---
description: Review of PayPal Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: PayPal | Reviews, Pricing & Demos - SoftwareAdvice NZ
---

Breadcrumb: [Home](/) > [Chargeback Management Software](/directory/4793/chargeback-management-software/software) > [PayPal](/software/104664/paypal)

# PayPal

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> PayPal is a digital payment platform that enables businesses and individuals to pay and accept payments through an online portal. The solution is suitable for businesses of all sizes. It provides a one-touch login process, eliminating the need to re-enter information. For individuals, users can shop as well as process transactions overseas by linking their card details through PayPal’s portal.&#10;&#10;For business owners, users can accept international payments from banks or digital wallets through the portal. Users can bill clients, receive direct payments from suppliers or manufacturers and accept payments from multiple markets with a single account. PayPal charges a transaction fee, which is calculated based on businesses’ total sales volumes. The system is compatible with mobile devices.
> 
> Verdict: Rated **4.6/5** by 26597 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 26597 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.2/5 | Based on overall reviews |
| Value for Money | 4.5/5 | Based on overall reviews |
| Features | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: PayPal
- **Location**: San Jose, US
- **Founded**: 1998

## Commercial Context

- **Starting Price**: US$0.29
- **Pricing model**: Other (Free version available)
- **Pricing Details**: Pricing is based per transaction.&#10;2.5% + Fixed fee ( $0.041)
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: Arabic, Chinese, Czech, Danish, Dutch, English, Finnish, French, German, Hebrew, Hungarian, Indonesian, Irish, Italian, Japanese, Korean, Norwegian, Polish, Portuguese, Russian, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian
- **Available Countries**: Australia, Canada, China, France, Germany, India, Japan, United Kingdom, United States

## Features

- ACH Payment Processing
- AI/Machine Learning
- API
- Access Controls/Permissions
- Accounting
- Activity Dashboard
- Ad hoc Reporting
- Alerts/Notifications
- Anomaly Detection
- Authentication
- Barcode/Ticket Scanning
- Billing & Invoicing
- Billing Portal
- CRM
- Cash Management
- Check Fraud Detection
- Compliance Management
- Contact Database
- Credit Card Processing
- Customisable Dashboard

## Integrations (54 total)

- 123FormBuilder
- 17hats
- Acuity Scheduling
- AthletaDesk
- BetterUnite
- BigCommerce
- Cash App
- ChargePay
- Chargebee
- Cognito Forms
- Constant Contact
- Donorbox
- Ecwid
- Formsite
- Fundraise Up

... and 39 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- Chat

## Category

- [Chargeback Management Software](https://www.softwareadvice.co.nz/directory/4793/chargeback-management-software/software)

## Related Categories

- [Chargeback Management Software](https://www.softwareadvice.co.nz/directory/4793/chargeback-management-software/software)
- [Fraud Management Software](https://www.softwareadvice.co.nz/directory/4642/financial-fraud-detection/software)
- [Shopping Cart Software](https://www.softwareadvice.co.nz/directory/3953/shopping-cart/software)
- [Financial Risk Management Software](https://www.softwareadvice.co.nz/directory/4165/financial-risk-management/software)
- [Retail Management Software](https://www.softwareadvice.co.nz/directory/2025/retail-management/software)

## Alternatives

1. [Stripe](https://www.softwareadvice.co.nz/software/49509/stripe) — 4.6/5 (3369 reviews)
2. [Square Point of Sale](https://www.softwareadvice.co.nz/software/374161/square-register-pos) — 4.6/5 (3033 reviews)
3. [QuickBooks Online](https://www.softwareadvice.co.nz/software/393202/quickbooks-online) — 4.3/5 (8511 reviews)
4. [Stax](https://www.softwareadvice.co.nz/software/390708/stax) — 4.2/5 (145 reviews)
5. [Epos Now](https://www.softwareadvice.co.nz/software/21000/epos-now) — 3.8/5 (727 reviews)

## Reviews

### "Still love PayPal\!" — 5.0/5

> **Khilah** | *17 August 2026* | Retail | Recommendation rating: 10.0/10
> 
> **Pros**: I love that PayPal continues to update their site based on trends and prioritize their security on the site.
> 
> **Cons**: There wouldn’t be much I can say about changing anything and I haven’t experienced any issues with PayPal

