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description: Page 5 - Discover the best Debt Collection Software in New Zealand. Compare top Debt Collection Software tools with customer reviews, pricing and free demos.
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title: Page 5 - Best Debt Collection Software in New Zealand - 2026 Reviews, Pricing & Demos
---

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# Debt Collection Software

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## Products

1. [TrueAccord](https://www.softwareadvice.co.nz/software/468167/TrueAccord) (0 reviews) — TrueAccord is a recovery and collections platform that leverages machine learning to help businesses of all sizes str...
2. [Debtor Management](https://www.softwareadvice.co.nz/software/520248/Debtor-Management) (0 reviews) — Debtor Management is a tool that helps businesses escalate late payments and overdue invoices efficiently. It reduces...
3. [Intelligent Payment Portal](https://www.softwareadvice.co.nz/software/521411/Intelligent-Payment-Portal) (0 reviews) — The Intelligent Payment Portal is an online self-service payment solution. It allows businesses to offer personalized...
4. [FinView](https://www.softwareadvice.co.nz/software/523869/FinView) (0 reviews) — FinView is a specialised platform designed specifically for debt collection agencies. It combines powerful tools and ...
5. [ÉquiSettle](https://www.softwareadvice.co.nz/software/525638/equiSettle) (0 reviews) — ÉquiSettle is an accounts receivable solution that helps businesses streamline the cash collections process. It is de...
6. [FinanceOps](https://www.softwareadvice.co.nz/software/528566/FinanceOps) (0 reviews) — FinanceOps is an automated collections management software that uses artificial intelligence to streamline workflows ...
7. [Cash Flow Forecasting](https://www.softwareadvice.co.nz/software/455180/Emagia-Cash-Inflow-Manager) (0 reviews) — Cash Flow Forecasting software is an AI-powered tool designed to analyze data and predict cash inflows and outflows. ...
8. [Bectran](https://www.softwareadvice.co.nz/software/272209/bectran) (0 reviews) — Bectran is an all-in-one credit, collections, and accounts receivable management platform for B2B finance departments...
9. [FinFloh](https://www.softwareadvice.co.nz/software/517876/FinFloh) (0 reviews) — FinFloh is an AI-powered Order-to-Cash platform built for CFOs and B2B finance teams to achieve faster collections, s...
10. [Cash & Credit](https://www.softwareadvice.co.nz/software/435740/cash-and-credit) (0 reviews) — Cash \& Credit is a collection automation and credit management software package. It improves the performance of 3...
11. [Billabex](https://www.softwareadvice.co.nz/software/514962/Billabex) (0 reviews) — Billabex is a data collection solution that simplifies invoice collection for businesses. It uses artificial intellig...
12. [Loxon Collection](https://www.softwareadvice.co.nz/software/458393/Loxon-Collection) (0 reviews) — Loxon Collection is a cloud-based solution designed to help financial institutions manage delinquencies and improve r...
13. [CollectXpert](https://www.softwareadvice.co.nz/software/518846/CollectXpert) (0 reviews) — CollectXpert is a debt collection management software designed to automate and simplify the debt recovery process for...

