---
description: Review of Ramp Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Ramp | Reviews, Pricing & Demos - SoftwareAdvice NZ
---

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# Ramp

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> Ramp is the corporate card and spend management solution that helps mid-market companies accelerate growth without compromising on their finances. Issue physical and virtual cards from Ramp to enable cardholders to request spend and approve requests in real-time. Automate expense reporting, streamline vendor management, and leverage advanced savings insights into ways to cut spend. With direct integrations into accounting solutions, Ramp helps finance teams save 1-2 days a week tracking expenses, following up with employees, and closing their books.
> 
> Verdict: Rated **4.9/5** by 217 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.9/5** | 217 Reviews |
| Ease of Use | 4.9/5 | Based on overall reviews |
| Customer Support | 4.6/5 | Based on overall reviews |
| Value for Money | 4.8/5 | Based on overall reviews |
| Features | 4.8/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Ramp Financial
- **Location**: New York, US
- **Founded**: 2019

## Commercial Context

- **Starting Price**: US$15.00
- **Pricing model**: Per User (Free version available) (Free Trial)
- **Pricing Details**: Ramp is free to use. Reach out to get started today\!
- **Target Audience**: 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- ACH Payment Processing
- API
- Access Controls/Permissions
- Accounting
- Accounting Integration
- Accounts Payable
- Accounts Receivable
- Activity Dashboard
- Activity Tracking
- Ad hoc Reporting
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Audit Management
- Audit Trail
- Automated Receipt Matching
- Bank Reconciliation
- Billing & Invoicing
- Budget Control
- Budgeting/Forecasting

## Integrations (55 total)

- 1Password
- ADP Workforce Now
- AccuFund Accounting Suite
- Acumatica Cloud ERP
- BambooHR
- Brightpearl
- Daxko Accounting
- Deltek Ajera
- Deltek Costpoint
- Deltek Vantagepoint
- Deltek WorkBook
- Digits
- Fivetran
- FreshBooks
- Freshteam

... and 40 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support

## Category

- [Spend Management Software](https://www.softwareadvice.co.nz/directory/4086/spend-management/software)

## Related Categories

- [Spend Management Software](https://www.softwareadvice.co.nz/directory/4086/spend-management/software)
- [Travel Management Software](https://www.softwareadvice.co.nz/directory/4602/travel-management/software)
- [Procurement Software](https://www.softwareadvice.co.nz/directory/249/procurement-software/software)
- [Vendor Management Software](https://www.softwareadvice.co.nz/directory/3361/vendor-management-system/software)
- [Accounting Software](https://www.softwareadvice.co.nz/directory/4220/accounting/software)

## Alternatives

1. [webexpenses](https://www.softwareadvice.co.nz/software/102620/webexpenses) — 4.5/5 (1105 reviews)
2. [SAP Concur](https://www.softwareadvice.co.nz/software/417747/sap-concur) — 4.3/5 (2252 reviews)
3. [Expensify](https://www.softwareadvice.co.nz/software/133849/expensify) — 4.5/5 (1339 reviews)
4. [Zoho Expense](https://www.softwareadvice.co.nz/software/392363/zoho-expense) — 4.6/5 (1208 reviews)
5. [QuickBooks Online](https://www.softwareadvice.co.nz/software/393202/quickbooks-online) — 4.3/5 (8464 reviews)

## Reviews

### "Solid spend management with excellent accounting integration and easy onboarding" — 5.0/5

> **Eri** | *17 May 2026* | Accounting | Recommendation rating: 10.0/10
> 
> **Pros**: The onboarding process went much smoother than anticipated. Cards were issued and the spend limits were established on the very first day, and all employees quickly managed to navigate through the application with no issues whatsoever. Accounting integration takes care of almost all duties I had to fulfill manually in the past – it adds transactions to the ledger with the appropriate categorization and receipts included, saving time on closing month-end balance considerably. It is great how easy it is to manage invoices – once entered, they undergo automatic routing and are paid out without me having to chase people down via email messages. The user interface is intuitive and keeps frequently performed actions easily accessible; moreover, being a web-based product, it works on both my phone and PC without requiring installation. Regarding security concerns, I find granular control over the card settings useful as it helps to prevent mistakes in advance.
> 
> **Cons**: While accounting integration made my life easier, there were several challenges related to category mapping to be solved beforehand, and you might have to put extra effort into making it work in case your chart of accounts is specific. Some reporting options that go beyond the basics cannot be customized sufficiently to suit your needs, and sometimes it is necessary to export data into an external tool to analyze it further. There are no serious drawbacks yet, although I would suggest managing expectations to see that it is a fairly long and tedious process of setup despite what marketing says.
> 
> Ramp has been serving our company's financial needs for 6 months. The system has eliminated the need for Excel files for tracking spends and performing all necessary reconciliation procedures. Its main benefits include reduced time required for closing monthly balance and absence of need for controlling expenses because of set limits. Overall, it offers good value in terms of costs compared to the combination of apps it substitutes. I recommend it to everyone dealing with the same problems.

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### "Ramp saves time..." — 4.0/5

> **Ashley** | *10 February 2026* | Consumer Services | Recommendation rating: 8.0/10
> 
> **Pros**: What I like most about Ramp is how it matches the receipt and categorizes it as soon as a transaction posts.
> 
> **Cons**: What I like least about Ramp is that your balance is based on your bank account and can down suddenly.
> 
> I've had a good overall experience with Ramp. It's easy to use and saves a lot of time. Customer support isn't that great though. They are slow to respond.

-----

### "Would highly recommend to any company" — 5.0/5

> **Michelle** | *23 March 2026* | Human Resources | Recommendation rating: 10.0/10
> 
> **Pros**: The UI for any user is very simple and clear on the application. IT is very easy to upload a receipt as you can also just text the receipt or email it. The notifications are not overbearing from the application. They are able to provide a virtual card for spending on corporate accounts.
> 
> **Cons**: Nothing I can think of. They could provide reminders of remaining amount unused for spending limits such as the culture team.

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### "Great vendor management/payment platform\!" — 4.0/5

> **James** | *12 December 2025* | Computer Software | Recommendation rating: 8.0/10
> 
> **Pros**: Ramp makes bill payment a breeze. They have more logical functions as far as integrations and reporting than their competitors, the speed to vendor payment is swift, and they charge in a logical fashion, not some of the inflated rates of other players in the market.
> 
> **Cons**: They tend to be fragmented and continue to send sales pitches for the products that I am already enrolled in. So communications need improvement.
> 
> Overall, it has been very positive with no complaints about the usability of the technology itself. I am very satisfied with how we are using it to pay vendors.

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### "Great software for tracking work expenses" — 5.0/5

> **Hillel** | *25 August 2025* | Hospital & Health Care | Recommendation rating: 9.0/10
> 
> **Pros**: Receipt management and physical card management is very nice to have for employees as well as making virtual cards.
> 
> **Cons**: Theres not a whole lot to not like some of the pre built permissions arent the best or the most accurate for permissions needed.
> 
> So far so good. Everything seems to work fine. I like that theres a setting so you basically have to upload a receipt.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/115155/ramp)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.softwareadvice.de/software/115155/ramp> |
| en | <https://www.softwareadvice.com/product/115155-Ramp/> |
| en-AU | <https://www.softwareadvice.com.au/software/115155/ramp> |
| en-GB | <https://www.softwareadvice.co.uk/software/115155/ramp> |
| en-IE | <https://www.softwareadvice.ie/software/115155/ramp> |
| en-NZ | <https://www.softwareadvice.co.nz/software/115155/ramp> |
| fr | <https://www.softwareadvice.fr/software/115155/ramp> |

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