--- description: Review of Apple Pay Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Apple Pay | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Mobile Banking Software](/directory/4177/mobile-banking/software) > [Apple Pay](/software/125584/apple-pay) # Apple Pay Canonical: https://www.softwareadvice.co.nz/software/125584/apple-pay Page: 1 / 36\ Next: [Next page](https://www.softwareadvice.co.nz/software/125584/apple-pay?page=2) > Apple Pay offers a secure and private way to pay for goods and services through iOS apps. Users can provide all payment and shipping information with a single touch using Touch ID. Instead of using cash or cards at checkout, Apple Pay enables users to hold their iPhones over near field communication (NFC) terminals to make secure payments instead of using cash or cards at checkout. The solution is an NFC-payment system that is characterized by an anonymous and single-use token system that keeps credit card data completely secure. Apple Pay uses third-party apps for managing items such as gift cards, boarding passes and movie tickets. The solution is suitable for both small and medium businesses, however it requires iOS 8.1 or above and an iPhone 6S, iPhone 6S Plus, iPhone 6 or iPhone 6 Plus. The iPad Air 2, iPad mini 4, iPad Pro, iPad mini 3 and Apple Watch also work with it, but iPads only support it in apps, and the Apple Watch must be paired with an iPhone. > > Verdict: Rated **4.7/5** by 858 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 858 Reviews | | Ease of Use | 4.8/5 | Based on overall reviews | | Customer Support | 4.5/5 | Based on overall reviews | | Value for Money | 4.7/5 | Based on overall reviews | | Features | 4.7/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: TheraOffice - **Location**: Westmont, US - **Founded**: 1999 ## Commercial Context - **Pricing model**: Per Feature - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English - **Available Countries**: United States ## Features - Authentication - Digital Wallet ## Support Options - Email/Help Desk - Phone Support - Chat ## Category - [Mobile Banking Software](https://www.softwareadvice.co.nz/directory/4177/mobile-banking/software) ## Alternatives 1. 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[Intelligrow](https://www.softwareadvice.co.nz/software/305924/intelligrow) — 5.0/5 (3 reviews) ## Reviews ### "Master Reviewer" — 5.0/5 > **Mike** | *27 May 2026* | Food & Beverages | Recommendation rating: 10.0/10 > > **Pros**: What I like most about Apple Pay is that it’s very convenient with strong security and privacy that’s also widely accepted. > > **Cons**: What I like least about Apple Pay is that it is phone battery dependent and can create over reliance on your phone. > > My overall experience has been a pretty good one and I will continue using the platform for the foreseeable future. ----- ### "Fast, Secure, and Convenient Digital Payments Made Easy" — 5.0/5 > **Brooks** | *7 June 2026* | Retail | Recommendation rating: 10.0/10 > > **Pros**: What I like most about Apple Pay⁠ is how easy it is to use for everyday payments. The learning curve is very low since setup is quick and straightforward. It offers strong value for money because it is free to use with supported cards and banks. Customer support is helpful when issues come up. Features like contactless payments and money transfers make it convenient for both in-store and online use. While there can be occasional bugs and issues, they are usually minor and get fixed quickly, making the overall experience smooth and reliable. > > **Cons**: Stores such as Wal-Mart do not accept it which can be an inconvenience but it’s still my favorite payment method so I just go to the stores that I can use it in. > > My overall experience with Apple Pay⁠ is very positive. It is fast and convenient for everyday payments, whether in stores, online, or in apps. The setup has a low learning curve, making it easy to start using right away. It provides good value for money since there are no extra fees to use it. Features like secure transactions and easy money transfers make it very useful. Customer support is helpful when needed, and although there are occasional bugs and issues, they are usually minor. Overall, it is a reliable and secure payment system. ----- ### "Apple Pay nowadays" — 5.0/5 > **Cody** | *30 April 2026* | Apparel & Fashion | Recommendation rating: 10.0/10 > > **Pros**: I love its simplicity and versatility and also its unique features that make it easy and convenient to use. > > **Cons**: I don’t think I have any dislike towards Apple Pay at all\! I enjoy using it and I will continue using it. > > I love it\! I enjoy using it and I use it practically everyday and it’s a nice way to pay for things since it is so easy. ----- ### "My go-to pay method" — 5.0/5 > **Verified Reviewer** | *29 May 2026* | Human Resources | Recommendation rating: 10.0/10 > > **Pros**: The convenience and efficiency of being able to use my phone to pay for things rather than digging through my purse to find my wallet. > > **Cons**: Not all credit cards are compatible with Apple Pay yet so it defeats the purpose of being convenient if I can't use the card I wanted to. > > Overall, it's my go-to method for purchases and saves me so much time in my day-to-day life that I would feel a huge loss if I didn't have it at all. ----- ### "My honest take on Apple Pay" — 4.0/5 > **Maria** | *20 June 2026* | Higher Education | Recommendation rating: 7.0/10 > > **Pros**: I’ve been using Apple Pay for quite a while now, and honestly, it has completely changed how I handle my daily expenses and travel. The user experience is incredibly smooth. There’s no lagging, just a quick double-click, Face ID, and you're good to go. It allows me to pay quickly anywhere across the world. > > **Cons**: While it's widely accepted, you still run into the occasional old-school shop or street vendor that only accepts cash so you always need to make sure you carry a backup physical card just in case. > > Overall, I absolutely love it. The sheer speed and worldwide fluidity make it an essential tool for me. If you haven't set it up yet, you are seriously missing out ----- Page: 1 / 36\ Next: [Next page](https://www.softwareadvice.co.nz/software/125584/apple-pay?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/125584/apple-pay) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data