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## Related Categories

- [Financial Reporting Software](https://www.softwareadvice.co.nz/directory/1904/financial-reporting/software)
- [Loan Servicing Software](https://www.softwareadvice.co.nz/directory/4505/loan-servicing/software)
- [Commercial Loan Software](https://www.softwareadvice.co.nz/directory/4758/commercial-loan-software/software)
- [Accounts Payable Software](https://www.softwareadvice.co.nz/directory/1851/accounts-payable/software)
- [Accounts Receivable Software](https://www.softwareadvice.co.nz/directory/1843/accounts-receivable/software)

## Links

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TrueAccord offers a self-service solution to personalize the consumer journey across digital channels such as email, SMS, voicemail drops, Facebook and more.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/22900b00-745f-4e2d-ac03-270ec773a66b.jpeg","url":"https://www.softwareadvice.co.nz/software/468167/TrueAccord","@type":"ListItem"},{"name":"Debtor Management","position":2,"description":"Debtor Management is a tool that helps businesses escalate late payments and overdue invoices efficiently.\n\nIt reduces the amount of manual work involved in identifying late-paying customers, assessing the risk of non-payment, and creating collection letters used to escalate overdues.\n\nSome of the key features of Debtor Management include:\n\n1. Identifying late-paying customers\nUsing their accounting information, businesses get a view of all their overdue accounts in one dashboard, along with insights on the days overdue, amount overdue, and payment risk level associated with the customer account. \n\n2. Prioritise collections effort\nBy using account and invoice insights, businesses can prioritise which account to escalate first, and decide what type of formal escalation is appropriate.\n\n3. Create collection letters automatically\nBy simply selecting the account and invoices to be escalated, and the type of collection letter required, Debtor Management creates collection letters with all the required information automatically, downloaded for users in PDF format.\n\n4. Add customers to risk monitoring list or register a default","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/45850bb8-aa7c-40e1-b279-6abafeda9073.jpeg","url":"https://www.softwareadvice.co.nz/software/520248/Debtor-Management","@type":"ListItem"},{"name":"Intelligent Payment Portal","position":3,"description":"The Intelligent Payment Portal is an online self-service payment solution. It allows businesses to offer personalized payment plans and flexible settlement options to their customers. The portal is designed for industries such as healthcare, accounts receivable management, government, and non-profit organizations. It helps reduce administrative and collection costs by empowering consumers to self-resolve their bills and past due balances 24/7.\n\nThe Intelligent Payment Portal provides a suite of core features to create a smooth payment experience. Consumers can set up their own payment plans, negotiate lump sum settlements, and manage consent to receive email and text communications. The portal also offers e-statement presentation and paperless billing, reducing unnecessary calls and print/mailing expenses. Additionally, the solution provides payment reporting and advanced analytics, giving businesses visibility into revenue from all payment channels and tracking key performance metrics.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/96c80c49-f6d4-4c08-b46f-20381dad082f.jpeg","url":"https://www.softwareadvice.co.nz/software/521411/Intelligent-Payment-Portal","@type":"ListItem"},{"name":"FinView","position":4,"description":"FinView is a specialised platform designed specifically for debt collection agencies. It combines powerful tools and automated processes to streamline debt recovery operations, enhancing both efficiency and results. This integrated suite is designed to support every stage of the debt collection life-cycle, making it a vital asset for agencies of all sizes to improve their collection outcomes.\n\nFinView seamlessly integrates the latest debt collection technologies, tailored for agencies looking to enhance efficiency and exceed collection goals. Our platform equips you with automated workflows, advanced analytics, and effective communication tools, transforming your debt recovery strategies into successful outcomes.\n\nFinView consists of:\n- FinView Hub - (web) access to the entire platform\n- FinView Control - (web) the access for your customers to provide real-time insight into progress\n- FinView Access - (web and app) the access for debtors to take control of their own files.\n\nData Onboarding:\n- Import data of any size or shape.\n- Immediately identify and clean up defective files.\n- Compare with your existing database.\n\nA proprietary drag-and-drop workflow tool.\n- No coding required.\n- Add pre-made communication templates with a single click.\n- Link multiple flows together.