--- description: Review of Apple Pay Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Apple Pay | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Mobile Banking Software](/directory/4177/mobile-banking/software) > [Apple Pay](/software/125584/apple-pay) # Apple Pay Canonical: https://www.softwareadvice.co.nz/software/125584/apple-pay Page: 1 / 36\ Next: [Next page](https://www.softwareadvice.co.nz/software/125584/apple-pay?page=2) > Apple Pay offers a secure and private way to pay for goods and services through iOS apps. Users can provide all payment and shipping information with a single touch using Touch ID. Instead of using cash or cards at checkout, Apple Pay enables users to hold their iPhones over near field communication (NFC) terminals to make secure payments instead of using cash or cards at checkout. The solution is an NFC-payment system that is characterized by an anonymous and single-use token system that keeps credit card data completely secure. Apple Pay uses third-party apps for managing items such as gift cards, boarding passes and movie tickets. The solution is suitable for both small and medium businesses, however it requires iOS 8.1 or above and an iPhone 6S, iPhone 6S Plus, iPhone 6 or iPhone 6 Plus. The iPad Air 2, iPad mini 4, iPad Pro, iPad mini 3 and Apple Watch also work with it, but iPads only support it in apps, and the Apple Watch must be paired with an iPhone. > > Verdict: Rated **4.7/5** by 857 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 857 Reviews | | Ease of Use | 4.8/5 | Based on overall reviews | | Customer Support | 4.5/5 | Based on overall reviews | | Value for Money | 4.7/5 | Based on overall reviews | | Features | 4.7/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Apple ## Commercial Context - **Pricing model**: Per Feature - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English - **Available Countries**: United States ## Features - Authentication - Digital Wallet ## Support Options - Email/Help Desk - Phone Support - Chat ## Category - [Mobile Banking Software](https://www.softwareadvice.co.nz/directory/4177/mobile-banking/software) ## Alternatives 1. [Plaid](https://www.softwareadvice.co.nz/software/179020/plaid-for-lending) — 4.4/5 (105 reviews) 2. [Google Pay](https://www.softwareadvice.co.nz/software/124963/google-pay) — 4.6/5 (922 reviews) 3. [Cash App](https://www.softwareadvice.co.nz/software/319076/cash-app) — 4.2/5 (703 reviews) 4. [Intelligrow](https://www.softwareadvice.co.nz/software/305924/intelligrow) — 5.0/5 (3 reviews) 5. [Temenos](https://www.softwareadvice.co.nz/software/263029/temenos-transact) — 4.4/5 (69 reviews) ## Reviews ### "Master Reviewer" — 5.0/5 > **Mike** | *27 May 2026* | Food & Beverages | Recommendation rating: 10.0/10 > > **Pros**: What I like most about Apple Pay is that it’s very convenient with strong security and privacy that’s also widely accepted. > > **Cons**: What I like least about Apple Pay is that it is phone battery dependent and can create over reliance on your phone. > > My overall experience has been a pretty good one and I will continue using the platform for the foreseeable future. ----- ### "Apple Pay review" — 5.0/5 > **Colin** | *18 March 2026* | Health, Wellness & Fitness | Recommendation rating: 3.0/10 > > **Pros**: Easy to use at the till and online. Makes paying for items much faster - do not have to retrieve cards from wallet to pay. > > **Cons**: No real downside. I do not have concerns about security of it and find that Apple Pay only makes things more convienient. > > Overall very positive. I am in the habit of leaving home without my wallet as I can use my phone to pay. ----- ### "Apple Pay nowadays" — 5.0/5 > **Cody** | *30 April 2026* | Apparel & Fashion | Recommendation rating: 10.0/10 > > **Pros**: I love its simplicity and versatility and also its unique features that make it easy and convenient to use. > > **Cons**: I don’t think I have any dislike towards Apple Pay at all\! I enjoy using it and I will continue using it. > > I love it\! I enjoy using it and I use it practically everyday and it’s a nice way to pay for things since it is so easy. ----- ### "Amazing Apple Pay" — 5.0/5 > **Reagan** | *27 April 2026* | Medical Practice | Recommendation rating: 10.0/10 > > **Pros**: I like that it is easy to add your various payment cards to your apple wallet and that you can use it for tap to pay or in online shopping apps. The customer support is great and it is extremely easy to transfer money between people with apple pay because you can send money over text basically. I never have any bugs or issues with Apple Pay and I love it\! > > **Cons**: There is nothing that I dislike about Apple Pay, I could say a million things that I love about it and not one single thing that I do not like\! > > Overall, Apple Pay has been amazing and I have had nothing but positive experiences using it. Pretty much all of my friends and family also use Apple Pay and they love it as well. ----- ### "Great platform" — 5.0/5 > **Kimberlee** | *3 December 2025* | Hospital & Health Care | Recommendation rating: 8.0/10 > > **Pros**: I like Apple Pay for it's convenience. It is user-friendly, and I can send money to my friends or family in a second. It is easy to use at grocery stores and kiosks. > > **Cons**: The cons for Apple Pay are that you have to reload your balances or keep a credit card on file. I do not like the thought of having a credit card on my phone. > > Overall, great experience with Apple Pay. Again, it is very user friendly that a teenager can use it. Plus, there are not costs to use Apple Pay. ----- Page: 1 / 36\ Next: [Next page](https://www.softwareadvice.co.nz/software/125584/apple-pay?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/125584/apple-pay) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data