a wider range of foreign banks and financial institutions is another area that may be enhanced. As a foreign user, I discovered that Plaid did not support all of the institutions I work with, which constrained the extent of data integration.
- Industry: Real Estate
- Company size: 51–200 Employees
- Used Weekly for 6-12 months
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Review Source
Plaid gets it Paid.
I had to use plaid multiple times to help residents set up their rent payments.
Pros
It easily connects with different bank accounts in order to make payments via ACH.
Cons
It was a very thorough 2 step process to verify identity.
- Industry: Arts & Crafts
- Company size: Self Employed
- Used Monthly for 6-12 months
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Review Source
Use when need to
I use it more so for personal use and some business to manage all my finances in one place as well as accept payments when I do art shows.
Pros
I like that I can accept payments from other artist platforms.
Cons
I do not use it as much. Only certain platforms use it.
- Industry: Financial Services
- Company size: 2–10 Employees
- Used Weekly for 1+ year
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Review Source
Responsive customer support
The overall experience with Plaid is pretty good. Because the customer support is loads better than Yodlee's, I would say it is a good syncing vendor choice. But there will still be some headaches you should anticipate.
Pros
Being new the finance industry, I am still able to navigate Plaid's system, and I can always count on receiving a reply from Plaid's customer support within a couple days of submitting a ticket.
Cons
Plaid's dropping of working with Fidelity caused us a huge amount of headache, and I wish there were a better resolution.
- Industry: Retail
- Company size: Self Employed
- Used Monthly for 2+ years
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Review Source
Plaid review .
I like plaid because it’s very easy and convenient to use. Plaid helps you login with having to enter all your bank information like by your phone number or email. I personally think it’s very easy to use and really convenient
Pros
Plaid automatically connects your bank account with your email or phone number. It’s a faster and safer and it’s the most trusted financial platform that most people use.
Cons
There’s nothing that I don’t like about plaid
- Industry: Banking
- Company size: 51–200 Employees
- Used Daily for 1-5 months
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Review Source
Watch out for false promises from Plaid prior signing agreements
I will not recommend them to any of my peers as they are awful from a commitment and follow through standpoint.
Pros
During the sales phase, Plaid makes all kinds of promises to the functionality and their willingness to work with you. Don't believe.
Cons
Plaid will make false promises in the sale cycle and not follow through. Do not sign any agreements with them.
- Industry: Consumer Goods
- Company size: 501–1,000 Employees
- Used Monthly for 1+ year
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Review Source
Plaid review
My overall experience with plaid is not the greatest tbh. They have prevented me from being able to connect my accounts on multiple occasions because their network of partnering banks is minimal.
Pros
What I like most about plaid is that it allows external banks to connect with other apps for funding purposes or transferring funds securely.
Cons
What I don't like about plaid,is that it's very specific on the banks it allows us to connect to 3rd party apps. Unfortunately most of the banks I have access to are not supported so it's harder for me to truly appreciate what I'm sure could be a good potential app.
- Industry: Arts & Crafts
- Company size: Self Employed
- Used Weekly for 6-12 months
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Review Source
Amazing! Recommended
Over all I’m very satisfied with this software.
Pros
I liked how they ensure I’m protected always
Cons
Nothing to not like about this software.
- Industry: Marketing & Advertising
- Company size: Self Employed
- Used Monthly for 1-5 months
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Review Source
Positive Experience with Plaid
Overall, my experience has been very positive.
Pros
I found it very easy to use and very safe.
Cons
The first time I was introduced to Plaid I was nervous about needing to connect to my bank through their platform, but everything went smoothly.
- Industry: Writing & Editing
- Company size: Self Employed
- Used Monthly for 1-5 months
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Review Source
Easy and Safe.
My expectations is that it’s easy to use and keeps my information safe.
Pros
It protects your payment sources to keep you safe shopping online.
Cons
I haven’t found anything to dislike about plaid so far.
