--- description: Review of Apple Pay Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Apple Pay | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Mobile Banking Software](/directory/4177/mobile-banking/software) > [Apple Pay](/software/125584/apple-pay) # Apple Pay Canonical: https://www.softwareadvice.co.nz/software/125584/apple-pay Page: 1 / 35\ Next: [Next page](https://www.softwareadvice.co.nz/software/125584/apple-pay?page=2) > Apple Pay offers a secure and private way to pay for goods and services through iOS apps. Users can provide all payment and shipping information with a single touch using Touch ID. Instead of using cash or cards at checkout, Apple Pay enables users to hold their iPhones over near field communication (NFC) terminals to make secure payments instead of using cash or cards at checkout. The solution is an NFC-payment system that is characterized by an anonymous and single-use token system that keeps credit card data completely secure. Apple Pay uses third-party apps for managing items such as gift cards, boarding passes and movie tickets. The solution is suitable for both small and medium businesses, however it requires iOS 8.1 or above and an iPhone 6S, iPhone 6S Plus, iPhone 6 or iPhone 6 Plus. The iPad Air 2, iPad mini 4, iPad Pro, iPad mini 3 and Apple Watch also work with it, but iPads only support it in apps, and the Apple Watch must be paired with an iPhone. > > Verdict: Rated **4.7/5** by 841 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 841 Reviews | | Ease of Use | 4.8/5 | Based on overall reviews | | Customer Support | 4.5/5 | Based on overall reviews | | Value for Money | 4.7/5 | Based on overall reviews | | Features | 4.7/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Apple ## Commercial Context - **Pricing model**: Per Feature - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English - **Available Countries**: United States ## Features - Authentication - Digital Wallet ## Support Options - Email/Help Desk - Phone Support - Chat ## Category - [Mobile Banking Software](https://www.softwareadvice.co.nz/directory/4177/mobile-banking/software) ## Alternatives 1. [Plaid](https://www.softwareadvice.co.nz/software/179020/plaid-for-lending) — 4.4/5 (95 reviews) 2. [Google Pay](https://www.softwareadvice.co.nz/software/124963/google-pay) — 4.6/5 (908 reviews) 3. [Cash App](https://www.softwareadvice.co.nz/software/319076/cash-app) — 4.2/5 (679 reviews) 4. [Temenos](https://www.softwareadvice.co.nz/software/263029/temenos-transact) — 4.4/5 (69 reviews) 5. [Intelligrow](https://www.softwareadvice.co.nz/software/305924/intelligrow) (0 reviews) ## Reviews ### "Apple Pay - Mobile Payment Service" — 5.0/5 > **Nathaniel** | *8 April 2025* | Automotive | Recommendation rating: 10.0/10 > > **Pros**: What I like most about Apple Pay is that when I use it to pay for goods or services in-person, I never have to sign my receipts. I know that is a strange thing to say is my most favorite thing about Apple Pay. But often times I will find myself purposely using Apple Pay as payment at stores or businesses that I know will require me to sign my receipt should I use a credit card. > > **Cons**: I honest to goodness do not have a single complaint about Apple Pay. It just works. > > For a long time I was hesitant to utilize Apple Pay on my iPhone. However, once I finally made the decision, I haven't looked back. I feel that the software works great and gives you everything you need with it and nothing that you don't. ----- ### "Lightning speed way to send money or make purchases." — 5.0/5 > **Renee** | *26 October 2024* | Hospital & Health Care | Recommendation rating: 8.0/10 > > **Pros**: Apple Pay is very user-friendly. You can upload your credit/debit cards by simply taking a picture of the card, without having to manually enter any numbers. I would estimate that at least 90% of the places I shop accept Apple Pay. One very large chain that does not allow you to use Apple Pay is wal-mart, which has been frustrating a few times when I didn't have any cash or cards on me. I love the fact that if I'm going on a bike ride, as long as I have my phone, I'm able to grab a coffee or a bottle of water without having to carry my purse or cash while biking. I'm able to just tap my phone \& it acts exactly the same as using the hardcopy. There are no additional fees for using Apple Pay vs your actual card. It's faster \& more convenient then digging through my purse \& wallet to pay for my items with cash or cards\! > > **Cons**: I don't like that I can't use it to send money to anyone who doesn't have an iPhone. > > One of my other favorite features about Apple Pay is that anyone with an iPhone can send and receive money by simply sending a text message\! This has to be the fastest and easiest way to send money to someone. It's literally instant \& there are no fees\! ----- ### "Apple Pay" — 5.0/5 > **Karen** | *2 June 2022* | Education Management | Recommendation rating: 10.0/10 > > **Pros**: I like the ease of not always having to have my purse with me while im out shopping. My phone is always with me so its so simple to just pull that out and pay. > > **Cons**: I have found a few businesses that dont offer Apple Pay but i really don't see that as a con for this product as much as for that company ----- ### "APPLE PAY REVIEW" — 5.0/5 > **Verified Reviewer** | *13 January 2026* | Education Management | Recommendation rating: 10.0/10 > > **Pros**: It's super convenient to use. If I forget my wallet or dont want to go searching for my cards I can use Apple Pay. The wifi is super convenient. And, it shows me my receipt swiftly on my phone. > > **Cons**: For some reason sometimes the payment wont go through. It's rare but it does happen. And I have to find my physical card. > > I love it. It's an absolute game changer. And, it adds so much efficiency and ease to life. You can pay other people as well with it. ----- ### "Apple Pay all the way\!" — 5.0/5 > **Omar** | *19 December 2024* | Broadcast Media | Recommendation rating: 10.0/10 > > **Pros**: Apple pay is super convenient and safe. I love the ability to tap my phone or Apple Watch at a merchant and pay with my Apple device. The transaction is instant and secure. > > **Cons**: Apple Pay is only available on Apple devices which creates some limitation on its users but other than that it works as a great payment processing application. > > Apple Pay is the most convenient application for payment processing. I have had a wonderful overall experience with the application and it is used in my daily activities numerous times. ----- Page: 1 / 35\ Next: [Next page](https://www.softwareadvice.co.nz/software/125584/apple-pay?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/125584/apple-pay) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data