\n\nInbox\n- Communicate through any channel, from one shared inbox.\n- Support customers across multiple channels.\n- Respond to customers easily with pre-made templates.\n- Track delivery success with every communication.\n\nA simple ticketing system for your entire team.\n- Ensure all emails received are handled.\n- Manage all unpaid payments immediately.\n- Assign tickets to different team members.\n- Manage attachments and link directly to your Inbox.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/ce696315-a032-442b-8f00-f7a9aecfba3b.jpeg","url":"https://www.softwareadvice.co.nz/software/523869/FinView","@type":"ListItem"},{"name":"ÉquiSettle","position":5,"description":"ÉquiSettle is an accounts receivable solution that helps businesses streamline the cash collections process. It is designed for companies dealing with the need for improved cash flow management, high volumes of accounts receivable, complex collection processes, and multiple stakeholders involved in the collection process.\n\nÉquiSettle's platform enables teams to automate the entire cash collections workflow, from initial contact to final resolution. It lets stakeholders schedule follow-ups automatically based on buyer categories, adjusts communication tone and frequency according to customer segments, tracks payment status in real-time, and triggers appropriate actions based on predefined rules. The platform also maintains detailed records of all collection activities, enabling data-driven decision making with comprehensive insights and analytics.\n\nOne key feature of ÉquiSettle is its ability to help users resolve disputes efficiently. The collaborative tools keep all stakeholders aligned and informed, reducing resolution time for payment delays. The platform also offers customizable workflows that can be personalized in accordance with the user's specific enforcement procedures, business processes, customer segments, communication preferences, and collection strategies.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/d4bd3f9f-473f-4414-9c33-9267adaab71b.webp","url":"https://www.softwareadvice.co.nz/software/525638/equiSettle","@type":"ListItem"},{"name":"FinanceOps","position":6,"description":"FinanceOps is an automated collections management software that uses artificial intelligence to streamline workflows and accelerate cash flow. The software is designed to handle low-dollar accounts that would otherwise require manual follow-ups, freeing up finance teams to focus on high-value accounts and strategic initiatives. \n\nFinanceOps offers intelligent outreach across multiple channels such as email, SMS, and voice. The software's customer insights engine analyzes behavior, segments responses, and identifies trends to determine the best way to engage each customer. The platform also provides automated reconciliation, instantly matching invoices, payment plans, and purchase orders to give a complete picture of outstanding receivables.\n\nFinanceOps integrates seamlessly with existing CRMs, ERPs, and billing systems, ensuring compliance with industry regulations. This allows businesses to transform their financial processes and turn missed opportunities into predictable cash flow.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/0a8c270a-d5ee-4399-b2c1-afeb47b8df27.jpeg","url":"https://www.softwareadvice.co.nz/software/528566/FinanceOps","@type":"ListItem"},{"name":"Cash Flow Forecasting","position":7,"description":"Cash Flow Forecasting software is an AI-powered tool designed to analyze data and predict cash inflows and outflows. It is used by financial executives and treasury departments in industries such as manufacturing, logistics, healthcare, and consumer packaged goods to manage liquidity and make informed investment and borrowing decisions.\n\nThe software offers configurable rolling window forecasting with flexible short-term forecasts on cash inflows from receivables. It consolidates cash flows across various platforms, including web and Excel interfaces. The system provides multi-dimensional predictive modeling on receivables and payment trends, along with real-time scenario analysis capabilities. Performance indicators help monitor cash flow periodically and set targets for collections teams.\n\nThe software includes detailed views at divisional, transactional, and user portfolio levels, using future, real-time, and historical data trends to determine actual and forecast values. It tracks forecast versus actual results to improve accuracy over time. The technology reduces manual forecasting efforts and integrates with various ERP systems such as SAP, Oracle, JD Edwards, PeopleSoft, Microsoft ERPs, NetSuite, and Sage ERPs.