- Industry: Retail
- Company size: Self Employed
- Used Daily for 6-12 months
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Review Source
Plaid is great
Pros
They are easy to use. I have never had an issue with using them.
Cons
There is nothing that I do not like about them.
- Industry: Health, Wellness & Fitness
- Company size: Self Employed
- Used Monthly for 2+ years
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Review Source
Comfortably Plaid!
When connecting accounts to my bank account, Plaid is a trusted company and i feel comfortable using this to link sensitive bank info.
Pros
It is so easy to communicate through Plaid to my bank account!
Cons
I have no cons on Plaid..Plaid has always worked easily for me!
- Industry: Accounting
- Company size: Self Employed
- Used Weekly for 1-5 months
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Review Source
Time consuming, glitchy, repetitive
As a solo traveler for the past month, Plaid has been required on all Airbnb experiences I've booked. Despite being logged into the same account, on the same computer, without having ever cleared my cookies or history during this time, I've been required to reauthenticate my info by linking up my account to Wells Fargo each and every time I book. It would be annoying enough already, but then it doesn't even work half the time: crashes the tab, stalls, and you're left staring at the screen wondering if you should close the tab and start over or...? Gah! Airbnb used to have a regular check-out process with normal credit card processing. I wonder why on earth this Plaid nightmare is needed? Someone explain it to me. I have resorted to searching Airbnb for unique experiences, and then when I'm ready to book, I copy & paste the title into Google just in case I can book it on literally ANY other platform that doesn't use Plaid. What did we do to deserve this torture, Airbnb? Haven't we been good to you? Why such punishment for our loyalty to you! :(
Pros
Nothing nothing nothing nothing nothing nothing
Cons
Lagging, crashing, stalling, slow, redundant, repetitive, exhausting
- Industry: Accounting
- Company size: 2–10 Employees
- Used Daily for 2+ years
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Review Source
Great for importing customer data
Pros
Plaid was easy to implement and import data from multiple sources in one format.
Cons
Some of the connections have issues and some institutions are not supported.
- Industry: Construction
- Company size: 2–10 Employees
- Used Monthly for 2+ years
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Review Source
Most useful app I have seen in a long time.
Pros
Plaid provides a valuable & necessary Service. Plaid gives me the ability to connect my financial accounts with different apps which in turn makes me managing my finances a breeze and saves me a ton of time. Their security features allow me to feel confident that my financial information is safe in this online environment.
Cons
The only con I have come across using Plaid is that some smaller financial institutions i.e. local banks, small credit Unions are not included in their system. I would like to see more institutions included. As well a broader range, investing apps such as Public or Plynk for example.
- Industry: Consumer Services
- Company size: 11–50 Employees
- Used Monthly for 1+ year
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Review Source
Decent company
I’ve had a decent experience with them and nothing of mine was ruined
Pros
I like that it’s a secure website for you banking and to login to your account
Cons
There are always a lot of data leaks with the company
- Industry: Marketing & Advertising
- Company size: Self Employed
- Used Monthly for 6-12 months
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Review Source
Secure, Easy Access from Plaid to your Financial Institution Process
Pros
It was safe and secure- took me to log in via Bank of America and quickly linked up
Cons
Didn’t have one of online accounts, Chime in there which is Stride NA bank.
- Industry: Consumer Goods
- Company size: 2–10 Employees
- Used Monthly for 1+ year
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Review Source
I could live without plaid
I think this platform wax that form wax a lot I think it needs to have an easier way to find your and verify your account and I think that as mainstream as one time yousing prepaID Cards and accounts are coming that it shouldn't include those 2 what are you what have you got I know you've got a vape I can smell the damn thing strawberries it's that pink vape isn't it
Pros
The only thing good about plot is that you might be able to verify your bank maybe
Cons
I think plad should include all money moving services not just the ones that they choose
- Industry: Internet
- Company size: Self Employed
- Used Weekly for 1+ year
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Review Source
It's okay
Pros
Makes it easy and safe to sign into my bank account through other sites.
