--- description: Review of Square Payments Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice New Zealand. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Square Payments | Reviews, Pricing & Demos - SoftwareAdvice NZ --- Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/4759/mobile-credit-card-processing-software/software) > [Square Payments](/software/374157/square-payments) # Square Payments Canonical: https://www.softwareadvice.co.nz/software/374157/square-payments Page: 1 / 108\ Next: [Next page](https://www.softwareadvice.co.nz/software/374157/square-payments?page=2) > Square Payments is a cloud-based payment processing tool for businesses within the retail, food and beverage and health and fitness industries. Key features include fraud prevention, dispute management, touch-free transactions, automated invoicing and cash flow monitoring. Square Payments’ built-in analytics uses machine learning to track fraudulent activities and monitor transactions in real-time. It can send automatic alerts on suspicious activities. Automatic receipts speed up the checkout processes and ensure a digital record of all purchases is kept. Additionally, this tool comes with an activity dashboard, which consolidates all customer data and provides timely updates on sales and inventory. Square Payments is available on a per-transaction basis and support is provided via documentation, forums, emails, phone, FAQs and video tutorials. The application involves Terminal API and Reader SDK to streamline payment processing and offers integrations with third-party point-of-sale software and service providers including Mailchimp, Ritual, WooCommerce and Intuit QuickBooks. > > Verdict: Rated **4.7/5** by 2675 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 2675 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online \& invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - ACH Payment Processing - API - Activity Dashboard - Billing & Invoicing - CRM - Cash Management - Compliance Management - Contactless NFC - Credit Card Processing - Cryptocurrency Processing - Customer Database - Data Security - Debit/Credit Card Processing - Electronic Payments - Electronic Signature - Fraud Detection - Gift Card Management - In-Person Payments - Invoice Management - Mobile Access ## Integrations (30 total) - Acuity Scheduling - BigCommerce - ClinicSense - Craver - DAVO - Ecwid - Fomo - Jotform - Linktree - Mailchimp - Make - MarginEdge - MoeGo - Paymo - Poptin ... and 15 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Mobile Credit Card Processing Software](https://www.softwareadvice.co.nz/directory/4759/mobile-credit-card-processing-software/software) ## Related Categories - [Mobile Credit Card Processing Software](https://www.softwareadvice.co.nz/directory/4759/mobile-credit-card-processing-software/software) - [Payment Processing Software](https://www.softwareadvice.co.nz/directory/4526/online-payment/software) ## Alternatives 1. [PayPal](https://www.softwareadvice.co.nz/software/104664/paypal) — 4.6/5 (26321 reviews) 2. [Venmo](https://www.softwareadvice.co.nz/software/317580/venmo) — 4.7/5 (9272 reviews) 3. [Stripe](https://www.softwareadvice.co.nz/software/49509/stripe) — 4.6/5 (3317 reviews) 4. [Square Point of Sale](https://www.softwareadvice.co.nz/software/374161/square-register-pos) — 4.6/5 (3024 reviews) 5. [Nomod](https://www.softwareadvice.co.nz/software/389619/nomod) — 4.8/5 (335 reviews) ## Reviews ### "Perfect for A small business" — 5.0/5 > **Will** | *20 March 2026* | Computer Hardware | Recommendation rating: 10.0/10 > > **Pros**: I love my square device and payment system. I have had 2 different devices now and I love them. Great for the office and mobile services > > **Cons**: The app can use some fixes but for the most part it works very well. small bugs but I am sure they will be fixed soon > > Square is a must have for small businesses. It makes a POS system simple. Easy and affordable. Its perfect ----- ### "Square Makes Payments and Posting so Easy" — 5.0/5 > **Zachary** | *19 March 2026* | Philanthropy | Recommendation rating: 10.0/10 > > **Pros**: We use Square's card readers for attendees to pay for admission to our program events. Never had a problem with the system and it works well in combination with our ERP system. In addition, the reporting features help us easily drop data into Microsoft Excel and manipulate the data. > > **Cons**: Overall, I have little criticism for Square. The system works well, does what it's supposed to do, and transferring money to our bank is easy. > > Square has helped us eliminate the need for physical money at our programing events, since attendees can easily pay with CC. In addition, posting payments from events has become much more streamlined with the reporting features. ----- ### "Overall a Good Experience" — 4.0/5 > **Octavia** | *19 March 2026* | Online Media | Recommendation rating: 3.0/10 > > **Pros**: I enjoy the ease of use, and how fast the program works. It allows for easy payment, including tap to pay payments. > > **Cons**: There are occasional server issues and payments occasionally fail. The app occasionally has issues starting up/with logging in. > > I have an overall positive experience with square payments, despite the occasional server outages. I would recommend it ----- ### "Dejavoo Device" — 4.0/5 > **Rhonda** | *2 March 2026* | Executive Office | Recommendation rating: 2.0/10 > > **Pros**: Great pricing for the Dejavoo device. The fee are alot lower for use when customer pay with credit cards > > **Cons**: That it will not hook up to our High speed internet, The device is to old. The device keeps turning off the wifi. > > Stax has great customer service. The dejavoo is a very easy device to use, very self explanatory, and easy to process payments. ----- ### "Easy payment method for s of run buisness" — 5.0/5 > **Shayne** | *25 February 2026* | Construction | Recommendation rating: 8.0/10 > > **Pros**: Accepting payments becomes effortless with a system that works for cards, taps, and swipes without extra hassle. Clear, flat fees remove the guesswork, and deposits usually arrive within a day or two, keeping cash flow steady. Built-in tools for invoicing and recurring payments make it easy to stay organized, while real-time sales tracking helps businesses make smarter decisions. > > **Cons**: The tricky part comes when fees start eating into smaller sales, and unexpected holds can leave funds out of reach for a while. It also doesn’t always offer the deeper tools or flexibility a growing business might eventually need. > > Taking payments has been pretty easy, and the money usually shows up quickly without much effort. It feels simple to ring someone up whether it’s online or in person, though the small fees and those moments when the service isn’t available offline can be a little frustrating. ----- Page: 1 / 108\ Next: [Next page](https://www.softwareadvice.co.nz/software/374157/square-payments?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.nz/software/374157/square-payments) ## This page is available in the following languages | Locale | URL | | de | | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | | fr | | ----- ## Structured Data