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/e6ec295d-edd3-4953-b598-8de01c20375f.png","url":"https://www.softwareadvice.co.nz/software/455180/Emagia-Cash-Inflow-Manager","@type":"ListItem"},{"name":"Bectran","position":8,"description":"Bectran is an all-in-one credit, collections, and accounts receivable management platform for B2B finance departments. With its digital task management and process automation features, Bectran helps businesses streamline credit operations and improve efficiency. The platform seamlessly integrates with back-end ERPs, CRMs, and e-commerce sites, allowing for fast and two-way delivery of credit data. Bectran enables companies to optimize their credit-to-cash cycle, minimize default risk, and enhance overall credit portfolio quality.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/29543d43-89d6-4da9-9302-ae15d7c26591.png","url":"https://www.softwareadvice.co.nz/software/272209/bectran","@type":"ListItem"},{"name":"FinFloh","position":9,"description":"FinFloh is an AI-powered Order-to-Cash platform built for CFOs and B2B finance teams to achieve faster collections, smarter credit decisions, and quicker reconciliation. Our suite of autonomous agents—Floh Collect AI, Credit AI, Recon AI, and Invoice AI—works like an extension of your finance team, automating and optimizing every stage of the accounts receivable process.\n\nWhether you're chasing overdue invoices, onboarding new customers, matching payments, or sending compliant invoices—FinFloh eliminates manual work, data chaos, and communication gaps. Our AI agents integrate seamlessly with your ERP, CRM, and communication systems to bring transparency, control, and efficiency across the O2C lifecycle.\n\nWith FinFloh, finance teams:\n\nReduce DSO by 40–50%\n\nSave 200–400 hours/month in manual effort\n\nAutomate 70–90% of collections, credit, and reconciliation workflows\n\nImprove on-time payments for overdue invoices by 10%+\n\nEach module is purpose-built:\n\n✅ Floh Collect AI automates multi-channel reminders, assigns collector worklists, tracks promise-to-pay, and accelerates cash inflow.\n\n✅ Floh Credit AI streamlines credit scoring and onboarding using market, historical, and behavioral data. It auto-sets terms in your CRM and delivers real-time credit risk alerts.\n\n✅ Floh Recon AI auto-captures payments from banks, portals, and remittances, matches them to invoices/customers, and posts directly into your ERP.\n\n✅ Floh Invoice AI syncs with orders, contracts, and CRM to auto-generate and deliver invoices, flag discrepancies, and even convert cancellations into credit memos.\n\nFinFloh is trusted by global enterprises like Yellow.ai, Gupshup, Kaleyra, and Knowlarity, and integrates with tools like Oracle NetSuite, QuickBooks, Zoho, Xero, and Stripe.\n\nWe’re SOC 2, ISO 27001, and GDPR compliant—and proudly recognized as a G2 Momentum Leader, Best A/R Software Developer 2024 (Wealth & Finance), and Product Hunt Top 3 Product of the Day.\n\nReady to take control of your cash flow? Book a demo or start your free trial today.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/f99504c6-2f28-41b8-9cfb-bb24b426709e.png","url":"https://www.softwareadvice.co.nz/software/517876/FinFloh","@type":"ListItem"},{"name":"Cash & Credit","position":10,"description":"Cash & Credit is a collection automation and credit management software package.\nIt improves the performance of 3 processes in the order-to-cash chain: preventive dunning and collection, dispute management and credit policy.\n\nThe benefits of Cash & Credit :\n- Forecast and accelerate cash inflows, \n- Control and manage customer risk,\n- Optimise team productivity.\n\nProduct benefits :\n- Expertise and agility: published by experts and designed with users in mind, Cash & Credit adapts easily to any specific business, process or consolidation requirement, thanks to unrivalled finesse in configuring dunning strategies or credit management.\n\n- International customer management: multilingual and multicurrency software\n\n- 360° customer management and vision: interoperable software that recovers and standardises heterogeneous data from different information systems. Can be coupled with an internal BI tool for even more expert management.\n\nCollection process: Cash & Credit automates personalised invoice dunning scenarios, combining preventive and curative levers to eliminate or reduce late payments.\n\nDispute process: Cash & Credit reduces the time and rate taken to resolve disputes by coordinating the actions of each player in a workflow. \n\nCredit process: the risk policy is managed directly in Cash & Credit from the customer profile, segmentation, payment conditions, guarantees and credit insurance contracts. All customer data is consolidated so that we can get to know them better, anticipate their payment behaviour, adapt the dunning process, manage credit limits and, if necessary, block/unblock orders.\n\nIn terms of reporting, Cash & Credit displays production, performance and risk indicators on a dashboard: DSO, BPDSO, Excess, ACD, aged trial balance. Cash & Credit can be coupled with an internal BI tool for even more expert management.\n\nCash & Credit meets all the needs of customer risk and credit management teams:\n1.\tReduce late payments and non-payments by systematically deploying all preventive and curative levers. \n2.