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### "PayPal to send money" — 5.0/5

> **Melissa** | *23 June 2026* | Apparel & Fashion | Recommendation rating: 8.0/10
> 
> **Pros**: It’s super easy to use to make payments. It’s widely known and accepted across many different platforms.
> 
> **Cons**: I just think i can sometimes take more time and effort than it needs to in order to log in and Send money
> 
> PayPal is user friendly and a great easy way to send money back and fourth between people when necessary. I use it regularly

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### "Paypal is good software application" — 5.0/5

> **ishwinder** | *16 August 2026* | Government Administration | Recommendation rating: 5.0/10
> 
> **Pros**: I like paypal software application most about international payment easy to withdraw converts dollars to rupees
> 
> **Cons**: I like paypal software application at least easy send money and receive money in my bank account good
> 
> About paypal overall experience well and good i atteched my personal account to receive and send money easy

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### "Paypal is a must for small businesses" — 4.0/5

> **Stephanie** | *12 June 2026* | Consumer Services | Recommendation rating: 8.0/10
> 
> **Pros**: The simplicity of invoicing and customer tracking for a small business. The variety of payment options they provide. Direct messaging for customers from the app itself. For any issues or feedback.
> 
> **Cons**: Can create listing for your products, but they don't offer their own store front. If you're nit real tech savy. It can be rather overwhelming trying to integrate paypal as a payment option, on your website.
> 
> I really enjoy using paypal. I love all the differeht options customers have to choose from to pay. Its helpful that you can have all your products, pricing, invoicing, billing and received payments. All in one as well as all customer information and it tracks sales automatically.

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### "A Trusted and Convenient Way to Send and Receive Payments" — 5.0/5

> **Reyna** | *24 July 2026* | Health, Wellness & Fitness | Recommendation rating: 10.0/10
> 
> **Pros**: Easy to send and receive money&#10;Secure payment processing&#10;Widely accepted by online retailers&#10;Stores multiple payment methods&#10;Fast checkout experience&#10;Buyer protection on many eligible purchases&#10;Detailed transaction history&#10;Mobile app is easy to navigate&#10;Supports bank accounts, debit cards, and credit cards&#10;Ability to transfer money between accounts&#10;Trusted and well-established platform&#10;Convenient for both personal and business use&#10;Two-factor authentication and security features
> 
> **Cons**: nstant transfers often include a fee&#10;Standard bank transfers can take a few business days&#10;Customer service can be inconsistent depending on the issue&#10;Account limitations or holds may occur while transactions are reviewed&#10;Seller fees can be relatively high for businesses&#10;Currency conversion fees can add up for international transactions&#10;Dispute resolution may take time&#10;Some features are only available in certain countries
> 
> I've been using PayPal for years, and it's become one of my go-to payment platforms for both personal and business transactions. Whether I'm paying for online purchases, sending money to friends or family, or receiving payments, it's consistently been fast, reliable, and easy to use.&#10;&#10;The app is straightforward to navigate, and I appreciate how securely it stores payment methods without requiring me to enter my card information every time I make a purchase. Transfers, payment history, and account management are all easy to access, and the buyer protection offered on many purchases provides added peace of mind.&#10;&#10;One feature I especially like is the flexibility. I can link multiple bank accounts and cards, send money quickly, and use PayPal at countless online retailers. It's widely accepted and integrates with many websites, making checkout simple and convenient.&#10;&#10;Overall, PayPal has proven to be a dependable payment solution that makes online transactions easy and secure. It's a service I use regularly and would recommend to anyone looking for a trusted digital wallet.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/104664/paypal)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/retail/paypal-profile/> |
| en-AU | <https://www.softwareadvice.com.au/software/104664/paypal> |
| en-GB | <https://www.softwareadvice.co.uk/software/104664/paypal> |
| en-IE | <https://www.softwareadvice.ie/software/104664/paypal> |
| en-NZ | <https://www.softwareadvice.co.nz/software/104664/paypal> |
| fr | <https://www.softwareadvice.fr/software/104664/paypal> |

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