--- description: Review of Apple Pay Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Apple Pay | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Mobile Banking Software](/directory/4177/mobile-banking/software) > [Apple Pay](/software/125584/apple-pay) # Apple Pay Canonical: https://www.softwareadvice.co.nz/software/125584/apple-pay Page: 1 / 36\ Next: [Next page](https://www.softwareadvice.co.nz/software/125584/apple-pay?page=2) > Apple Pay offers a secure and private way to pay for goods and services through iOS apps. Users can provide all payment and shipping information with a single touch using Touch ID. Instead of using cash or cards at checkout, Apple Pay enables users to hold their iPhones over near field communication (NFC) terminals to make secure payments instead of using cash or cards at checkout. The solution is an NFC-payment system that is characterized by an anonymous and single-use token system that keeps credit card data completely secure. Apple Pay uses third-party apps for managing items such as gift cards, boarding passes and movie tickets. The solution is suitable for both small and medium businesses, however it requires iOS 8.1 or above and an iPhone 6S, iPhone 6S Plus, iPhone 6 or iPhone 6 Plus. The iPad Air 2, iPad mini 4, iPad Pro, iPad mini 3 and Apple Watch also work with it, but iPads only support it in apps, and the Apple Watch must be paired with an iPhone. > > Verdict: Rated **4.7/5** by 859 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 859 Reviews | | Ease of Use | 4.8/5 | Based on overall reviews | | Customer Support | 4.5/5 | Based on overall reviews | | Value for Money | 4.7/5 | Based on overall reviews | | Features | 4.7/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Netsmart - **Location**: Westmont, US - **Founded**: 1999 ## Commercial Context - **Pricing model**: Per Feature - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English - **Available Countries**: United States ## Features - Authentication - Digital Wallet ## Support Options - Email/Help Desk - Phone Support - Chat ## Category - [Mobile Banking Software](https://www.softwareadvice.co.nz/directory/4177/mobile-banking/software) ## Alternatives 1. 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The integration with the Apple ecosystem is seamless, and Face ID or Touch ID adds an extra layer of security while keeping transactions quick. > > **Cons**: Not every merchant accepts Apple Pay, especially some smaller businesses. Occasionally, there can be issues with card verification when adding a new card, and customer support for payment-related issues may involve both Apple and the card issuer, which can sometimes be confusing. ----- ### "Fast, Secure, and Convenient Digital Payments Made Easy" — 5.0/5 > **Brooks** | *7 June 2026* | Retail | Recommendation rating: 10.0/10 > > **Pros**: What I like most about Apple Pay⁠ is how easy it is to use for everyday payments. The learning curve is very low since setup is quick and straightforward. It offers strong value for money because it is free to use with supported cards and banks. Customer support is helpful when issues come up. Features like contactless payments and money transfers make it convenient for both in-store and online use. While there can be occasional bugs and issues, they are usually minor and get fixed quickly, making the overall experience smooth and reliable. > > **Cons**: Stores such as Wal-Mart do not accept it which can be an inconvenience but it’s still my favorite payment method so I just go to the stores that I can use it in. > > My overall experience with Apple Pay⁠ is very positive. It is fast and convenient for everyday payments, whether in stores, online, or in apps. The setup has a low learning curve, making it easy to start using right away. It provides good value for money since there are no extra fees to use it. Features like secure transactions and easy money transfers make it very useful. Customer support is helpful when needed, and although there are occasional bugs and issues, they are usually minor. Overall, it is a reliable and secure payment system. ----- ### "Master Reviewer" — 5.0/5 > **Mike** | *27 May 2026* | Food & Beverages | Recommendation rating: 10.0/10 > > **Pros**: What I like most about Apple Pay is that it’s very convenient with strong security and privacy that’s also widely accepted. > > **Cons**: What I like least about Apple Pay is that it is phone battery dependent and can create over reliance on your phone. > > My overall experience has been a pretty good one and I will continue using the platform for the foreseeable future. ----- ### "Very convenient to use" — 5.0/5 > **Faith** | *17 July 2026* | Mental Health Care | Recommendation rating: 10.0/10 > > **Pros**: I love apple pay. It’s so convenient when I forget my wallet and easy to check out when using my phone. > > **Cons**: There is nothing that I dislike about apple pay. Its very easy to use on different websites and my phone. ----- ### "Amazing Apple Pay" — 5.0/5 > **Reagan** | *27 April 2026* | Medical Practice | Recommendation rating: 10.0/10 > > **Pros**: I like that it is easy to add your various payment cards to your apple wallet and that you can use it for tap to pay or in online shopping apps. The customer support is great and it is extremely easy to transfer money between people with apple pay because you can send money over text basically. I never have any bugs or issues with Apple Pay and I love it\! > > **Cons**: There is nothing that I dislike about Apple Pay, I could say a million things that I love about it and not one single thing that I do not like\! > > Overall, Apple Pay has been amazing and I have had nothing but positive experiences using it. Pretty much all of my friends and family also use Apple Pay and they love it as well. ----- Page: 1 / 36\ Next: [Next page](https://www.softwareadvice.co.nz/software/125584/apple-pay?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/125584/apple-pay) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data