Cons
ALOT of the time it does not recognize my bank n that kinda sucks.
- Industry: Marketing & Advertising
- Company size: Self Employed
- Used Weekly for 2+ years
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Review Source
Makes setting up your banking much easier
Overall, this is a brilliant tool that makes your life way easier. On your end, there is nothing you have to do beyond type in your banking information. Plaid handles the rest and your banking is now connected the financial tools you use. If your financial tools mention that you connect your bank with "Plaid," but you have not done so because you are unsure what is all involved, have no fear. The process takes less than a couple of minutes and is secure.
Pros
- easy to use- doesn't cost you any money
Cons
Not every bank in the world is listed (but most are)
- Industry: Staffing & Recruiting
- Company size: 51–200 Employees
- Used Weekly for 6-12 months
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Review Source
A fantastic partner for development integrations that is quick and secure
Pros
When conducting business with your business, Plaid is a safe and secure solution for your consumers to verify their financial details. It features a user-friendly interface for both myself and my clients. Each issue we initiate with Plaid's support staff receives prompt attention, and they take the time to clarify faults and provide solutions. They consistently follow up to make sure that the problems of our users have been fixed and see cases through to completion.
Cons
Sometimes it takes months to remedy a problem. By the time a user's issue is rectified, they may have given up and terminated their accounts. Plaid provides a wide range of features, many of which small company owners won't require. This gives the setup procedure a more difficult than necessary appearance. Keep your APIs straightforward, and you won't experience any headaches.
- Industry: Financial Services
- Company size: 11–50 Employees
- Used Weekly for 1+ year
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Review Source
Plaid is the only game in town for connecting to any financial service
We use Plaid to check bank balances and to accept ACH payments. It works great for both purposes.
Be aware that some financial platforms (banks) are hostile to Plaid (to the extent of suing Plaid) and have sporadic availability.
Some platforms have an arrangement with Plaid that requires you to complete additional documentation steps, like sharing your security policies and business information. Presumably, you get more reliable integration in exchange.
For our use case, the cost of Plaid is trivial, but to accept ACH payments, Plaid integrates with Stripe, which does charge a fee for the actual payment.
Bottom line, no other service can offer what Plaid can, so if you want your customers to connect to their financial institution to your product, Plaid is your only option.
Pros
Plaid is relatively easy to setup and use. The API documentation is great and API credential setup is easy. The SDK supports all common platforms, and rich code samples are provided.
Cons
Getting approved for production access was a paid. The support team ignored requests. We had to create a second account, which was finally approved. Why this was needed is a mystery.
Plaid will push an expensive monthly plan, but it's not needed for sporadic access.
- Industry: Insurance
- Company size: 11–50 Employees
- Used Daily for 2+ years
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Review Source
Helps you to Connect to your Accounts
Pros
It allows me to connect all my accounts to Sofi so I can track all my financial accounts in one place. Also allows me to my fast and easy transactions from my bank account.
Cons
I worry about the security of the platform because of the ease of use and the number of accounts I have connected to it
- Industry: Computer Software
- Company size: 1,001–5,000 Employees
- Used Monthly for 1+ year
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Review Source
Plaid a Bank Account Verification Software
I'm very satisfied with their services, they are fast, invovative and reliable by all means.
Pros
They provide wide range of apis to fulfill all of your requirements, like Bank verification facility for ACH payments, they help you see bank account transactions, balances, identities and many more. They are beginners of inventing this facility, and they are leading in provision of electronic financial services, I recommend them because I have done 20+ integrations for my clients, and they all are happy.
Cons
They are very restricted in verification process, but it is something they need to do, because of senstivity of operations.
I felt difficulty while integrating some features as a developer.
- Industry: E-Learning
- Company size: Self Employed
- Used Weekly for 1+ year
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Review Source
Plaid is the best
Pros
It is very easy to connect my account across all my financial services or apps
Cons
I don’t see anything to not like about plaid