--- description: Review of PayPal Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: PayPal | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Chargeback Management Software](/directory/4793/chargeback-management-software/software) > [PayPal](/software/104664/paypal) # PayPal Canonical: https://www.softwareadvice.co.nz/software/104664/paypal Page: 1 / 1058\ Next: [Next page](https://www.softwareadvice.co.nz/software/104664/paypal?page=2) > PayPal is a digital payment platform that enables businesses and individuals to pay and accept payments through an online portal. The solution is suitable for businesses of all sizes. It provides a one-touch login process, eliminating the need to re-enter information. For individuals, users can shop as well as process transactions overseas by linking their card details through PayPal’s portal. For business owners, users can accept international payments from banks or digital wallets through the portal. Users can bill clients, receive direct payments from suppliers or manufacturers and accept payments from multiple markets with a single account. PayPal charges a transaction fee, which is calculated based on businesses’ total sales volumes. The system is compatible with mobile devices. > > Verdict: Rated **4.6/5** by 26408 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.6/5** | 26408 Reviews | | Ease of Use | 4.6/5 | Based on overall reviews | | Customer Support | 4.2/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: PayPal - **Location**: San Jose, US - **Founded**: 1998 ## Commercial Context - **Starting Price**: US$0.29 - **Pricing model**: Other (Free version available) - **Pricing Details**: Pricing is based per transaction. 2.5% + Fixed fee ( $0.041) - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: Arabic, Chinese, Czech, Danish, Dutch, English, Finnish, French, German, Hebrew, Hungarian, Indonesian, Irish, Italian, Japanese, Korean, Norwegian, Polish, Portuguese, Russian, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian - **Available Countries**: Australia, Canada, China, France, Germany, India, Japan, United Kingdom, United States ## Features - ACH Payment Processing - AI/Machine Learning - API - Access Controls/Permissions - Accounting - Activity Dashboard - Ad hoc Reporting - Alerts/Notifications - Anomaly Detection - Authentication - Barcode/Ticket Scanning - Billing & Invoicing - Billing Portal - CRM - Cash Management - Check Fraud Detection - Compliance Management - Contact Database - Credit Card Processing - Customisable Dashboard ## Integrations (53 total) - 123FormBuilder - 17hats - Acuity Scheduling - AthletaDesk - BetterUnite - BigCommerce - Cash App - ChargePay - Chargebee - Cognito Forms - Constant Contact - Donorbox - Ecwid - Formsite - Fundraise Up ... and 38 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Chargeback Management Software](https://www.softwareadvice.co.nz/directory/4793/chargeback-management-software/software) ## Related Categories - [Chargeback Management Software](https://www.softwareadvice.co.nz/directory/4793/chargeback-management-software/software) - [Tablet POS Software](https://www.softwareadvice.co.nz/directory/1451/tablet-pos/software) - [Sporting Goods POS Software](https://www.softwareadvice.co.nz/directory/109/sporting-goods-store-software/software) - [POS Software For Small Business](https://www.softwareadvice.co.nz/directory/456/small-business-pos/software) - [Fraud Management Software](https://www.softwareadvice.co.nz/directory/4642/financial-fraud-detection/software) ## Alternatives 1. [Stripe](https://www.softwareadvice.co.nz/software/49509/stripe) — 4.6/5 (3337 reviews) 2. [Square Point of Sale](https://www.softwareadvice.co.nz/software/374161/square-register-pos) — 4.6/5 (3030 reviews) 3. [QuickBooks Online](https://www.softwareadvice.co.nz/software/393202/quickbooks-online) — 4.3/5 (8447 reviews) 4. [Epos Now](https://www.softwareadvice.co.nz/software/21000/epos-now) — 3.8/5 (719 reviews) 5. [Stax](https://www.softwareadvice.co.nz/software/390708/stax) — 4.1/5 (129 reviews) ## Reviews ### "Paypal\!\!\!\!\!\!\!" — 3.0/5 > **Terri** | *6 May 2026* | Human Resources | Recommendation rating: 5.0/10 > > **Pros**: Its always there if i need jt. They are secure and are seemingly gettjng better. Theyve now addrd crypto. > > **Cons**: The crypto is a major downfall. I recently sent cry o to to my paypal account crypto sectoon, and aparantly even with having all the info needed they refused to return the currency back to the orig I nal sender so i lost a rather large amount of crypto/money > > Overall its not been terrible. The crypto issue was a big downfall for me with them. I hoped they would hknor my request see I ng as ive been a loyal customer og theirs for several years ----- ### "PayPal pal" — 4.0/5 > **Caleb** | *24 April 2026* | Consumer Goods | Recommendation rating: 10.0/10 > > **Pros**: I like that the transactions are encrypted, and sensitive banking details are not shared with merchants. > > **Cons**: That the 5% cash back does not apply to multiple different consumer purchase groups and I have to activate it every month. > > I can say it is overall pretty great. It offers better interest rates than brick and mortar banks so I try to keep cash in it. ----- ### "Ok for somethings, bad for others" — 3.0/5 > **Ricardo** | *28 April 2026* | Information Technology & Services | Recommendation rating: 4.0/10 > > **Pros**: They are good for handling transactions through ebay or good for sending cash to friends. They are good to use when checkouts on some websites might seem sketchy. It is better that submitting card numbers on websites > > **Cons**: The fees as a seller have become my number one issue with them for receiving payment. When refunds happen they hold onto the transaction fees ----- ### "Efficient payment method for ecommerce" — 4.0/5 > **Alicia** | *7 March 2026* | Telecommunications | Recommendation rating: 8.0/10 > > **Pros**: I usually recommend using PayPal for a more secure transaction to my clients. Invoicing is oso way more easier and rarely has errors or bugs. On the personal side I also prefer paying via PayPal, brings more peace of mind not adding you credit and just pay with your email account. > > **Cons**: The transaction fee is quite expensive compared to other payment methods but it safer so, it’s not a big con. > > I’ve been using PayPal since 2016. As a developer I used to work integrated PayPal in software solutions for my clients. Has the best conversion rate (even better than debit card). ----- ### "Like Banking, But Make It Suspenseful" — 5.0/5 > **Leo** | *31 March 2026* | Warehousing | Recommendation rating: 8.0/10 > > **Pros**: I love how easy it is to send money… and how creatively difficult it is to get it back. Their emails keep me entertained—‘You have access to your money\!’ (terms and conditions may emotionally apply) > > **Cons**: The thrill of random account limitations—really keeps life unpredictable.” Customer support that feels like a long-distance relationship… mostly one-sided. > > A rollercoaster—except the only drop is my balance disappearing temporarily. Like a situationship with my money: complicated, unpredictable, and full of mixed signals. ----- Page: 1 / 1058\ Next: [Next page](https://www.softwareadvice.co.nz/software/104664/paypal?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/104664/paypal) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | | fr | | ----- ## Structured Data