\tMonitor and anticipate incoming payments, significantly improving cash flow\n3.\tManage teams and improve productivity by automating repetitive tasks using Robotic Process Automation (RPA). Employees are freed from repetitive tasks. With an estimated productivity gain of 30%, they can concentrate on higher value-added activities.\n4.\tSharing the cash culture between all the players (sales, finance, credit management, debt collection) to prevent customer risk, speed up the resolution of disputes and ensure payment on time.\n5.\tTailor credit policy to the real value of the customer.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/92efcf5c-b704-4968-b259-e663052c0b4b.jpeg","url":"https://www.softwareadvice.co.nz/software/435740/cash-and-credit","@type":"ListItem"},{"name":"Billabex","position":11,"description":"Billabex is a data collection solution that simplifies invoice collection for businesses. It uses artificial intelligence technology to optimize payment reminders and improve cash flow. The platform caters to a wide range of industries, from small and midsize enterprises to large corporations, helping them streamline their accounts receivable processes.\n\nBillabex features a multichannel virtual agent that can communicate with customers through various channels, such as email, SMS, phone and mail. This agent can adapt to the debtor's language, ensuring effective and diplomatic communication. Additionally. businesses can personalize the virtual agent's personality, writing style and tone to align with their brand.\n\nBillabex's AI technology continuously learns and adapts to optimize the reminder strategies based on past payment behaviors and new data. This allows for personalized follow-ups that improve efficiency and customer satisfaction, reducing payment delays and increasing collection rates. Additionally, the solution provides detailed reporting and dashboards, enabling businesses to track the effectiveness of their collection efforts.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/5f5535a7-3504-4f89-b87a-291e3857c507.png","url":"https://www.softwareadvice.co.nz/software/514962/Billabex","@type":"ListItem"},{"name":"Loxon Collection","position":12,"description":"Loxon Collection is a cloud-based solution designed to help financial institutions manage delinquencies and improve recovery rates. This AI-powered system provides real-time insights into customer payment behavior, enabling proactive identification and prevention of delinquency risks. Loxon Collection can decrease the average time to resolve a case, improve the recovery rate, and reduce the cost of collection.\n\nThe solution focuses on seamless omnichannel communications and self-service payment methods to help banks build closer relationships with their customers. By tailoring interactions to each individual, the system fosters stronger connections and increases recovery rates. Loxon Collection also streamlines the entire workflow for late and legal stages, automating repetitive tasks and fostering seamless collaboration to drive efficiency and profitability.\n\nLoxon Collection is offered as a software-as-a-service model, eliminating the need for capital expenditure or ongoing maintenance. This approach allows for continuous innovation, ensuring that financial institutions can stay up-to-date and provide the best possible experience for their customers.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/169edc83-db2d-4814-bd91-c45a713ab250.png","url":"https://www.softwareadvice.co.nz/software/458393/Loxon-Collection","@type":"ListItem"},{"name":"CollectXpert","position":13,"description":"CollectXpert is a debt collection management software designed to automate and simplify the debt recovery process for businesses. It is used across industries such as telecommunications, finance, utilities, and manufacturing to enhance collections strategies and improve operational efficiency.\n\nThe software includes automation features that enable the creation of customized collection workflows based on customer behavior. A user-friendly dashboard provides insights into collection performance and recovery operations. The customer 360 analysis feature offers a detailed view of customer payment patterns, supporting data-driven decisions and personalized interactions. Customer segmentation tools categorize accounts based on real-time payment behaviors and preferences. Multi-channel communication options, such as SMS, email, and letters, allow businesses to engage with customers through various methods.\n\nThe platform is designed to work with existing billing systems and provides tools for collaboration with external collection agencies when necessary. These features aim to optimize the debt recovery process while maintaining positive customer relationships.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/37bdc6e5-bc5f-44ad-93d4-c78cda85b104.png","url":"https://www.softwareadvice.co.nz/software/518846/CollectXpert","@type":"ListItem"}],"numberOfItems":13}
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