--- description: Review of PayPal Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: PayPal | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Chargeback Management Software](/directory/4793/chargeback-management-software/software) > [PayPal](/software/104664/paypal) # PayPal Canonical: https://www.softwareadvice.co.nz/software/104664/paypal Page: 1 / 1061\ Next: [Next page](https://www.softwareadvice.co.nz/software/104664/paypal?page=2) > PayPal is a digital payment platform that enables businesses and individuals to pay and accept payments through an online portal. The solution is suitable for businesses of all sizes. It provides a one-touch login process, eliminating the need to re-enter information. For individuals, users can shop as well as process transactions overseas by linking their card details through PayPal’s portal. For business owners, users can accept international payments from banks or digital wallets through the portal. Users can bill clients, receive direct payments from suppliers or manufacturers and accept payments from multiple markets with a single account. PayPal charges a transaction fee, which is calculated based on businesses’ total sales volumes. The system is compatible with mobile devices. > > Verdict: Rated **4.6/5** by 26501 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.6/5** | 26501 Reviews | | Ease of Use | 4.6/5 | Based on overall reviews | | Customer Support | 4.2/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: PayPal - **Location**: San Jose, US - **Founded**: 1998 ## Commercial Context - **Starting Price**: US$0.29 - **Pricing model**: Other (Free version available) - **Pricing Details**: Pricing is based per transaction. 2.5% + Fixed fee ( $0.041) - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: Arabic, Chinese, Czech, Danish, Dutch, English, Finnish, French, German, Hebrew, Hungarian, Indonesian, Irish, Italian, Japanese, Korean, Norwegian, Polish, Portuguese, Russian, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian - **Available Countries**: Australia, Canada, China, France, Germany, India, Japan, United Kingdom, United States ## Features - ACH Payment Processing - AI/Machine Learning - API - Access Controls/Permissions - Accounting - Activity Dashboard - Ad hoc Reporting - Alerts/Notifications - Anomaly Detection - Authentication - Barcode/Ticket Scanning - Billing & Invoicing - Billing Portal - CRM - Cash Management - Check Fraud Detection - Compliance Management - Contact Database - Credit Card Processing - Customisable Dashboard ## Integrations (53 total) - 123FormBuilder - 17hats - Acuity Scheduling - AthletaDesk - BetterUnite - BigCommerce - Cash App - ChargePay - Chargebee - Cognito Forms - Constant Contact - Donorbox - Ecwid - Formsite - Fundraise Up ... and 38 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Chargeback Management Software](https://www.softwareadvice.co.nz/directory/4793/chargeback-management-software/software) ## Related Categories - [Chargeback Management Software](https://www.softwareadvice.co.nz/directory/4793/chargeback-management-software/software) - [Tablet POS Software](https://www.softwareadvice.co.nz/directory/1451/tablet-pos/software) - [Sporting Goods POS Software](https://www.softwareadvice.co.nz/directory/109/sporting-goods-store-software/software) - [POS Software For Small Business](https://www.softwareadvice.co.nz/directory/456/small-business-pos/software) - [Fraud Management Software](https://www.softwareadvice.co.nz/directory/4642/financial-fraud-detection/software) ## Alternatives 1. [Stripe](https://www.softwareadvice.co.nz/software/49509/stripe) — 4.6/5 (3353 reviews) 2. [Square Point of Sale](https://www.softwareadvice.co.nz/software/374161/square-register-pos) — 4.6/5 (3032 reviews) 3. [QuickBooks Online](https://www.softwareadvice.co.nz/software/393202/quickbooks-online) — 4.3/5 (8475 reviews) 4. [Epos Now](https://www.softwareadvice.co.nz/software/21000/epos-now) — 3.8/5 (726 reviews) 5. [Stax](https://www.softwareadvice.co.nz/software/390708/stax) — 4.2/5 (142 reviews) ## Reviews ### "Reliable and Easy to use" — 5.0/5 > **Jeffrey** | *22 June 2026* | Construction | Recommendation rating: 10.0/10 > > **Pros**: Easy to use, trusted by customers, and payments are received quickly. No issues with the app. Good buyer and seller protection in many situations. > > **Cons**: Processing fees can add up, and occasional payment holds can be frustrating. Instant transfers to your bank usually have an extra fee. > > Very positive. PayPal has been reliable, convenient, and a great option for accepting customer payments. ----- ### "Its the BEST\!" — 5.0/5 > **Jabbara** | *8 June 2026* | Food & Beverages | Recommendation rating: 10.0/10 > > **Pros**: I love how paypal seamlessly next to other apps. It's one of the easiest payment apps to use. And it's pretty safe. > > **Cons**: I wish there were more free ATM options. Paypal had their own automatic teller machines. This would be very convenient. > > I've been using paypal for years. It's always been there for it and alternative to my bank or handling online payments. ----- ### "Paypal Enhances My Business\!" — 5.0/5 > **George** | *17 June 2026* | Wholesale | Recommendation rating: 10.0/10 > > **Pros**: Paypal makes it easier to operate my business especially when creating invoices and communicating with clients for payment. > > **Cons**: When operating a business with Paypal the fees can add up. Processing fees associated with transaction add to the expenses of having a business. > > Overall I enjoy the use of Paypal on my PC or using it as a mobile app. Being able to operate my business and make transaction on the go is great. ----- ### "Take the good with the bad" — 4.0/5 > **Danielle** | *23 March 2026* | Transportation/Trucking/Railroad | Recommendation rating: 6.0/10 > > **Pros**: PayPal is a convenient and widely accepted payment method. Setting up a PayPal account is easy and hassle-free. Additionally, PayPal is accepted at many retailers, further enhancing its ease of use and convenience. > > **Cons**: I have reservations about certain functionalities of PayPal. There are numerous scams associated with PayPal, and perpetrators often face minimal consequences. Additionally, PayPal lacks adequate protections for sellers. Consumers can fraudulently claim that goods or services have not been rendered, leading to a reversal of payment. The fees associated with certain transactions can end up feeling more like a penalty rather than a necessity. > > I’ve had a pretty mixed experience using PayPal over time. On the one hand, it’s incredibly convenient. Setting up an account was quick, and I like not having to enter my card details every time I make an online purchase. Sending and receiving money is usually fast and straightforward, which makes it useful for splitting bills or paying people without much hassle. One of the biggest positives for me has been the sense of security. Knowing there’s some level of buyer protection gives me peace of mind when shopping online, especially from sellers I’m not familiar with. That said, there are definitely downsides. The fees can be frustrating, especially for certain transactions or when dealing with international payments. It sometimes feels like small amounts get chipped away more than expected. Another issue I’ve run into is how sensitive the system can be—there have been moments where transfers were delayed or my account was briefly limited, and it wasn’t always clear why. Overall, I’d say PayPal is reliable and convenient for everyday use, especially for online purchases, but it’s not perfect. It works well most of the time, but when problems come up, they can be a bit frustrating to deal with. ----- ### "Love this Money Transfer Platform" — 4.0/5 > **Misha** | *8 May 2026* | Computer Software | Recommendation rating: 8.0/10 > > **Pros**: I love that Paypal is reliable and always is working. It is a great way to exchange funds for payroll, expenses, and other fees > > **Cons**: I wish that the amount to be sent would not be capped. It would be nice if they provided extended features for small businesses as well. > > I love Paypal and I have been using it for years. It is a great platform with credibility, reliability, and has credit ----- Page: 1 / 1061\ Next: [Next page](https://www.softwareadvice.co.nz/software/104664/paypal?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/104664/paypal) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | | fr | | ----- ## Structured Data